Brocc FinanceTermijndeposito

Deposit · 18 months · Brocc Finance AB · Sweden · via Raisin
Rate
3.40%
18 months fixed
since 29 Oct 2026
EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
3.41%
for €50,000
Your return on €50,000
€1,705
per year, annualised · €2,579 total over 18 months
Deposit guarantee
€50,000 fully protected
Swedish scheme

Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €50,000

Gross interest over 18 months: €2,579.
Interest built up over 18 months
€ 0€ 1k€ 2kstart1 yr€2,579After 1 month: €141.67 rate · balance €50,141.67After 2 months: €283.33 rate · balance €50,283.33After 3 months: €425.00 rate · balance €50,425.00After 4 months: €566.67 rate · balance €50,566.67After 5 months: €708.33 rate · balance €50,708.33After 6 months: €850.00 rate · balance €50,850.00After 7 months: €991.67 rate · balance €50,991.67After 8 months: €1,133.33 rate · balance €51,133.33After 9 months: €1,275.00 rate · balance €51,275.00After 10 months: €1,416.67 rate · balance €51,416.67After 11 months: €1,558.33 rate · balance €51,558.33After 12 months: €1,700.00 rate · balance €51,700.00After 13 months: €1,846.48 rate · balance €51,846.48After 14 months: €1,992.97 rate · balance €51,992.97After 15 months: €2,139.45 rate · balance €52,139.45After 16 months: €2,285.93 rate · balance €52,285.93After 17 months: €2,432.42 rate · balance €52,432.42After 18 months: €2,578.90 rate · balance €52,578.90

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
29 Oct 2026
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€1,000
Maximum deposit
€85,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€50,000 fully protected
Swedish scheme

Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Brocc Finance AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.40%3.02% from 2 Sep 2026 until 14 Sep 20263.05% from 14 Sep 2026 until 2 Oct 20263.17% from 2 Oct 2026 until 29 Oct 20263.40% from 29 Oct 2026 until now
FromRateUntil
29 Oct 20263.40%current
2 Oct 20263.17%29 Oct 2026
14 Sep 20263.05%2 Oct 2026
2 Sep 20263.02%14 Sep 2026

All historic rates of Brocc Finance →All savings products of Brocc Finance →

  • 29 Oct 2026Brocc Finance – Termijndeposito (18 mo): 3.17% → 3.40%
  • 2 Oct 2026Brocc Finance – Termijndeposito (18 mo): 3.05% → 3.17%
  • 14 Sep 2026Brocc Finance – Termijndeposito (18 mo): 3.02% → 3.05%
  • 2 Sep 2026New: Brocc Finance – Termijndeposito (18 mo) 3.02%

Rate checked on 2 Nov 2026.

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