AKATermijndeposito

Deposit · 2 years · AKA Ausfuhrkredit-Gesellschaft mbH · Germany · via Raisin
Rate
3.30%
2 years fixed
since 6 Oct 2026
Your return on €100,000
€3,300
per year, annualised · €6,600 total over 2 years
Deposit guarantee
€100,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €6,600.
Interest built up over 2 years
€ 0€ 2,5k€ 5kstart1 yr2 yrs€6,600After 1 month: €275 rate · balance €100,275After 2 months: €550 rate · balance €100,550After 3 months: €825 rate · balance €100,825After 4 months: €1,100 rate · balance €101,100After 5 months: €1,375 rate · balance €101,375After 6 months: €1,650 rate · balance €101,650After 7 months: €1,925 rate · balance €101,925After 8 months: €2,200 rate · balance €102,200After 9 months: €2,475 rate · balance €102,475After 10 months: €2,750 rate · balance €102,750After 11 months: €3,025 rate · balance €103,025After 12 months: €3,300 rate · balance €103,300After 13 months: €3,575 rate · balance €103,575After 14 months: €3,850 rate · balance €103,850After 15 months: €4,125 rate · balance €104,125After 16 months: €4,400 rate · balance €104,400After 17 months: €4,675 rate · balance €104,675After 18 months: €4,950 rate · balance €104,950After 19 months: €5,225 rate · balance €105,225After 20 months: €5,500 rate · balance €105,500After 21 months: €5,775 rate · balance €105,775After 22 months: €6,050 rate · balance €106,050After 23 months: €6,325 rate · balance €106,325After 24 months: €6,600 rate · balance €106,600
Per year
AfterInterest up to thenBalance
1 year€3,300€103,300
2 years€6,600€106,600

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, paid out
Fees
none
Rate valid since
6 Oct 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€100,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
AKA Ausfuhrkredit-Gesellschaft mbH
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 2 Nov 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Germany withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%18 Sep 202611 Oct 2026now3.30%3.05% from 18 Sep 2026 until 25 Sep 20263.15% from 25 Sep 2026 until 6 Oct 20263.30% from 6 Oct 2026 until now
FromRateUntil
6 Oct 20263.30%current
25 Sep 20263.15%6 Oct 2026
18 Sep 20263.05%25 Sep 2026

All historic rates of AKA →All savings products of AKA →

  • 6 Oct 2026AKA – Termijndeposito (24 mo): 3.15% → 3.30%
  • 25 Sep 2026AKA – Termijndeposito (24 mo): 3.05% → 3.15%
  • 18 Sep 2026New: AKA – Termijndeposito (24 mo) 3.05%

Rate checked on 2 Nov 2026.

Other offers from AKA