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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Aareal Bank
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Aareal BankTermijndeposito

Deposit · 7 years · Aareal Bank AG · Germany · via Raisin
Open an account at Aareal Bank
Rate
3.42%
7 years fixed
Your return on €10,000
€342
per year, annualised · €2,394 total over 7 years
Deposit guarantee
€10,000 fully protected
German scheme

Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 7 years: €2,394.
Interest built up over 7 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.42%
Interest payout
yearly, paid out
Fees
none
Rate valid since
24 Aug 2026
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€10,000 fully protected
German scheme

Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Aareal Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.42% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Aareal Bank →All savings products of Aareal Bank →

  • 2 Sep 2026New: Aareal Bank – Termijndeposito (84 mo) 3.42%

Rate checked on 18 Sep 2026.

Other offers from Aareal Bank

2 years · 2.00% · Raisin3 years · 2.15% · Raisin4 years · 2.35% · Raisin5 years · 3.50% · Raisin
€2,394After 1 month: €28.50 rate · balance €10,028.50After 2 months: €57 rate · balance €10,057After 3 months: €85.50 rate · balance €10,085.50After 4 months: €114 rate · balance €10,114After 5 months: €142.50 rate · balance €10,142.50After 6 months: €171 rate · balance €10,171After 7 months: €199.50 rate · balance €10,199.50After 8 months: €228 rate · balance €10,228After 9 months: €256.50 rate · balance €10,256.50After 10 months: €285 rate · balance €10,285After 11 months: €313.50 rate · balance €10,313.50After 12 months: €342 rate · balance €10,342After 13 months: €370.50 rate · balance €10,370.50After 14 months: €399 rate · balance €10,399After 15 months: €427.50 rate · balance €10,427.50After 16 months: €456 rate · balance €10,456After 17 months: €484.50 rate · balance €10,484.50After 18 months: €513 rate · balance €10,513After 19 months: €541.50 rate · balance €10,541.50After 20 months: €570 rate · balance €10,570After 21 months: €598.50 rate · balance €10,598.50After 22 months: €627 rate · balance €10,627After 23 months: €655.50 rate · balance €10,655.50After 24 months: €684 rate · balance €10,684After 25 months: €712.50 rate · balance €10,712.50After 26 months: €741 rate · balance €10,741After 27 months: €769.50 rate · balance €10,769.50After 28 months: €798 rate · balance €10,798After 29 months: €826.50 rate · balance €10,826.50After 30 months: €855 rate · balance €10,855After 31 months: €883.50 rate · balance €10,883.50After 32 months: €912 rate · balance €10,912After 33 months: €940.50 rate · balance €10,940.50After 34 months: €969 rate · balance €10,969After 35 months: €997.50 rate · balance €10,997.50After 36 months: €1,026 rate · balance €11,026After 37 months: €1,054.50 rate · balance €11,054.50After 38 months: €1,083 rate · balance €11,083After 39 months: €1,111.50 rate · balance €11,111.50After 40 months: €1,140 rate · balance €11,140After 41 months: €1,168.50 rate · balance €11,168.50After 42 months: €1,197 rate · balance €11,197After 43 months: €1,225.50 rate · balance €11,225.50After 44 months: €1,254 rate · balance €11,254After 45 months: €1,282.50 rate · balance €11,282.50After 46 months: €1,311 rate · balance €11,311After 47 months: €1,339.50 rate · balance €11,339.50After 48 months: €1,368 rate · balance €11,368After 49 months: €1,396.50 rate · balance €11,396.50After 50 months: €1,425 rate · balance €11,425After 51 months: €1,453.50 rate · balance €11,453.50After 52 months: €1,482 rate · balance €11,482After 53 months: €1,510.50 rate · balance €11,510.50After 54 months: €1,539 rate · balance €11,539After 55 months: €1,567.50 rate · balance €11,567.50After 56 months: €1,596 rate · balance €11,596After 57 months: €1,624.50 rate · balance €11,624.50After 58 months: €1,653 rate · balance €11,653After 59 months: €1,681.50 rate · balance €11,681.50After 60 months: €1,710 rate · balance €11,710After 61 months: €1,738.50 rate · balance €11,738.50After 62 months: €1,767 rate · balance €11,767After 63 months: €1,795.50 rate · balance €11,795.50After 64 months: €1,824 rate · balance €11,824After 65 months: €1,852.50 rate · balance €11,852.50After 66 months: €1,881 rate · balance €11,881After 67 months: €1,909.50 rate · balance €11,909.50After 68 months: €1,938 rate · balance €11,938After 69 months: €1,966.50 rate · balance €11,966.50After 70 months: €1,995 rate · balance €11,995After 71 months: €2,023.50 rate · balance €12,023.50After 72 months: €2,052 rate · balance €12,052After 73 months: €2,080.50 rate · balance €12,080.50After 74 months: €2,109 rate · balance €12,109After 75 months: €2,137.50 rate · balance €12,137.50After 76 months: €2,166 rate · balance €12,166After 77 months: €2,194.50 rate · balance €12,194.50After 78 months: €2,223 rate · balance €12,223After 79 months: €2,251.50 rate · balance €12,251.50After 80 months: €2,280 rate · balance €12,280After 81 months: €2,308.50 rate · balance €12,308.50After 82 months: €2,337 rate · balance €12,337After 83 months: €2,365.50 rate · balance €12,365.50After 84 months: €2,394 rate · balance €12,394
