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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca Progetto
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Banca ProgettoSpaarrekening met 4 dagen opzegtermijn

Notice period 4 days · Banca Progetto S.p.A. · Italy · via Raisin
Open an account at Banca Progetto
Rate
2.25%
variable
Your return on €25,000
€563
interest per year
Deposit guarantee
€25,000 fully protected
Italian scheme

Banca Progetto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €563.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200€ 400start6 mo1 yr€563After 1 month: €46.88 rate · balance €25,046.88After 2 months: €93.75 rate · balance €25,093.75After 3 months: €140.63 rate · balance €25,140.63After 4 months: €187.50 rate · balance €25,187.50After 5 months: €234.38 rate · balance €25,234.38After 6 months: €281.25 rate · balance €25,281.25After 7 months: €328.13 rate · balance €25,328.13After 8 months: €375 rate · balance €25,375After 9 months: €421.88 rate · balance €25,421.88

Rate and conditions

BalanceRate
€0 – and up2.25%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
22 Jun 2026
Access
Notice period 4 days
Notice period
4 days
Minimum deposit
€10,000
Maximum deposit
€90,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op de spaarrekening

Deposit guarantee

€25,000 fully protected
Italian scheme

Banca Progetto S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca Progetto S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.25% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Banca Progetto →All savings products of Banca Progetto →

  • 2 Sep 2026New: Banca Progetto – Spaarrekening met 4 dagen opzegtermijn 2.25%

Rate checked on 18 Sep 2026.

After 10 months: €468.75 rate · balance €25,468.75After 11 months: €515.63 rate · balance €25,515.63After 12 months: €562.50 rate · balance €25,562.50
€ 0€ 200€ 400start3 mo6 mo9 mo1 yr€563After 1 month: €46.88 rate · balance €25,046.88After 2 months: €93.75 rate · balance €25,093.75After 3 months: €140.63 rate · balance €25,140.63After 4 months: €187.50 rate · balance €25,187.50After 5 months: €234.38 rate · balance €25,234.38After 6 months: €281.25 rate · balance €25,281.25After 7 months: €328.13 rate · balance €25,328.13After 8 months: €375 rate · balance €25,375After 9 months: €421.88 rate · balance €25,421.88After 10 months: €468.75 rate · balance €25,468.75After 11 months: €515.63 rate · balance €25,515.63After 12 months: €562.50 rate · balance €25,562.50

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe