AKATermijndeposito

Deposit · 2 years · AKA Ausfuhrkredit-Gesellschaft mbH · Germany · via Raisin
Rate
3.30%
2 years fixed
since 6 Oct 2026
Your return on €16,800
€554
per year, annualised · €1,109 total over 2 years
Deposit guarantee
€16,800 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €1,109.
Interest built up over 2 years
€ 0€ 500€ 1kstart1 yr2 yrs€1,109After 1 month: €46.20 rate · balance €16,846.20After 2 months: €92.40 rate · balance €16,892.40After 3 months: €138.60 rate · balance €16,938.60After 4 months: €184.80 rate · balance €16,984.80After 5 months: €231 rate · balance €17,031After 6 months: €277.20 rate · balance €17,077.20After 7 months: €323.40 rate · balance €17,123.40After 8 months: €369.60 rate · balance €17,169.60After 9 months: €415.80 rate · balance €17,215.80After 10 months: €462.00 rate · balance €17,262After 11 months: €508.20 rate · balance €17,308.20After 12 months: €554.40 rate · balance €17,354.40After 13 months: €600.60 rate · balance €17,400.60After 14 months: €646.80 rate · balance €17,446.80After 15 months: €693.00 rate · balance €17,493After 16 months: €739.20 rate · balance €17,539.20After 17 months: €785.40 rate · balance €17,585.40After 18 months: €831.60 rate · balance €17,631.60After 19 months: €877.80 rate · balance €17,677.80After 20 months: €924.00 rate · balance €17,724After 21 months: €970.20 rate · balance €17,770.20After 22 months: €1,016.40 rate · balance €17,816.40After 23 months: €1,062.60 rate · balance €17,862.60After 24 months: €1,108.80 rate · balance €17,908.80
Per year
AfterInterest up to thenBalance
1 year€554€17,354
2 years€1,109€17,909

Rate and conditions

BalanceRate
€0 – and up3.30%
Interest payout
yearly, paid out
Fees
none
Rate valid since
6 Oct 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,800 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
AKA Ausfuhrkredit-Gesellschaft mbH
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 2 Nov 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Germany withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%18 Sep 202611 Oct 2026now3.30%3.05% from 18 Sep 2026 until 25 Sep 20263.15% from 25 Sep 2026 until 6 Oct 20263.30% from 6 Oct 2026 until now
FromRateUntil
6 Oct 20263.30%current
25 Sep 20263.15%6 Oct 2026
18 Sep 20263.05%25 Sep 2026

All historic rates of AKA →All savings products of AKA →

  • 6 Oct 2026AKA – Termijndeposito (24 mo): 3.15% → 3.30%
  • 25 Sep 2026AKA – Termijndeposito (24 mo): 3.05% → 3.15%
  • 18 Sep 2026New: AKA – Termijndeposito (24 mo) 3.05%

Rate checked on 2 Nov 2026.

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