RabobankRabo DoelSparen

Deposit · 8 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.80%
8 years fixed
since 13 Oct 2026
Your return on €10,000
€280
per year, annualised · €2,472 total over 8 years
Deposit guarantee
€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 8 years: €2,472.
Interest built up over 8 years
€ 0€ 1k€ 2kstart3 yrs6 yrs€2,472After 1 month: €23.33 rate · balance €10,023.33After 2 months: €46.67 rate · balance €10,046.67After 3 months: €70.00 rate · balance €10,070.00After 4 months: €93.33 rate · balance €10,093.33After 5 months: €116.67 rate · balance €10,116.67After 6 months: €140.00 rate · balance €10,140.00After 7 months: €163.33 rate · balance €10,163.33After 8 months: €186.67 rate · balance €10,186.67After 9 months: €210.00 rate · balance €10,210.00After 10 months: €233.33 rate · balance €10,233.33After 11 months: €256.67 rate · balance €10,256.67After 12 months: €280.00 rate · balance €10,280.00After 13 months: €303.99 rate · balance €10,303.99After 14 months: €327.97 rate · balance €10,327.97After 15 months: €351.96 rate · balance €10,351.96After 16 months: €375.95 rate · balance €10,375.95After 17 months: €399.93 rate · balance €10,399.93After 18 months: €423.92 rate · balance €10,423.92After 19 months: €447.91 rate · balance €10,447.91After 20 months: €471.89 rate · balance €10,471.89After 21 months: €495.88 rate · balance €10,495.88After 22 months: €519.87 rate · balance €10,519.87After 23 months: €543.85 rate · balance €10,543.85After 24 months: €567.84 rate · balance €10,567.84After 25 months: €592.50 rate · balance €10,592.50After 26 months: €617.16 rate · balance €10,617.16After 27 months: €641.81 rate · balance €10,641.81After 28 months: €666.47 rate · balance €10,666.47After 29 months: €691.13 rate · balance €10,691.13After 30 months: €715.79 rate · balance €10,715.79After 31 months: €740.45 rate · balance €10,740.45After 32 months: €765.11 rate · balance €10,765.11After 33 months: €789.76 rate · balance €10,789.76After 34 months: €814.42 rate · balance €10,814.42After 35 months: €839.08 rate · balance €10,839.08After 36 months: €863.74 rate · balance €10,863.74After 37 months: €889.09 rate · balance €10,889.09After 38 months: €914.44 rate · balance €10,914.44After 39 months: €939.79 rate · balance €10,939.79After 40 months: €965.13 rate · balance €10,965.13After 41 months: €990.48 rate · balance €10,990.48After 42 months: €1,015.83 rate · balance €11,015.83After 43 months: €1,041.18 rate · balance €11,041.18After 44 months: €1,066.53 rate · balance €11,066.53After 45 months: €1,091.88 rate · balance €11,091.88After 46 months: €1,117.23 rate · balance €11,117.23After 47 months: €1,142.58 rate · balance €11,142.58After 48 months: €1,167.92 rate · balance €11,167.92After 49 months: €1,193.98 rate · balance €11,193.98After 50 months: €1,220.04 rate · balance €11,220.04After 51 months: €1,246.10 rate · balance €11,246.10After 52 months: €1,272.16 rate · balance €11,272.16After 53 months: €1,298.22 rate · balance €11,298.22After 54 months: €1,324.28 rate · balance €11,324.28After 55 months: €1,350.33 rate · balance €11,350.33After 56 months: €1,376.39 rate · balance €11,376.39After 57 months: €1,402.45 rate · balance €11,402.45After 58 months: €1,428.51 rate · balance €11,428.51After 59 months: €1,454.57 rate · balance €11,454.57After 60 months: €1,480.63 rate · balance €11,480.63After 61 months: €1,507.41 rate · balance €11,507.41After 62 months: €1,534.20 rate · balance €11,534.20After 63 months: €1,560.99 rate · balance €11,560.99After 64 months: €1,587.78 rate · balance €11,587.78After 65 months: €1,614.57 rate · balance €11,614.57After 66 months: €1,641.35 rate · balance €11,641.35After 67 months: €1,668.14 rate · balance €11,668.14After 68 months: €1,694.93 rate · balance €11,694.93After 69 months: €1,721.72 rate · balance €11,721.72After 70 months: €1,748.51 rate · balance €11,748.51After 71 months: €1,775.30 rate · balance €11,775.30After 72 months: €1,802.08 rate · balance €11,802.08After 73 months: €1,829.62 rate · balance €11,829.62After 74 months: €1,857.16 rate · balance €11,857.16After 75 months: €1,884.70 rate · balance €11,884.70After 76 months: €1,912.24 rate · balance €11,912.24After 77 months: €1,939.77 rate · balance €11,939.77After 78 months: €1,967.31 rate · balance €11,967.31After 79 months: €1,994.85 rate · balance €11,994.85After 80 months: €2,022.39 rate · balance €12,022.39After 81 months: €2,049.93 rate · balance €12,049.93After 82 months: €2,077.47 rate · balance €12,077.47After 83 months: €2,105.00 rate · balance €12,105.00After 84 months: €2,132.54 rate · balance €12,132.54After 85 months: €2,160.85 rate · balance €12,160.85After 86 months: €2,189.16 rate · balance €12,189.16After 87 months: €2,217.47 rate · balance €12,217.47After 88 months: €2,245.78 rate · balance €12,245.78After 89 months: €2,274.09 rate · balance €12,274.09After 90 months: €2,302.40 rate · balance €12,302.40After 91 months: €2,330.71 rate · balance €12,330.71After 92 months: €2,359.02 rate · balance €12,359.02After 93 months: €2,387.33 rate · balance €12,387.33After 94 months: €2,415.63 rate · balance €12,415.63After 95 months: €2,443.94 rate · balance €12,443.94After 96 months: €2,472.25 rate · balance €12,472.25
Per year
AfterInterest up to thenBalance
1 year€280€10,280
2 years€568€10,568
3 years€864€10,864
4 years€1,168€11,168
5 years€1,481€11,481
6 years€1,802€11,802
7 years€2,133€12,133
8 years€2,472€12,472

Rate and conditions

BalanceRate
€0 – and up2.80%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
8 years fixed · early withdrawal with loss of interest
Term
8 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 8 tot 9 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€10,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%12 Feb 202624 Jun 2026now2.80%2.60% from 12 Feb 2026 until 15 Sep 20262.60% from 15 Sep 2026 until 13 Oct 20262.80% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.80%current
15 Sep 20262.60%13 Oct 2026
12 Feb 20262.60%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (96 mo): 2.60% → 2.80%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (96 mo): 2.80% announced from 2026-10-14 (now 2.60%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (96 mo) 2.60%

Rate checked on 2 Nov 2026.

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