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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BluOr Bank
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BluOr BankTermijndeposito

Deposit · 9 months · BluOr Bank AS · Latvia · via Raisin
Open an account at BluOr Bank
Rate
3.03%
9 months fixed
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.04%
for €25,000
Your return on €25,000
€760
per year, annualised · €568 total over 9 months
Deposit guarantee
€25,000 fully protected
Latvian scheme

BluOr Bank AS · Noguldījumu garantiju fonds (Latvijas Banka) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 9 months: €568.
Interest built up over 9 months
€ 0€ 200€ 400start6 mo€568After 1 month: €63.13 rate · balance €25,063.13After 2 months: €126.25 rate · balance €25,126.25After 3 months: €189.38 rate · balance €25,189.38After 4 months: €252.50 rate · balance €25,252.50After 5 months: €315.63 rate · balance €25,315.63After 6 months: €378.75 rate · balance €25,378.75After 7 months: €441.88 rate · balance €25,441.88After 8 months: €505 rate · balance €25,505After 9 months: €568.13 rate · balance €25,568.13
€ 0

Rate and conditions

BalanceRate
€0 – and up3.03%
Interest payout
end of term, paid out
Fees
none
Rate valid since
19 Aug 2026
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€10,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€25,000 fully protected
Latvian scheme

BluOr Bank AS · Noguldījumu garantiju fonds (Latvijas Banka) · €100,000 per person per bank

Licence and verification
Institution
BluOr Bank AS
Status
Verified European deposit guarantee scheme
Scheme
Noguldījumu garantiju fonds (Latvijas Banka) (Latvia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsLatvijas Banka
source ↗ · 18 Sep 2026
Taxes
Country
Latvia
Withholding tax
Withholding tax applies
Standard rate
25.50%
For a Dutch saver
10.00% (after paperwork)
Notes
Letland heft 25,5%; met een Letse woonplaatsverklaring (uiterlijk 8 weken voor de vervaldatum) verlaagd naar 10%.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.03% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BluOr Bank →All savings products of BluOr Bank →

  • 2 Sep 2026New: BluOr Bank – Termijndeposito (9 mo) 3.03%

Rate checked on 18 Sep 2026.

Other offers from BluOr Bank

6 months · 2.85% · Raisin1 year · 3.45% · Raisin2 years · 3.35% · Raisin3 years · 2.00% · Raisin
€ 200€ 400start3 mo6 mo9 mo€568After 1 month: €63.13 rate · balance €25,063.13After 2 months: €126.25 rate · balance €25,126.25After 3 months: €189.38 rate · balance €25,189.38After 4 months: €252.50 rate · balance €25,252.50After 5 months: €315.63 rate · balance €25,315.63After 6 months: €378.75 rate · balance €25,378.75After 7 months: €441.88 rate · balance €25,441.88After 8 months: €505 rate · balance €25,505After 9 months: €568.13 rate · balance €25,568.13

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe