AKATermijndeposito

Deposit · 1 year · AKA Ausfuhrkredit-Gesellschaft mbH · Germany · via Raisin
Rate
3.10%
1 year fixed
since 6 Oct 2026
Your return on €100,000
€3,100
interest per year
Deposit guarantee
€100,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €3,100.
Interest built up over 1 year
€ 0€ 2kstart6 mo1 yr€3,100After 1 month: €258.33 rate · balance €100,258.33After 2 months: €516.67 rate · balance €100,516.67After 3 months: €775.00 rate · balance €100,775.00After 4 months: €1,033.33 rate · balance €101,033.33After 5 months: €1,291.67 rate · balance €101,291.67After 6 months: €1,550.00 rate · balance €101,550.00After 7 months: €1,808.33 rate · balance €101,808.33After 8 months: €2,066.67 rate · balance €102,066.67After 9 months: €2,325.00 rate · balance €102,325.00After 10 months: €2,583.33 rate · balance €102,583.33After 11 months: €2,841.67 rate · balance €102,841.67After 12 months: €3,100.00 rate · balance €103,100.00

Rate and conditions

BalanceRate
€0 – and up3.10%
Interest payout
end of term, paid out
Fees
none
Rate valid since
6 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€100,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
AKA Ausfuhrkredit-Gesellschaft mbH
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 2 Nov 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Germany withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%18 Sep 202611 Oct 2026now3.10%3.00% from 18 Sep 2026 until 25 Sep 20263.05% from 25 Sep 2026 until 6 Oct 20263.10% from 6 Oct 2026 until now
FromRateUntil
6 Oct 20263.10%current
25 Sep 20263.05%6 Oct 2026
18 Sep 20263.00%25 Sep 2026

All historic rates of AKA →All savings products of AKA →

  • 6 Oct 2026AKA – Termijndeposito (12 mo): 3.05% → 3.10%
  • 25 Sep 2026AKA – Termijndeposito (12 mo): 3.00% → 3.05%
  • 18 Sep 2026New: AKA – Termijndeposito (12 mo) 3.00%

Rate checked on 2 Nov 2026.

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