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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Aareal Bank
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Aareal BankTermijndeposito

Deposit · 7 years · Aareal Bank AG · Germany · via Raisin
Open an account at Aareal Bank
Rate
3.42%
7 years fixed
Your return on €16,800
€575
per year, annualised · €4,022 total over 7 years
Deposit guarantee
€16,800 fully protected
German scheme

Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 7 years: €4,022.
Interest built up over 7 years
€ 0€ 2k€ 4kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.42%
Interest payout
yearly, paid out
Fees
none
Rate valid since
24 Aug 2026
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€1,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
  • Raisin Bank houdt het deposito in trust aan bij de bank

Deposit guarantee

€16,800 fully protected
German scheme

Aareal Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank

Licence and verification
Institution
Aareal Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026
Taxes
Country
Germany
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Duitsland heft geen bronbelasting op spaarrente van niet-ingezetenen.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.42% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Aareal Bank →All savings products of Aareal Bank →

  • 2 Sep 2026New: Aareal Bank – Termijndeposito (84 mo) 3.42%

Rate checked on 18 Sep 2026.

Other offers from Aareal Bank

2 years · 2.00% · Raisin3 years · 2.15% · Raisin4 years · 2.35% · Raisin5 years · 3.50% · Raisin
€4,022After 1 month: €47.88 rate · balance €16,847.88After 2 months: €95.76 rate · balance €16,895.76After 3 months: €143.64 rate · balance €16,943.64After 4 months: €191.52 rate · balance €16,991.52After 5 months: €239.40 rate · balance €17,039.40After 6 months: €287.28 rate · balance €17,087.28After 7 months: €335.16 rate · balance €17,135.16After 8 months: €383.04 rate · balance €17,183.04After 9 months: €430.92 rate · balance €17,230.92After 10 months: €478.80 rate · balance €17,278.80After 11 months: €526.68 rate · balance €17,326.68After 12 months: €574.56 rate · balance €17,374.56After 13 months: €622.44 rate · balance €17,422.44After 14 months: €670.32 rate · balance €17,470.32After 15 months: €718.20 rate · balance €17,518.20After 16 months: €766.08 rate · balance €17,566.08After 17 months: €813.96 rate · balance €17,613.96After 18 months: €861.84 rate · balance €17,661.84After 19 months: €909.72 rate · balance €17,709.72After 20 months: €957.60 rate · balance €17,757.60After 21 months: €1,005.48 rate · balance €17,805.48After 22 months: €1,053.36 rate · balance €17,853.36After 23 months: €1,101.24 rate · balance €17,901.24After 24 months: €1,149.12 rate · balance €17,949.12After 25 months: €1,197.00 rate · balance €17,997After 26 months: €1,244.88 rate · balance €18,044.88After 27 months: €1,292.76 rate · balance €18,092.76After 28 months: €1,340.64 rate · balance €18,140.64After 29 months: €1,388.52 rate · balance €18,188.52After 30 months: €1,436.40 rate · balance €18,236.40After 31 months: €1,484.28 rate · balance €18,284.28After 32 months: €1,532.16 rate · balance €18,332.16After 33 months: €1,580.04 rate · balance €18,380.04After 34 months: €1,627.92 rate · balance €18,427.92After 35 months: €1,675.80 rate · balance €18,475.80After 36 months: €1,723.68 rate · balance €18,523.68After 37 months: €1,771.56 rate · balance €18,571.56After 38 months: €1,819.44 rate · balance €18,619.44After 39 months: €1,867.32 rate · balance €18,667.32After 40 months: €1,915.20 rate · balance €18,715.20After 41 months: €1,963.08 rate · balance €18,763.08After 42 months: €2,010.96 rate · balance €18,810.96After 43 months: €2,058.84 rate · balance €18,858.84After 44 months: €2,106.72 rate · balance €18,906.72After 45 months: €2,154.60 rate · balance €18,954.60After 46 months: €2,202.48 rate · balance €19,002.48After 47 months: €2,250.36 rate · balance €19,050.36After 48 months: €2,298.24 rate · balance €19,098.24After 49 months: €2,346.12 rate · balance €19,146.12After 50 months: €2,394.00 rate · balance €19,194.00After 51 months: €2,441.88 rate · balance €19,241.88After 52 months: €2,489.76 rate · balance €19,289.76After 53 months: €2,537.64 rate · balance €19,337.64After 54 months: €2,585.52 rate · balance €19,385.52After 55 months: €2,633.40 rate · balance €19,433.40After 56 months: €2,681.28 rate · balance €19,481.28After 57 months: €2,729.16 rate · balance €19,529.16After 58 months: €2,777.04 rate · balance €19,577.04After 59 months: €2,824.92 rate · balance €19,624.92After 60 months: €2,872.80 rate · balance €19,672.80After 61 months: €2,920.68 rate · balance €19,720.68After 62 months: €2,968.56 rate · balance €19,768.56After 63 months: €3,016.44 rate · balance €19,816.44After 64 months: €3,064.32 rate · balance €19,864.32After 65 months: €3,112.20 rate · balance €19,912.20After 66 months: €3,160.08 rate · balance €19,960.08After 67 months: €3,207.96 rate · balance €20,007.96After 68 months: €3,255.84 rate · balance €20,055.84After 69 months: €3,303.72 rate · balance €20,103.72After 70 months: €3,351.60 rate · balance €20,151.60After 71 months: €3,399.48 rate · balance €20,199.48After 72 months: €3,447.36 rate · balance €20,247.36After 73 months: €3,495.24 rate · balance €20,295.24After 74 months: €3,543.12 rate · balance €20,343.12After 75 months: €3,591.00 rate · balance €20,391.00After 76 months: €3,638.88 rate · balance €20,438.88After 77 months: €3,686.76 rate · balance €20,486.76After 78 months: €3,734.64 rate · balance €20,534.64After 79 months: €3,782.52 rate · balance €20,582.52After 80 months: €3,830.40 rate · balance €20,630.40After 81 months: €3,878.28 rate · balance €20,678.28After 82 months: €3,926.16 rate · balance €20,726.16After 83 months: €3,974.04 rate · balance €20,774.04After 84 months: €4,021.92 rate · balance €20,821.92
