RabobankRabo DoelSparen

Deposit · 7 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.75%
7 years fixed
since 13 Oct 2026
Your return on €50,000
€1,375
per year, annualised · €10,456 total over 7 years
Deposit guarantee
€50,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 7 years: €10,456.
Interest built up over 7 years
€ 0€ 5k€ 10kstart2 yrs4 yrs6 yrs€10,456After 1 month: €114.58 rate · balance €50,114.58After 2 months: €229.17 rate · balance €50,229.17After 3 months: €343.75 rate · balance €50,343.75After 4 months: €458.33 rate · balance €50,458.33After 5 months: €572.92 rate · balance €50,572.92After 6 months: €687.50 rate · balance €50,687.50After 7 months: €802.08 rate · balance €50,802.08After 8 months: €916.67 rate · balance €50,916.67After 9 months: €1,031.25 rate · balance €51,031.25After 10 months: €1,145.83 rate · balance €51,145.83After 11 months: €1,260.42 rate · balance €51,260.42After 12 months: €1,375.00 rate · balance €51,375.00After 13 months: €1,492.73 rate · balance €51,492.73After 14 months: €1,610.47 rate · balance €51,610.47After 15 months: €1,728.20 rate · balance €51,728.20After 16 months: €1,845.94 rate · balance €51,845.94After 17 months: €1,963.67 rate · balance €51,963.67After 18 months: €2,081.41 rate · balance €52,081.41After 19 months: €2,199.14 rate · balance €52,199.14After 20 months: €2,316.87 rate · balance €52,316.87After 21 months: €2,434.61 rate · balance €52,434.61After 22 months: €2,552.34 rate · balance €52,552.34After 23 months: €2,670.08 rate · balance €52,670.08After 24 months: €2,787.81 rate · balance €52,787.81After 25 months: €2,908.78 rate · balance €52,908.78After 26 months: €3,029.76 rate · balance €53,029.76After 27 months: €3,150.73 rate · balance €53,150.73After 28 months: €3,271.70 rate · balance €53,271.70After 29 months: €3,392.67 rate · balance €53,392.67After 30 months: €3,513.64 rate · balance €53,513.64After 31 months: €3,634.62 rate · balance €53,634.62After 32 months: €3,755.59 rate · balance €53,755.59After 33 months: €3,876.56 rate · balance €53,876.56After 34 months: €3,997.53 rate · balance €53,997.53After 35 months: €4,118.51 rate · balance €54,118.51After 36 months: €4,239.48 rate · balance €54,239.48After 37 months: €4,363.78 rate · balance €54,363.78After 38 months: €4,488.08 rate · balance €54,488.08After 39 months: €4,612.37 rate · balance €54,612.37After 40 months: €4,736.67 rate · balance €54,736.67After 41 months: €4,860.97 rate · balance €54,860.97After 42 months: €4,985.27 rate · balance €54,985.27After 43 months: €5,109.57 rate · balance €55,109.57After 44 months: €5,233.87 rate · balance €55,233.87After 45 months: €5,358.17 rate · balance €55,358.17After 46 months: €5,482.47 rate · balance €55,482.47After 47 months: €5,606.76 rate · balance €55,606.76After 48 months: €5,731.06 rate · balance €55,731.06After 49 months: €5,858.78 rate · balance €55,858.78After 50 months: €5,986.50 rate · balance €55,986.50After 51 months: €6,114.21 rate · balance €56,114.21After 52 months: €6,241.93 rate · balance €56,241.93After 53 months: €6,369.65 rate · balance €56,369.65After 54 months: €6,497.37 rate · balance €56,497.37After 55 months: €6,625.08 rate · balance €56,625.08After 56 months: €6,752.80 rate · balance €56,752.80After 57 months: €6,880.52 rate · balance €56,880.52After 58 months: €7,008.23 rate · balance €57,008.23After 59 months: €7,135.95 rate · balance €57,135.95After 60 months: €7,263.67 rate · balance €57,263.67After 61 months: €7,394.90 rate · balance €57,394.90After 62 months: €7,526.13 rate · balance €57,526.13After 63 months: €7,657.35 rate · balance €57,657.35After 64 months: €7,788.58 rate · balance €57,788.58After 65 months: €7,919.81 rate · balance €57,919.81After 66 months: €8,051.04 rate · balance €58,051.04After 67 months: €8,182.27 rate · balance €58,182.27After 68 months: €8,313.50 rate · balance €58,313.50After 69 months: €8,444.73 rate · balance €58,444.73After 70 months: €8,575.96 rate · balance €58,575.96After 71 months: €8,707.19 rate · balance €58,707.19After 72 months: €8,838.42 rate · balance €58,838.42After 73 months: €8,973.26 rate · balance €58,973.26After 74 months: €9,108.09 rate · balance €59,108.09After 75 months: €9,242.93 rate · balance €59,242.93After 76 months: €9,377.77 rate · balance €59,377.77After 77 months: €9,512.61 rate · balance €59,512.61After 78 months: €9,647.45 rate · balance €59,647.45After 79 months: €9,782.28 rate · balance €59,782.28After 80 months: €9,917.12 rate · balance €59,917.12After 81 months: €10,051.96 rate · balance €60,051.96After 82 months: €10,186.80 rate · balance €60,186.80After 83 months: €10,321.64 rate · balance €60,321.64After 84 months: €10,456.47 rate · balance €60,456.47
Per year
AfterInterest up to thenBalance
1 year€1,375€51,375
2 years€2,788€52,788
3 years€4,239€54,239
4 years€5,731€55,731
5 years€7,264€57,264
6 years€8,838€58,838
7 years€10,456€60,456

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
7 years fixed · early withdrawal with loss of interest
Term
7 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 7 tot 8 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€50,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%12 Feb 202624 Jun 2026now2.75%2.50% from 12 Feb 2026 until 15 Sep 20262.50% from 15 Sep 2026 until 13 Oct 20262.75% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.75%current
15 Sep 20262.50%13 Oct 2026
12 Feb 20262.50%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 20 Oct 2026Rabobank – Rabo DoelSparen (84 mo): conditions changed
  • 13 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.50% → 2.75%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (84 mo): 2.75% announced from 2026-10-14 (now 2.50%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (84 mo) 2.50%

Rate checked on 2 Nov 2026.

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