Banca InvestisTermijndeposito
Deposit · 9 months · BANCA INVESTIS S.p.A. · Italy · via Raisin
- Rate
- 2.86%
- 9 months fixed
- since 24 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 2.87%
- for €50,000
- Your return on €50,000
- €1,435
- per year, annualised · €1,073 total over 9 months
- Deposit guarantee
- €50,000 fully protectedItalian scheme
BANCA INVESTIS S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 9 months: €1,073.
Interest built up over 9 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.86% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 24 Sep 2026
- Access
- 9 months fixed · no early withdrawal
- Term
- 9 months
- Minimum deposit
- €50,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
€50,000 fully protected
Italian scheme
BANCA INVESTIS S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Licence and verification
- Institution
- BANCA INVESTIS S.p.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fondo Interbancario di Tutela dei Depositi
Taxes
- Country
- Italy
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Italy withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 24 Sep 2026 | 2.86% | current |
| 16 Sep 2026 | 2.70% | 24 Sep 2026 |
| 14 Sep 2026 | 2.55% | 16 Sep 2026 |
| 2 Sep 2026 | 2.40% | 14 Sep 2026 |
All historic rates of Banca Investis →All savings products of Banca Investis →
- 24 Sep 2026Banca Investis – Termijndeposito (9 mo): 2.70% → 2.86%
- 16 Sep 2026Banca Investis – Termijndeposito (9 mo): 2.55% → 2.70%
- 14 Sep 2026Banca Investis – Termijndeposito (9 mo): 2.40% → 2.55%
- 2 Sep 2026New: Banca Investis – Termijndeposito (9 mo) 2.40%
Rate checked on 2 Nov 2026.