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€4,022After 1 month: €47.88 rate · balance €16,847.88After 2 months: €95.76 rate · balance €16,895.76After 3 months: €143.64 rate · balance €16,943.64After 4 months: €191.52 rate · balance €16,991.52After 5 months: €239.40 rate · balance €17,039.40After 6 months: €287.28 rate · balance €17,087.28After 7 months: €335.16 rate · balance €17,135.16After 8 months: €383.04 rate · balance €17,183.04After 9 months: €430.92 rate · balance €17,230.92After 10 months: €478.80 rate · balance €17,278.80After 11 months: €526.68 rate · balance €17,326.68After 12 months: €574.56 rate · balance €17,374.56After 13 months: €622.44 rate · balance €17,422.44After 14 months: €670.32 rate · balance €17,470.32After 15 months: €718.20 rate · balance €17,518.20After 16 months: €766.08 rate · balance €17,566.08After 17 months: €813.96 rate · balance €17,613.96After 18 months: €861.84 rate · balance €17,661.84After 19 months: €909.72 rate · balance €17,709.72After 20 months: €957.60 rate · balance €17,757.60After 21 months: €1,005.48 rate · balance €17,805.48After 22 months: €1,053.36 rate · balance €17,853.36After 23 months: €1,101.24 rate · balance €17,901.24After 24 months: €1,149.12 rate · balance €17,949.12After 25 months: €1,197.00 rate · balance €17,997After 26 months: €1,244.88 rate · balance €18,044.88After 27 months: €1,292.76 rate · balance €18,092.76After 28 months: €1,340.64 rate · balance €18,140.64After 29 months: €1,388.52 rate · balance €18,188.52After 30 months: €1,436.40 rate · balance €18,236.40After 31 months: €1,484.28 rate · balance €18,284.28After 32 months: €1,532.16 rate · balance €18,332.16After 33 months: €1,580.04 rate · balance €18,380.04After 34 months: €1,627.92 rate · balance €18,427.92After 35 months: €1,675.80 rate · balance €18,475.80After 36 months: €1,723.68 rate · balance €18,523.68After 37 months: €1,771.56 rate · balance €18,571.56After 38 months: €1,819.44 rate · balance €18,619.44After 39 months: €1,867.32 rate · balance €18,667.32After 40 months: €1,915.20 rate · balance €18,715.20After 41 months: €1,963.08 rate · balance €18,763.08After 42 months: €2,010.96 rate · balance €18,810.96After 43 months: €2,058.84 rate · balance €18,858.84After 44 months: €2,106.72 rate · balance €18,906.72After 45 months: €2,154.60 rate · balance €18,954.60After 46 months: €2,202.48 rate · balance €19,002.48After 47 months: €2,250.36 rate · balance €19,050.36After 48 months: €2,298.24 rate · balance €19,098.24After 49 months: €2,346.12 rate · balance €19,146.12After 50 months: €2,394.00 rate · balance €19,194.00After 51 months: €2,441.88 rate · balance €19,241.88After 52 months: €2,489.76 rate · balance €19,289.76After 53 months: €2,537.64 rate · balance €19,337.64After 54 months: €2,585.52 rate · balance €19,385.52After 55 months: €2,633.40 rate · balance €19,433.40After 56 months: €2,681.28 rate · balance €19,481.28After 57 months: €2,729.16 rate · balance €19,529.16After 58 months: €2,777.04 rate · balance €19,577.04After 59 months: €2,824.92 rate · balance €19,624.92After 60 months: €2,872.80 rate · balance €19,672.80After 61 months: €2,920.68 rate · balance €19,720.68After 62 months: €2,968.56 rate · balance €19,768.56After 63 months: €3,016.44 rate · balance €19,816.44After 64 months: €3,064.32 rate · balance €19,864.32After 65 months: €3,112.20 rate · balance €19,912.20After 66 months: €3,160.08 rate · balance €19,960.08After 67 months: €3,207.96 rate · balance €20,007.96After 68 months: €3,255.84 rate · balance €20,055.84After 69 months: €3,303.72 rate · balance €20,103.72After 70 months: €3,351.60 rate · balance €20,151.60After 71 months: €3,399.48 rate · balance €20,199.48After 72 months: €3,447.36 rate · balance €20,247.36After 73 months: €3,495.24 rate · balance €20,295.24After 74 months: €3,543.12 rate · balance €20,343.12After 75 months: €3,591.00 rate · balance €20,391.00After 76 months: €3,638.88 rate · balance €20,438.88After 77 months: €3,686.76 rate · balance €20,486.76After 78 months: €3,734.64 rate · balance €20,534.64After 79 months: €3,782.52 rate · balance €20,582.52After 80 months: €3,830.40 rate · balance €20,630.40After 81 months: €3,878.28 rate · balance €20,678.28After 82 months: €3,926.16 rate · balance €20,726.16After 83 months: €3,974.04 rate · balance €20,774.04After 84 months: €4,021.92 rate · balance €20,821.92
Per year
AfterInterest up to thenBalance
1 year€575€17,375
2 years€1,149€17,949
3 years€1,724€18,524
4 years€2,298€19,098
5 years€2,873€19,673
6 years€3,447€20,247
7 years€4,022€20,822

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe