RabobankRabo DoelSparen

Deposit · 8 years · Coöperatieve Rabobank U.A. · Netherlands · Directly at the bank
Rate
2.80%
8 years fixed
since 13 Oct 2026
Your return on €25,000
€700
per year, annualised · €6,181 total over 8 years
Deposit guarantee
€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 8 years: €6,181.
Interest built up over 8 years
€ 0€ 2,5k€ 5kstart3 yrs6 yrs€6,181After 1 month: €58.33 rate · balance €25,058.33After 2 months: €116.67 rate · balance €25,116.67After 3 months: €175.00 rate · balance €25,175.00After 4 months: €233.33 rate · balance €25,233.33After 5 months: €291.67 rate · balance €25,291.67After 6 months: €350.00 rate · balance €25,350.00After 7 months: €408.33 rate · balance €25,408.33After 8 months: €466.67 rate · balance €25,466.67After 9 months: €525.00 rate · balance €25,525.00After 10 months: €583.33 rate · balance €25,583.33After 11 months: €641.67 rate · balance €25,641.67After 12 months: €700.00 rate · balance €25,700.00After 13 months: €759.97 rate · balance €25,759.97After 14 months: €819.93 rate · balance €25,819.93After 15 months: €879.90 rate · balance €25,879.90After 16 months: €939.87 rate · balance €25,939.87After 17 months: €999.83 rate · balance €25,999.83After 18 months: €1,059.80 rate · balance €26,059.80After 19 months: €1,119.77 rate · balance €26,119.77After 20 months: €1,179.73 rate · balance €26,179.73After 21 months: €1,239.70 rate · balance €26,239.70After 22 months: €1,299.67 rate · balance €26,299.67After 23 months: €1,359.63 rate · balance €26,359.63After 24 months: €1,419.60 rate · balance €26,419.60After 25 months: €1,481.25 rate · balance €26,481.25After 26 months: €1,542.89 rate · balance €26,542.89After 27 months: €1,604.54 rate · balance €26,604.54After 28 months: €1,666.18 rate · balance €26,666.18After 29 months: €1,727.83 rate · balance €26,727.83After 30 months: €1,789.47 rate · balance €26,789.47After 31 months: €1,851.12 rate · balance €26,851.12After 32 months: €1,912.77 rate · balance €26,912.77After 33 months: €1,974.41 rate · balance €26,974.41After 34 months: €2,036.06 rate · balance €27,036.06After 35 months: €2,097.70 rate · balance €27,097.70After 36 months: €2,159.35 rate · balance €27,159.35After 37 months: €2,222.72 rate · balance €27,222.72After 38 months: €2,286.09 rate · balance €27,286.09After 39 months: €2,349.46 rate · balance €27,349.46After 40 months: €2,412.84 rate · balance €27,412.84After 41 months: €2,476.21 rate · balance €27,476.21After 42 months: €2,539.58 rate · balance €27,539.58After 43 months: €2,602.95 rate · balance €27,602.95After 44 months: €2,666.32 rate · balance €27,666.32After 45 months: €2,729.69 rate · balance €27,729.69After 46 months: €2,793.07 rate · balance €27,793.07After 47 months: €2,856.44 rate · balance €27,856.44After 48 months: €2,919.81 rate · balance €27,919.81After 49 months: €2,984.96 rate · balance €27,984.96After 50 months: €3,050.10 rate · balance €28,050.10After 51 months: €3,115.25 rate · balance €28,115.25After 52 months: €3,180.39 rate · balance €28,180.39After 53 months: €3,245.54 rate · balance €28,245.54After 54 months: €3,310.69 rate · balance €28,310.69After 55 months: €3,375.83 rate · balance €28,375.83After 56 months: €3,440.98 rate · balance €28,440.98After 57 months: €3,506.13 rate · balance €28,506.13After 58 months: €3,571.27 rate · balance €28,571.27After 59 months: €3,636.42 rate · balance €28,636.42After 60 months: €3,701.56 rate · balance €28,701.56After 61 months: €3,768.53 rate · balance €28,768.53After 62 months: €3,835.51 rate · balance €28,835.51After 63 months: €3,902.48 rate · balance €28,902.48After 64 months: €3,969.45 rate · balance €28,969.45After 65 months: €4,036.42 rate · balance €29,036.42After 66 months: €4,103.39 rate · balance €29,103.39After 67 months: €4,170.36 rate · balance €29,170.36After 68 months: €4,237.33 rate · balance €29,237.33After 69 months: €4,304.30 rate · balance €29,304.30After 70 months: €4,371.27 rate · balance €29,371.27After 71 months: €4,438.24 rate · balance €29,438.24After 72 months: €4,505.21 rate · balance €29,505.21After 73 months: €4,574.05 rate · balance €29,574.05After 74 months: €4,642.90 rate · balance €29,642.90After 75 months: €4,711.74 rate · balance €29,711.74After 76 months: €4,780.59 rate · balance €29,780.59After 77 months: €4,849.44 rate · balance €29,849.44After 78 months: €4,918.28 rate · balance €29,918.28After 79 months: €4,987.13 rate · balance €29,987.13After 80 months: €5,055.97 rate · balance €30,055.97After 81 months: €5,124.82 rate · balance €30,124.82After 82 months: €5,193.66 rate · balance €30,193.66After 83 months: €5,262.51 rate · balance €30,262.51After 84 months: €5,331.35 rate · balance €30,331.35After 85 months: €5,402.13 rate · balance €30,402.13After 86 months: €5,472.90 rate · balance €30,472.90After 87 months: €5,543.67 rate · balance €30,543.67After 88 months: €5,614.45 rate · balance €30,614.45After 89 months: €5,685.22 rate · balance €30,685.22After 90 months: €5,755.99 rate · balance €30,755.99After 91 months: €5,826.77 rate · balance €30,826.77After 92 months: €5,897.54 rate · balance €30,897.54After 93 months: €5,968.31 rate · balance €30,968.31After 94 months: €6,039.09 rate · balance €31,039.09After 95 months: €6,109.86 rate · balance €31,109.86After 96 months: €6,180.63 rate · balance €31,180.63
Per year
AfterInterest up to thenBalance
1 year€700€25,700
2 years€1,420€26,420
3 years€2,159€27,159
4 years€2,920€27,920
5 years€3,702€28,702
6 years€4,505€29,505
7 years€5,331€30,331
8 years€6,181€31,181

Rate and conditions

BalanceRate
€0 – and up2.80%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
8 years fixed · early withdrawal with loss of interest
Term
8 years
Minimum deposit
none
Maximum deposit
not stated
Current account required
unknown
For whom
new and existing customers
Open via
Direct · available to residents of the Netherlands
  • Vaste rente voor een zelf gekozen einddatum 8 tot 9 jaar vooruit; bijstorten kan, opnemen vóór de einddatum kost 1% over het opgenomen bedrag
  • Na de einddatum geldt een variabele rente
  • Een Rabobank betaalrekening is nodig

Deposit guarantee

€25,000 fully protected
Dutch scheme

Coöperatieve Rabobank U.A. · Nederlandse Depositogarantie (DGS) · €100,000 per person per bank

Licence and verification
Institution
Coöperatieve Rabobank U.A.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS) (Netherlands)
Guarantee
€100,000 per person per institution
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026
Taxes
Country
Netherlands
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Netherlands withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%12 Feb 202624 Jun 2026now2.80%2.60% from 12 Feb 2026 until 15 Sep 20262.60% from 15 Sep 2026 until 13 Oct 20262.80% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.80%current
15 Sep 20262.60%13 Oct 2026
12 Feb 20262.60%15 Sep 2026web archive

All historic rates of Rabobank →All savings products of Rabobank →

  • 13 Oct 2026Rabobank – Rabo DoelSparen (96 mo): 2.60% → 2.80%
  • 5 Oct 2026Rabobank – Rabo DoelSparen (96 mo): 2.80% announced from 2026-10-14 (now 2.60%)
  • 15 Sep 2026New: Rabobank – Rabo DoelSparen (96 mo) 2.60%

Rate checked on 2 Nov 2026.

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