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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Rabobank
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RabobankRabo DoelSparen

Deposit · 8 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Open an account at Rabobank
Rate
2.60%
8 years fixed
Your return on €100,000
€2,600
per year, annualised · €22,794 total over 8 years
Deposit guarantee
€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 8 years: €22,794.
Interest built up over 8 years
€ 0€ 10k€ 20kstart3 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up2.60%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
18 Feb 2026
Access
8 years fixed · early withdrawal with loss of interest
Term
8 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 8 tot 9 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€100,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Nederland kent geen bronbelasting op spaarrente.

Rate history

2.60% since 15 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Rabobank →All savings products of Rabobank →

  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (96 mo) 2.60%

Rate checked on 16 Sep 2026.

Other offers from Rabobank

Instant access · 1.50% · DirectInstant access · 1.85% · Direct6 months · 1.50% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct1 year · 1.65% · Direct2 years · 1.80% · Direct3 years · 1.90% · Direct4 years · 2.00% · Direct5 years · 2.35% · Direct
€22,794After 1 month: €216.67 rate · balance €100,216.67After 2 months: €433.33 rate · balance €100,433.33After 3 months: €650.00 rate · balance €100,650.00After 4 months: €866.67 rate · balance €100,866.67After 5 months: €1,083.33 rate · balance €101,083.33After 6 months: €1,300.00 rate · balance €101,300.00After 7 months: €1,516.67 rate · balance €101,516.67After 8 months: €1,733.33 rate · balance €101,733.33After 9 months: €1,950.00 rate · balance €101,950.00After 10 months: €2,166.67 rate · balance €102,166.67After 11 months: €2,383.33 rate · balance €102,383.33After 12 months: €2,600.00 rate · balance €102,600.00After 13 months: €2,822.30 rate · balance €102,822.30After 14 months: €3,044.60 rate · balance €103,044.60After 15 months: €3,266.90 rate · balance €103,266.90After 16 months: €3,489.20 rate · balance €103,489.20After 17 months: €3,711.50 rate · balance €103,711.50After 18 months: €3,933.80 rate · balance €103,933.80After 19 months: €4,156.10 rate · balance €104,156.10After 20 months: €4,378.40 rate · balance €104,378.40After 21 months: €4,600.70 rate · balance €104,600.70After 22 months: €4,823.00 rate · balance €104,823.00After 23 months: €5,045.30 rate · balance €105,045.30After 24 months: €5,267.60 rate · balance €105,267.60After 25 months: €5,495.68 rate · balance €105,495.68After 26 months: €5,723.76 rate · balance €105,723.76After 27 months: €5,951.84 rate · balance €105,951.84After 28 months: €6,179.92 rate · balance €106,179.92After 29 months: €6,408.00 rate · balance €106,408.00After 30 months: €6,636.08 rate · balance €106,636.08After 31 months: €6,864.16 rate · balance €106,864.16After 32 months: €7,092.24 rate · balance €107,092.24After 33 months: €7,320.32 rate · balance €107,320.32After 34 months: €7,548.40 rate · balance €107,548.40After 35 months: €7,776.48 rate · balance €107,776.48After 36 months: €8,004.56 rate · balance €108,004.56After 37 months: €8,238.57 rate · balance €108,238.57After 38 months: €8,472.58 rate · balance €108,472.58After 39 months: €8,706.59 rate · balance €108,706.59After 40 months: €8,940.60 rate · balance €108,940.60After 41 months: €9,174.61 rate · balance €109,174.61After 42 months: €9,408.62 rate · balance €109,408.62After 43 months: €9,642.63 rate · balance €109,642.63After 44 months: €9,876.64 rate · balance €109,876.64After 45 months: €10,110.65 rate · balance €110,110.65After 46 months: €10,344.66 rate · balance €110,344.66After 47 months: €10,578.67 rate · balance €110,578.67After 48 months: €10,812.68 rate · balance €110,812.68After 49 months: €11,052.77 rate · balance €111,052.77After 50 months: €11,292.86 rate · balance €111,292.86After 51 months: €11,532.96 rate · balance €111,532.96After 52 months: €11,773.05 rate · balance €111,773.05After 53 months: €12,013.15 rate · balance €112,013.15After 54 months: €12,253.24 rate · balance €112,253.24After 55 months: €12,493.34 rate · balance €112,493.34After 56 months: €12,733.43 rate · balance €112,733.43After 57 months: €12,973.52 rate · balance €112,973.52After 58 months: €13,213.62 rate · balance €113,213.62After 59 months: €13,453.71 rate · balance €113,453.71After 60 months: €13,693.81 rate · balance €113,693.81After 61 months: €13,940.14 rate · balance €113,940.14After 62 months: €14,186.48 rate · balance €114,186.48After 63 months: €14,432.82 rate · balance €114,432.82After 64 months: €14,679.15 rate · balance €114,679.15After 65 months: €14,925.49 rate · balance €114,925.49After 66 months: €15,171.83 rate · balance €115,171.83After 67 months: €15,418.16 rate · balance €115,418.16After 68 months: €15,664.50 rate · balance €115,664.50After 69 months: €15,910.84 rate · balance €115,910.84After 70 months: €16,157.17 rate · balance €116,157.17After 71 months: €16,403.51 rate · balance €116,403.51After 72 months: €16,649.85 rate · balance €116,649.85After 73 months: €16,902.59 rate · balance €116,902.59After 74 months: €17,155.33 rate · balance €117,155.33After 75 months: €17,408.07 rate · balance €117,408.07After 76 months: €17,660.81 rate · balance €117,660.81After 77 months: €17,913.55 rate · balance €117,913.55After 78 months: €18,166.29 rate · balance €118,166.29After 79 months: €18,419.03 rate · balance €118,419.03After 80 months: €18,671.78 rate · balance €118,671.78After 81 months: €18,924.52 rate · balance €118,924.52After 82 months: €19,177.26 rate · balance €119,177.26After 83 months: €19,430.00 rate · balance €119,430.00After 84 months: €19,682.74 rate · balance €119,682.74After 85 months: €19,942.05 rate · balance €119,942.05After 86 months: €20,201.37 rate · balance €120,201.37After 87 months: €20,460.68 rate · balance €120,460.68After 88 months: €20,719.99 rate · balance €120,719.99After 89 months: €20,979.30 rate · balance €120,979.30After 90 months: €21,238.62 rate · balance €121,238.62After 91 months: €21,497.93 rate · balance €121,497.93After 92 months: €21,757.24 rate · balance €121,757.24After 93 months: €22,016.55 rate · balance €122,016.55After 94 months: €22,275.87 rate · balance €122,275.87After 95 months: €22,535.18 rate · balance €122,535.18After 96 months: €22,794.49 rate · balance €122,794.49
€ 0€ 10k€ 20kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs8 yrs€22,794After 1 month: €216.67 rate · balance €100,216.67After 2 months: €433.33 rate · balance €100,433.33After 3 months: €650.00 rate · balance €100,650.00After 4 months: €866.67 rate · balance €100,866.67After 5 months: €1,083.33 rate · balance €101,083.33After 6 months: €1,300.00 rate · balance €101,300.00After 7 months: €1,516.67 rate · balance €101,516.67After 8 months: €1,733.33 rate · balance €101,733.33After 9 months: €1,950.00 rate · balance €101,950.00After 10 months: €2,166.67 rate · balance €102,166.67After 11 months: €2,383.33 rate · balance €102,383.33After 12 months: €2,600.00 rate · balance €102,600.00After 13 months: €2,822.30 rate · balance €102,822.30After 14 months: €3,044.60 rate · balance €103,044.60After 15 months: €3,266.90 rate · balance €103,266.90After 16 months: €3,489.20 rate · balance €103,489.20After 17 months: €3,711.50 rate · balance €103,711.50After 18 months: €3,933.80 rate · balance €103,933.80After 19 months: €4,156.10 rate · balance €104,156.10After 20 months: €4,378.40 rate · balance €104,378.40After 21 months: €4,600.70 rate · balance €104,600.70After 22 months: €4,823.00 rate · balance €104,823.00After 23 months: €5,045.30 rate · balance €105,045.30After 24 months: €5,267.60 rate · balance €105,267.60After 25 months: €5,495.68 rate · balance €105,495.68After 26 months: €5,723.76 rate · balance €105,723.76After 27 months: €5,951.84 rate · balance €105,951.84After 28 months: €6,179.92 rate · balance €106,179.92After 29 months: €6,408.00 rate · balance €106,408.00After 30 months: €6,636.08 rate · balance €106,636.08After 31 months: €6,864.16 rate · balance €106,864.16After 32 months: €7,092.24 rate · balance €107,092.24After 33 months: €7,320.32 rate · balance €107,320.32After 34 months: €7,548.40 rate · balance €107,548.40After 35 months: €7,776.48 rate · balance €107,776.48After 36 months: €8,004.56 rate · balance €108,004.56After 37 months: €8,238.57 rate · balance €108,238.57After 38 months: €8,472.58 rate · balance €108,472.58After 39 months: €8,706.59 rate · balance €108,706.59After 40 months: €8,940.60 rate · balance €108,940.60After 41 months: €9,174.61 rate · balance €109,174.61After 42 months: €9,408.62 rate · balance €109,408.62After 43 months: €9,642.63 rate · balance €109,642.63After 44 months: €9,876.64 rate · balance €109,876.64After 45 months: €10,110.65 rate · balance €110,110.65After 46 months: €10,344.66 rate · balance €110,344.66After 47 months: €10,578.67 rate · balance €110,578.67After 48 months: €10,812.68 rate · balance €110,812.68After 49 months: €11,052.77 rate · balance €111,052.77After 50 months: €11,292.86 rate · balance €111,292.86After 51 months: €11,532.96 rate · balance €111,532.96After 52 months: €11,773.05 rate · balance €111,773.05After 53 months: €12,013.15 rate · balance €112,013.15After 54 months: €12,253.24 rate · balance €112,253.24After 55 months: €12,493.34 rate · balance €112,493.34After 56 months: €12,733.43 rate · balance €112,733.43After 57 months: €12,973.52 rate · balance €112,973.52After 58 months: €13,213.62 rate · balance €113,213.62After 59 months: €13,453.71 rate · balance €113,453.71After 60 months: €13,693.81 rate · balance €113,693.81After 61 months: €13,940.14 rate · balance €113,940.14After 62 months: €14,186.48 rate · balance €114,186.48After 63 months: €14,432.82 rate · balance €114,432.82After 64 months: €14,679.15 rate · balance €114,679.15After 65 months: €14,925.49 rate · balance €114,925.49After 66 months: €15,171.83 rate · balance €115,171.83After 67 months: €15,418.16 rate · balance €115,418.16After 68 months: €15,664.50 rate · balance €115,664.50After 69 months: €15,910.84 rate · balance €115,910.84After 70 months: €16,157.17 rate · balance €116,157.17After 71 months: €16,403.51 rate · balance €116,403.51After 72 months: €16,649.85 rate · balance €116,649.85After 73 months: €16,902.59 rate · balance €116,902.59After 74 months: €17,155.33 rate · balance €117,155.33After 75 months: €17,408.07 rate · balance €117,408.07After 76 months: €17,660.81 rate · balance €117,660.81After 77 months: €17,913.55 rate · balance €117,913.55After 78 months: €18,166.29 rate · balance €118,166.29After 79 months: €18,419.03 rate · balance €118,419.03After 80 months: €18,671.78 rate · balance €118,671.78After 81 months: €18,924.52 rate · balance €118,924.52After 82 months: €19,177.26 rate · balance €119,177.26After 83 months: €19,430.00 rate · balance €119,430.00After 84 months: €19,682.74 rate · balance €119,682.74After 85 months: €19,942.05 rate · balance €119,942.05After 86 months: €20,201.37 rate · balance €120,201.37After 87 months: €20,460.68 rate · balance €120,460.68After 88 months: €20,719.99 rate · balance €120,719.99After 89 months: €20,979.30 rate · balance €120,979.30After 90 months: €21,238.62 rate · balance €121,238.62After 91 months: €21,497.93 rate · balance €121,497.93After 92 months: €21,757.24 rate · balance €121,757.24After 93 months: €22,016.55 rate · balance €122,016.55After 94 months: €22,275.87 rate · balance €122,275.87After 95 months: €22,535.18 rate · balance €122,535.18After 96 months: €22,794.49 rate · balance €122,794.49
Per year
AfterInterest up to thenBalance
1 year€2,600€102,600
2 years€5,268€105,268
3 years€8,005€108,005
4 years€10,813€110,813
5 years€13,694€113,694
6 years€16,650€116,650
7 years€19,683€119,683
8 years€22,794€122,794

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

6 years · 2.40% · Direct
7 years · 2.50% · Direct
9 years · 2.65% · Direct
10 years · 2.75% · Direct
11 years · 2.75% · Direct
12 years · 2.75% · Direct
13 years · 2.75% · Direct
14 years · 2.75% · Direct
15 years · 3.00% · Direct
16 years · 3.00% · Direct
17 years · 3.00% · Direct
18 years · 3.00% · Direct
19 years · 3.00% · Direct
20 years · 3.15% · Direct