Banca ProgettoSpaarrekening met 4 dagen opzegtermijn

Notice period 4 days · Banca Progetto S.p.A. · Italy · via Raisin
Rate
2.55%
variable
since 19 Oct 2026
Your return on €50,000
€1,275
interest per year
Deposit guarantee
€50,000 fully protected
Italian scheme

Banca Progetto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,275.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 500€ 1kstart6 mo1 yr€1,275After 1 month: €106.25 rate · balance €50,106.25After 2 months: €212.50 rate · balance €50,212.50After 3 months: €318.75 rate · balance €50,318.75After 4 months: €425 rate · balance €50,425After 5 months: €531.25 rate · balance €50,531.25After 6 months: €637.50 rate · balance €50,637.50After 7 months: €743.75 rate · balance €50,743.75After 8 months: €850 rate · balance €50,850After 9 months: €956.25 rate · balance €50,956.25After 10 months: €1,062.50 rate · balance €51,062.50After 11 months: €1,168.75 rate · balance €51,168.75After 12 months: €1,275 rate · balance €51,275

Rate and conditions

BalanceRate
€0 – and up2.55%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
19 Oct 2026
Access
Notice period 4 days
Notice period
4 days
Minimum deposit
€10,000
Maximum deposit
€90,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op de spaarrekening

Deposit guarantee

€50,000 fully protected
Italian scheme

Banca Progetto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca Progetto S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.00%2.25%2.50%2.75%3.00%2 Sep 20263 Oct 2026now2.55%2.25% from 2 Sep 2026 until 23 Sep 20262.40% from 23 Sep 2026 until 19 Oct 20262.55% from 19 Oct 2026 until now
FromRateUntil
19 Oct 20262.55%current
23 Sep 20262.40%19 Oct 2026
2 Sep 20262.25%23 Sep 2026

All historic rates of Banca Progetto →All savings products of Banca Progetto →

  • 19 Oct 2026Banca Progetto – Spaarrekening met 4 dagen opzegtermijn: 2.40% → 2.55%
  • 23 Sep 2026Banca Progetto – Spaarrekening met 4 dagen opzegtermijn: 2.25% → 2.40%
  • 2 Sep 2026New: Banca Progetto – Spaarrekening met 4 dagen opzegtermijn 2.25%

Rate checked on 2 Nov 2026.