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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at AKA
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A

AKATermijndeposito

Deposit · 1 year · AKA Ausfuhrkredit-Gesellschaft mbH · Germany · via Raisin
Open an account at AKA
Rate
3.00%
1 year fixed
Your return on €50,000
€1,500
interest per year
Deposit guarantee
€50,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,500.
Interest built up over 1 year
€ 0€ 500€ 1k€ 1,5kstart6 mo1 yr€1,500After 1 month: €125 rate · balance €50,125After 2 months: €250 rate · balance €50,250After 3 months: €375 rate · balance €50,375After 4 months: €500 rate · balance €50,500After 5 months: €625 rate · balance €50,625After 6 months: €750 rate · balance €50,750After 7 months: €875 rate · balance €50,875After 8 months: €1,000 rate · balance €51,000After 9 months: €1,125 rate · balance €51,125After 10 months: €1,250 rate · balance €51,250

Rate and conditions

BalanceRate
€0 – and up3.00%
Interest payout
end of term, paid out
Fees
none
Rate valid since
18 Sep 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€50,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
AKA Ausfuhrkredit-Gesellschaft mbH
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 19 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.00% since 18 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of AKA →All savings products of AKA →

  • 18 Sep 2026New: AKA – Termijndeposito (12 mo) 3.00%

Rate checked on 19 Sep 2026.

Other offers from AKA

2 years · 3.05% · Raisin
After 11 months: €1,375 rate · balance €51,375After 12 months: €1,500 rate · balance €51,500
€ 0€ 500€ 1k€ 1,5kstart3 mo6 mo9 mo1 yr€1,500After 1 month: €125 rate · balance €50,125After 2 months: €250 rate · balance €50,250After 3 months: €375 rate · balance €50,375After 4 months: €500 rate · balance €50,500After 5 months: €625 rate · balance €50,625After 6 months: €750 rate · balance €50,750After 7 months: €875 rate · balance €50,875After 8 months: €1,000 rate · balance €51,000After 9 months: €1,125 rate · balance €51,125After 10 months: €1,250 rate · balance €51,250After 11 months: €1,375 rate · balance €51,375After 12 months: €1,500 rate · balance €51,500

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe