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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at AKA
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A

AKATermijndeposito

Deposit · 2 years · AKA Ausfuhrkredit-Gesellschaft mbH · Germany · via Raisin
Open an account at AKA
Rate
3.05%
2 years fixed
Your return on €50,000
€1,525
per year, annualised · €3,050 total over 2 years
Deposit guarantee
€50,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 2 years: €3,050.
Interest built up over 2 years
€ 0€ 2kstart1 yr2 yrs€3,050After 1 month: €127.08 rate · balance €50,127.08After 2 months: €254.17 rate · balance €50,254.17After 3 months: €381.25 rate · balance €50,381.25After 4 months: €508.33 rate · balance €50,508.33After 5 months: €635.42 rate · balance €50,635.42After 6 months: €762.50 rate · balance €50,762.50After 7 months: €889.58 rate · balance €50,889.58After 8 months: €1,016.67 rate · balance €51,016.67After 9 months: €1,143.75 rate · balance €51,143.75

Rate and conditions

BalanceRate
€0 – and up3.05%
Interest payout
yearly, paid out
Fees
none
Rate valid since
18 Sep 2026
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€50,000 fully protected
German scheme

AKA Ausfuhrkredit-Gesellschaft mbH · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
AKA Ausfuhrkredit-Gesellschaft mbH
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 19 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rate history

3.05% since 18 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of AKA →All savings products of AKA →

  • 18 Sep 2026New: AKA – Termijndeposito (24 mo) 3.05%

Rate checked on 19 Sep 2026.

Other offers from AKA

1 year · 3.00% · Raisin
After 10 months: €1,270.83 rate · balance €51,270.83After 11 months: €1,397.92 rate · balance €51,397.92After 12 months: €1,525.00 rate · balance €51,525.00After 13 months: €1,652.08 rate · balance €51,652.08After 14 months: €1,779.17 rate · balance €51,779.17After 15 months: €1,906.25 rate · balance €51,906.25After 16 months: €2,033.33 rate · balance €52,033.33After 17 months: €2,160.42 rate · balance €52,160.42After 18 months: €2,287.50 rate · balance €52,287.50After 19 months: €2,414.58 rate · balance €52,414.58After 20 months: €2,541.67 rate · balance €52,541.67After 21 months: €2,668.75 rate · balance €52,668.75After 22 months: €2,795.83 rate · balance €52,795.83After 23 months: €2,922.92 rate · balance €52,922.92After 24 months: €3,050.00 rate · balance €53,050.00
€ 0€ 2kstart1 yr2 yrs€3,050After 1 month: €127.08 rate · balance €50,127.08After 2 months: €254.17 rate · balance €50,254.17After 3 months: €381.25 rate · balance €50,381.25After 4 months: €508.33 rate · balance €50,508.33After 5 months: €635.42 rate · balance €50,635.42After 6 months: €762.50 rate · balance €50,762.50After 7 months: €889.58 rate · balance €50,889.58After 8 months: €1,016.67 rate · balance €51,016.67After 9 months: €1,143.75 rate · balance €51,143.75After 10 months: €1,270.83 rate · balance €51,270.83After 11 months: €1,397.92 rate · balance €51,397.92After 12 months: €1,525.00 rate · balance €51,525.00After 13 months: €1,652.08 rate · balance €51,652.08After 14 months: €1,779.17 rate · balance €51,779.17After 15 months: €1,906.25 rate · balance €51,906.25After 16 months: €2,033.33 rate · balance €52,033.33After 17 months: €2,160.42 rate · balance €52,160.42After 18 months: €2,287.50 rate · balance €52,287.50After 19 months: €2,414.58 rate · balance €52,414.58After 20 months: €2,541.67 rate · balance €52,541.67After 21 months: €2,668.75 rate · balance €52,668.75After 22 months: €2,795.83 rate · balance €52,795.83After 23 months: €2,922.92 rate · balance €52,922.92After 24 months: €3,050.00 rate · balance €53,050.00
Per year
AfterInterest up to thenBalance
1 year€1,525€51,525
2 years€3,050€53,050

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe