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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca Investis
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Banca InvestisTermijndeposito

Deposit · 1 year · BANCA INVESTIS S.p.A. · Italy · via Raisin
Open an account at Banca Investis
Rate
2.86%
1 year fixed
since 16 Sep 2026
Your return on €100,000
€2,860
interest per year
Deposit guarantee
€100,000 fully protected
Italian scheme

BANCA INVESTIS S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €2,860.
Interest built up over 1 year
€ 0€ 1k€ 2kstart6 mo1 yr€2,860After 1 month: €238.33 rate · balance €100,238.33After 2 months: €476.67 rate · balance €100,476.67After 3 months: €715.00 rate · balance €100,715.00After 4 months: €953.33 rate · balance €100,953.33After 5 months: €1,191.67 rate · balance €101,191.67After 6 months: €1,430.00 rate · balance €101,430.00After 7 months: €1,668.33 rate · balance €101,668.33After 8 months: €1,906.67 rate · balance €101,906.67After 9 months: €2,145.00 rate · balance €102,145.00After 10 months: €2,383.33 rate · balance €102,383.33

Rate and conditions

BalanceRate
€0 – and up2.86%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€50,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Italian scheme

BANCA INVESTIS S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
BANCA INVESTIS S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now2.86%2.61% from 2 Sep 2026 until 14 Sep 20262.65% from 14 Sep 2026 until 16 Sep 20262.86% from 16 Sep 2026 until now
2.25%2.50%2.75%3.00%3.25%2 Sep 202610 Sep 2026now

Other offers from Banca Investis

1 month · 2.30% · Raisin3 months · 2.50% · Raisin6 months · 2.70% · Raisin9 months · 2.70% · Raisin
After 11 months: €2,621.67 rate · balance €102,621.67After 12 months: €2,860.00 rate · balance €102,860.00
€ 0€ 1k€ 2kstart3 mo6 mo9 mo1 yr€2,860After 1 month: €238.33 rate · balance €100,238.33After 2 months: €476.67 rate · balance €100,476.67After 3 months: €715.00 rate · balance €100,715.00After 4 months: €953.33 rate · balance €100,953.33After 5 months: €1,191.67 rate · balance €101,191.67After 6 months: €1,430.00 rate · balance €101,430.00After 7 months: €1,668.33 rate · balance €101,668.33After 8 months: €1,906.67 rate · balance €101,906.67After 9 months: €2,145.00 rate · balance €102,145.00After 10 months: €2,383.33 rate · balance €102,383.33After 11 months: €2,621.67 rate · balance €102,621.67After 12 months: €2,860.00 rate · balance €102,860.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.86%2.61% from 2 Sep 2026 until 14 Sep 20262.65% from 14 Sep 2026 until 16 Sep 20262.86% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20262.86%current
14 Sep 20262.65%16 Sep 2026
2 Sep 20262.61%14 Sep 2026

All historic rates of Banca Investis →All savings products of Banca Investis →

  • 16 Sep 2026Banca Investis – Termijndeposito (12 mo): 2.65% → 2.86%
  • 14 Sep 2026Banca Investis – Termijndeposito (12 mo): 2.61% → 2.65%
  • 2 Sep 2026New: Banca Investis – Termijndeposito (12 mo) 2.61%

Rate checked on 18 Sep 2026.