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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca Investis
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Banca InvestisTermijndeposito

Deposit · 3 months · BANCA INVESTIS S.p.A. · Italy · via Raisin
Open an account at Banca Investis
Rate
2.50%
3 months fixed
since 16 Sep 2026
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.52%
for €100,000
Your return on €100,000
€2,524
per year, annualised · €625 total over 3 months
Deposit guarantee
€100,000 fully protected
Italian scheme

BANCA INVESTIS S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 3 months: €625.
Interest built up over 3 months
€ 0€ 250€ 500start€625After 1 month: €208.33 rate · balance €100,208.33After 2 months: €416.67 rate · balance €100,416.67After 3 months: €625.00 rate · balance €100,625.00
€ 0€ 250€ 500start3 mo€625

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
3 months fixed · no early withdrawal
Term
3 months
Minimum deposit
€50,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Italian scheme

BANCA INVESTIS S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
BANCA INVESTIS S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.50%2.20% from 2 Sep 2026 until 14 Sep 20262.37% from 14 Sep 2026 until 16 Sep 20262.50% from 16 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now

Other offers from Banca Investis

1 month · 2.30% · Raisin6 months · 2.70% · Raisin9 months · 2.70% · Raisin1 year · 2.86% · Raisin
After 1 month: €208.33 rate · balance €100,208.33After 2 months: €416.67 rate · balance €100,416.67After 3 months: €625.00 rate · balance €100,625.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.50%2.20% from 2 Sep 2026 until 14 Sep 20262.37% from 14 Sep 2026 until 16 Sep 20262.50% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20262.50%current
14 Sep 20262.37%16 Sep 2026
2 Sep 20262.20%14 Sep 2026

All historic rates of Banca Investis →All savings products of Banca Investis →

  • 16 Sep 2026Banca Investis – Termijndeposito (3 mo): 2.37% → 2.50%
  • 14 Sep 2026Banca Investis – Termijndeposito (3 mo): 2.20% → 2.37%
  • 2 Sep 2026New: Banca Investis – Termijndeposito (3 mo) 2.20%

Rate checked on 18 Sep 2026.