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€2,394After 1 month: €28.50 rate · balance €10,028.50After 2 months: €57 rate · balance €10,057After 3 months: €85.50 rate · balance €10,085.50After 4 months: €114 rate · balance €10,114After 5 months: €142.50 rate · balance €10,142.50After 6 months: €171 rate · balance €10,171After 7 months: €199.50 rate · balance €10,199.50After 8 months: €228 rate · balance €10,228After 9 months: €256.50 rate · balance €10,256.50After 10 months: €285 rate · balance €10,285After 11 months: €313.50 rate · balance €10,313.50After 12 months: €342 rate · balance €10,342After 13 months: €370.50 rate · balance €10,370.50After 14 months: €399 rate · balance €10,399After 15 months: €427.50 rate · balance €10,427.50After 16 months: €456 rate · balance €10,456After 17 months: €484.50 rate · balance €10,484.50After 18 months: €513 rate · balance €10,513After 19 months: €541.50 rate · balance €10,541.50After 20 months: €570 rate · balance €10,570After 21 months: €598.50 rate · balance €10,598.50After 22 months: €627 rate · balance €10,627After 23 months: €655.50 rate · balance €10,655.50After 24 months: €684 rate · balance €10,684After 25 months: €712.50 rate · balance €10,712.50After 26 months: €741 rate · balance €10,741After 27 months: €769.50 rate · balance €10,769.50After 28 months: €798 rate · balance €10,798After 29 months: €826.50 rate · balance €10,826.50After 30 months: €855 rate · balance €10,855After 31 months: €883.50 rate · balance €10,883.50After 32 months: €912 rate · balance €10,912After 33 months: €940.50 rate · balance €10,940.50After 34 months: €969 rate · balance €10,969After 35 months: €997.50 rate · balance €10,997.50After 36 months: €1,026 rate · balance €11,026After 37 months: €1,054.50 rate · balance €11,054.50After 38 months: €1,083 rate · balance €11,083After 39 months: €1,111.50 rate · balance €11,111.50After 40 months: €1,140 rate · balance €11,140After 41 months: €1,168.50 rate · balance €11,168.50After 42 months: €1,197 rate · balance €11,197After 43 months: €1,225.50 rate · balance €11,225.50After 44 months: €1,254 rate · balance €11,254After 45 months: €1,282.50 rate · balance €11,282.50After 46 months: €1,311 rate · balance €11,311After 47 months: €1,339.50 rate · balance €11,339.50After 48 months: €1,368 rate · balance €11,368After 49 months: €1,396.50 rate · balance €11,396.50After 50 months: €1,425 rate · balance €11,425After 51 months: €1,453.50 rate · balance €11,453.50After 52 months: €1,482 rate · balance €11,482After 53 months: €1,510.50 rate · balance €11,510.50After 54 months: €1,539 rate · balance €11,539After 55 months: €1,567.50 rate · balance €11,567.50After 56 months: €1,596 rate · balance €11,596After 57 months: €1,624.50 rate · balance €11,624.50After 58 months: €1,653 rate · balance €11,653After 59 months: €1,681.50 rate · balance €11,681.50After 60 months: €1,710 rate · balance €11,710After 61 months: €1,738.50 rate · balance €11,738.50After 62 months: €1,767 rate · balance €11,767After 63 months: €1,795.50 rate · balance €11,795.50After 64 months: €1,824 rate · balance €11,824After 65 months: €1,852.50 rate · balance €11,852.50After 66 months: €1,881 rate · balance €11,881After 67 months: €1,909.50 rate · balance €11,909.50After 68 months: €1,938 rate · balance €11,938After 69 months: €1,966.50 rate · balance €11,966.50After 70 months: €1,995 rate · balance €11,995After 71 months: €2,023.50 rate · balance €12,023.50After 72 months: €2,052 rate · balance €12,052After 73 months: €2,080.50 rate · balance €12,080.50After 74 months: €2,109 rate · balance €12,109After 75 months: €2,137.50 rate · balance €12,137.50After 76 months: €2,166 rate · balance €12,166After 77 months: €2,194.50 rate · balance €12,194.50After 78 months: €2,223 rate · balance €12,223After 79 months: €2,251.50 rate · balance €12,251.50After 80 months: €2,280 rate · balance €12,280After 81 months: €2,308.50 rate · balance €12,308.50After 82 months: €2,337 rate · balance €12,337After 83 months: €2,365.50 rate · balance €12,365.50After 84 months: €2,394 rate · balance €12,394
Per year
AfterInterest up to thenBalance
1 year€342€10,342
2 years€684€10,684
3 years€1,026€11,026
4 years€1,368€11,368
5 years€1,710€11,710
6 years€2,052€12,052
7 years€2,394€12,394

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe