A&G BancoTermijndeposito
Deposit · 1 year · A&G Banco S.A.U. · Spain · via Raisin
- Rate
- 3.28%
- 1 year fixed
- since 30 Oct 2026
- Your return on €50,000
- €1,640
- interest per year
- Deposit guarantee
- €50,000 fully protectedSpanish scheme
A&G Banco S.A.U. · Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,640.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.28% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 30 Oct 2026
- Access
- 1 year fixed · no early withdrawal
- Term
- 1 year
- Minimum deposit
- €20,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
- Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)
Deposit guarantee
€50,000 fully protected
Spanish scheme
A&G Banco S.A.U. · Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) · €100,000 per person per bank
Licence and verification
- Institution
- A&G Banco S.A.U.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondo de Garantía de Depósitos de Entidades de Crédito (FGD) (Spain)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fondo de Garantía de Depósitos de Entidades de Crédito
Taxes
- Country
- Spain
- Withholding tax
- Reducible to 0%
- Standard rate
- 19.00%
- For a Dutch saver
- 0.00% (after paperwork)
- Notes
- Spain withholds by default 19% tax at source. With a certificate of residence (through the bank or Raisin) that becomes 0% for a Dutch saver; what was already withheld can be reclaimed.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Withholding tax on foreign savings interest: what do you really keep?
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 30 Oct 2026 | 3.28% | current |
| 20 Oct 2026 | 3.17% | 30 Oct 2026 |
| 2 Sep 2026 | 1.60% | 20 Oct 2026 |
All historic rates of A&G Banco →All savings products of A&G Banco →
- 30 Oct 2026A&G Banco – Termijndeposito (12 mo): 3.17% → 3.28%
- 20 Oct 2026A&G Banco – Termijndeposito (12 mo): 1.60% → 3.17%
- 2 Sep 2026New: A&G Banco – Termijndeposito (12 mo) 1.60%
Rate checked on 2 Nov 2026.