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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Aareal Bank
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Aareal BankTermijndeposito

Deposit · 7 years · Aareal Bank AG · Germany · via Raisin
Open an account at Aareal Bank
Rate
3.42%
7 years fixed
Your return on €16,600
€568
per year, annualised · €3,974 total over 7 years
Deposit guarantee
€16,600 fully protected
German scheme

Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 7 years: €3,974.
Interest built up over 7 years
€ 0€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.42%
Interest payout
yearly, paid out
Fees
none
Rate valid since
24 Aug 2026
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,600 fully protected
German scheme

Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Aareal Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.42% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Aareal Bank →All savings products of Aareal Bank →

  • 2 Sep 2026New: Aareal Bank – Termijndeposito (84 mo) 3.42%

Rate checked on 18 Sep 2026.

Other offers from Aareal Bank

2 years · 2.00% · Raisin3 years · 2.15% · Raisin4 years · 2.35% · Raisin5 years · 3.50% · Raisin
€3,974After 1 month: €47.31 rate · balance €16,647.31After 2 months: €94.62 rate · balance €16,694.62After 3 months: €141.93 rate · balance €16,741.93After 4 months: €189.24 rate · balance €16,789.24After 5 months: €236.55 rate · balance €16,836.55After 6 months: €283.86 rate · balance €16,883.86After 7 months: €331.17 rate · balance €16,931.17After 8 months: €378.48 rate · balance €16,978.48After 9 months: €425.79 rate · balance €17,025.79After 10 months: €473.10 rate · balance €17,073.10After 11 months: €520.41 rate · balance €17,120.41After 12 months: €567.72 rate · balance €17,167.72After 13 months: €615.03 rate · balance €17,215.03After 14 months: €662.34 rate · balance €17,262.34After 15 months: €709.65 rate · balance €17,309.65After 16 months: €756.96 rate · balance €17,356.96After 17 months: €804.27 rate · balance €17,404.27After 18 months: €851.58 rate · balance €17,451.58After 19 months: €898.89 rate · balance €17,498.89After 20 months: €946.20 rate · balance €17,546.20After 21 months: €993.51 rate · balance €17,593.51After 22 months: €1,040.82 rate · balance €17,640.82After 23 months: €1,088.13 rate · balance €17,688.13After 24 months: €1,135.44 rate · balance €17,735.44After 25 months: €1,182.75 rate · balance €17,782.75After 26 months: €1,230.06 rate · balance €17,830.06After 27 months: €1,277.37 rate · balance €17,877.37After 28 months: €1,324.68 rate · balance €17,924.68After 29 months: €1,371.99 rate · balance €17,971.99After 30 months: €1,419.30 rate · balance €18,019.30After 31 months: €1,466.61 rate · balance €18,066.61After 32 months: €1,513.92 rate · balance €18,113.92After 33 months: €1,561.23 rate · balance €18,161.23After 34 months: €1,608.54 rate · balance €18,208.54After 35 months: €1,655.85 rate · balance €18,255.85After 36 months: €1,703.16 rate · balance €18,303.16After 37 months: €1,750.47 rate · balance €18,350.47After 38 months: €1,797.78 rate · balance €18,397.78After 39 months: €1,845.09 rate · balance €18,445.09After 40 months: €1,892.40 rate · balance €18,492.40After 41 months: €1,939.71 rate · balance €18,539.71After 42 months: €1,987.02 rate · balance €18,587.02After 43 months: €2,034.33 rate · balance €18,634.33After 44 months: €2,081.64 rate · balance €18,681.64After 45 months: €2,128.95 rate · balance €18,728.95After 46 months: €2,176.26 rate · balance €18,776.26After 47 months: €2,223.57 rate · balance €18,823.57After 48 months: €2,270.88 rate · balance €18,870.88After 49 months: €2,318.19 rate · balance €18,918.19After 50 months: €2,365.50 rate · balance €18,965.50After 51 months: €2,412.81 rate · balance €19,012.81After 52 months: €2,460.12 rate · balance €19,060.12After 53 months: €2,507.43 rate · balance €19,107.43After 54 months: €2,554.74 rate · balance €19,154.74After 55 months: €2,602.05 rate · balance €19,202.05After 56 months: €2,649.36 rate · balance €19,249.36After 57 months: €2,696.67 rate · balance €19,296.67After 58 months: €2,743.98 rate · balance €19,343.98After 59 months: €2,791.29 rate · balance €19,391.29After 60 months: €2,838.60 rate · balance €19,438.60After 61 months: €2,885.91 rate · balance €19,485.91After 62 months: €2,933.22 rate · balance €19,533.22After 63 months: €2,980.53 rate · balance €19,580.53After 64 months: €3,027.84 rate · balance €19,627.84After 65 months: €3,075.15 rate · balance €19,675.15After 66 months: €3,122.46 rate · balance €19,722.46After 67 months: €3,169.77 rate · balance €19,769.77After 68 months: €3,217.08 rate · balance €19,817.08After 69 months: €3,264.39 rate · balance €19,864.39After 70 months: €3,311.70 rate · balance €19,911.70After 71 months: €3,359.01 rate · balance €19,959.01After 72 months: €3,406.32 rate · balance €20,006.32After 73 months: €3,453.63 rate · balance €20,053.63After 74 months: €3,500.94 rate · balance €20,100.94After 75 months: €3,548.25 rate · balance €20,148.25After 76 months: €3,595.56 rate · balance €20,195.56After 77 months: €3,642.87 rate · balance €20,242.87After 78 months: €3,690.18 rate · balance €20,290.18After 79 months: €3,737.49 rate · balance €20,337.49After 80 months: €3,784.80 rate · balance €20,384.80After 81 months: €3,832.11 rate · balance €20,432.11After 82 months: €3,879.42 rate · balance €20,479.42After 83 months: €3,926.73 rate · balance €20,526.73After 84 months: €3,974.04 rate · balance €20,574.04
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€3,974After 1 month: €47.31 rate · balance €16,647.31After 2 months: €94.62 rate · balance €16,694.62After 3 months: €141.93 rate · balance €16,741.93After 4 months: €189.24 rate · balance €16,789.24After 5 months: €236.55 rate · balance €16,836.55After 6 months: €283.86 rate · balance €16,883.86After 7 months: €331.17 rate · balance €16,931.17After 8 months: €378.48 rate · balance €16,978.48After 9 months: €425.79 rate · balance €17,025.79After 10 months: €473.10 rate · balance €17,073.10After 11 months: €520.41 rate · balance €17,120.41After 12 months: €567.72 rate · balance €17,167.72After 13 months: €615.03 rate · balance €17,215.03After 14 months: €662.34 rate · balance €17,262.34After 15 months: €709.65 rate · balance €17,309.65After 16 months: €756.96 rate · balance €17,356.96After 17 months: €804.27 rate · balance €17,404.27After 18 months: €851.58 rate · balance €17,451.58After 19 months: €898.89 rate · balance €17,498.89After 20 months: €946.20 rate · balance €17,546.20After 21 months: €993.51 rate · balance €17,593.51After 22 months: €1,040.82 rate · balance €17,640.82After 23 months: €1,088.13 rate · balance €17,688.13After 24 months: €1,135.44 rate · balance €17,735.44After 25 months: €1,182.75 rate · balance €17,782.75After 26 months: €1,230.06 rate · balance €17,830.06After 27 months: €1,277.37 rate · balance €17,877.37After 28 months: €1,324.68 rate · balance €17,924.68After 29 months: €1,371.99 rate · balance €17,971.99After 30 months: €1,419.30 rate · balance €18,019.30After 31 months: €1,466.61 rate · balance €18,066.61After 32 months: €1,513.92 rate · balance €18,113.92After 33 months: €1,561.23 rate · balance €18,161.23After 34 months: €1,608.54 rate · balance €18,208.54After 35 months: €1,655.85 rate · balance €18,255.85After 36 months: €1,703.16 rate · balance €18,303.16After 37 months: €1,750.47 rate · balance €18,350.47After 38 months: €1,797.78 rate · balance €18,397.78After 39 months: €1,845.09 rate · balance €18,445.09After 40 months: €1,892.40 rate · balance €18,492.40After 41 months: €1,939.71 rate · balance €18,539.71After 42 months: €1,987.02 rate · balance €18,587.02After 43 months: €2,034.33 rate · balance €18,634.33After 44 months: €2,081.64 rate · balance €18,681.64After 45 months: €2,128.95 rate · balance €18,728.95After 46 months: €2,176.26 rate · balance €18,776.26After 47 months: €2,223.57 rate · balance €18,823.57After 48 months: €2,270.88 rate · balance €18,870.88After 49 months: €2,318.19 rate · balance €18,918.19After 50 months: €2,365.50 rate · balance €18,965.50After 51 months: €2,412.81 rate · balance €19,012.81After 52 months: €2,460.12 rate · balance €19,060.12After 53 months: €2,507.43 rate · balance €19,107.43After 54 months: €2,554.74 rate · balance €19,154.74After 55 months: €2,602.05 rate · balance €19,202.05After 56 months: €2,649.36 rate · balance €19,249.36After 57 months: €2,696.67 rate · balance €19,296.67After 58 months: €2,743.98 rate · balance €19,343.98After 59 months: €2,791.29 rate · balance €19,391.29After 60 months: €2,838.60 rate · balance €19,438.60After 61 months: €2,885.91 rate · balance €19,485.91After 62 months: €2,933.22 rate · balance €19,533.22After 63 months: €2,980.53 rate · balance €19,580.53After 64 months: €3,027.84 rate · balance €19,627.84After 65 months: €3,075.15 rate · balance €19,675.15After 66 months: €3,122.46 rate · balance €19,722.46After 67 months: €3,169.77 rate · balance €19,769.77After 68 months: €3,217.08 rate · balance €19,817.08After 69 months: €3,264.39 rate · balance €19,864.39After 70 months: €3,311.70 rate · balance €19,911.70After 71 months: €3,359.01 rate · balance €19,959.01After 72 months: €3,406.32 rate · balance €20,006.32After 73 months: €3,453.63 rate · balance €20,053.63After 74 months: €3,500.94 rate · balance €20,100.94After 75 months: €3,548.25 rate · balance €20,148.25After 76 months: €3,595.56 rate · balance €20,195.56After 77 months: €3,642.87 rate · balance €20,242.87After 78 months: €3,690.18 rate · balance €20,290.18After 79 months: €3,737.49 rate · balance €20,337.49After 80 months: €3,784.80 rate · balance €20,384.80After 81 months: €3,832.11 rate · balance €20,432.11After 82 months: €3,879.42 rate · balance €20,479.42After 83 months: €3,926.73 rate · balance €20,526.73After 84 months: €3,974.04 rate · balance €20,574.04
Per year
AfterInterest up to thenBalance
1 year€568€17,168
2 years€1,135€17,735
3 years€1,703€18,303
4 years€2,271€18,871
5 years€2,839€19,439
6 years€3,406€20,006
7 years€3,974€20,574

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe