Brocc FinanceTermijndeposito

Deposit · 4 years · Brocc Finance AB · Sweden · via Raisin
Rate
3.61%
4 years fixed
since 14 Oct 2026
Your return on €50,000
€1,805
per year, annualised · €7,620 total over 4 years
Deposit guarantee
€50,000 fully protected
Swedish scheme

Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €50,000

Gross interest over 4 years: €7,620.
Interest built up over 4 years
€ 0€ 5kstart2 yrs4 yrs€7,620After 1 month: €150.42 rate · balance €50,150.42After 2 months: €300.83 rate · balance €50,300.83After 3 months: €451.25 rate · balance €50,451.25After 4 months: €601.67 rate · balance €50,601.67After 5 months: €752.08 rate · balance €50,752.08After 6 months: €902.50 rate · balance €50,902.50After 7 months: €1,052.92 rate · balance €51,052.92After 8 months: €1,203.33 rate · balance €51,203.33After 9 months: €1,353.75 rate · balance €51,353.75After 10 months: €1,504.17 rate · balance €51,504.17After 11 months: €1,654.58 rate · balance €51,654.58After 12 months: €1,805.00 rate · balance €51,805.00After 13 months: €1,960.85 rate · balance €51,960.85After 14 months: €2,116.69 rate · balance €52,116.69After 15 months: €2,272.54 rate · balance €52,272.54After 16 months: €2,428.39 rate · balance €52,428.39After 17 months: €2,584.23 rate · balance €52,584.23After 18 months: €2,740.08 rate · balance €52,740.08After 19 months: €2,895.93 rate · balance €52,895.93After 20 months: €3,051.77 rate · balance €53,051.77After 21 months: €3,207.62 rate · balance €53,207.62After 22 months: €3,363.47 rate · balance €53,363.47After 23 months: €3,519.31 rate · balance €53,519.31After 24 months: €3,675.16 rate · balance €53,675.16After 25 months: €3,836.63 rate · balance €53,836.63After 26 months: €3,998.11 rate · balance €53,998.11After 27 months: €4,159.58 rate · balance €54,159.58After 28 months: €4,321.05 rate · balance €54,321.05After 29 months: €4,482.52 rate · balance €54,482.52After 30 months: €4,644.00 rate · balance €54,644.00After 31 months: €4,805.47 rate · balance €54,805.47After 32 months: €4,966.94 rate · balance €54,966.94After 33 months: €5,128.42 rate · balance €55,128.42After 34 months: €5,289.89 rate · balance €55,289.89After 35 months: €5,451.36 rate · balance €55,451.36After 36 months: €5,612.83 rate · balance €55,612.83After 37 months: €5,780.14 rate · balance €55,780.14After 38 months: €5,947.44 rate · balance €55,947.44After 39 months: €6,114.74 rate · balance €56,114.74After 40 months: €6,282.04 rate · balance €56,282.04After 41 months: €6,449.34 rate · balance €56,449.34After 42 months: €6,616.65 rate · balance €56,616.65After 43 months: €6,783.95 rate · balance €56,783.95After 44 months: €6,951.25 rate · balance €56,951.25After 45 months: €7,118.55 rate · balance €57,118.55After 46 months: €7,285.85 rate · balance €57,285.85After 47 months: €7,453.16 rate · balance €57,453.16After 48 months: €7,620.46 rate · balance €57,620.46
Per year
AfterInterest up to thenBalance
1 year€1,805€51,805
2 years€3,675€53,675
3 years€5,613€55,613
4 years€7,620€57,620

Rate and conditions

BalanceRate
€0 – and up3.61%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
14 Oct 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€1,000
Maximum deposit
€85,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€50,000 fully protected
Swedish scheme

Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Brocc Finance AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%4.00%2 Sep 20263 Oct 2026now3.61%3.17% from 2 Sep 2026 until 14 Sep 20263.22% from 14 Sep 2026 until 2 Oct 20263.40% from 2 Oct 2026 until 14 Oct 20263.61% from 14 Oct 2026 until now
FromRateUntil
14 Oct 20263.61%current
2 Oct 20263.40%14 Oct 2026
14 Sep 20263.22%2 Oct 2026
2 Sep 20263.17%14 Sep 2026

All historic rates of Brocc Finance →All savings products of Brocc Finance →

  • 14 Oct 2026Brocc Finance – Termijndeposito (48 mo): 3.40% → 3.61%
  • 2 Oct 2026Brocc Finance – Termijndeposito (48 mo): 3.22% → 3.40%
  • 14 Sep 2026Brocc Finance – Termijndeposito (48 mo): 3.17% → 3.22%
  • 2 Sep 2026New: Brocc Finance – Termijndeposito (48 mo) 3.17%

Rate checked on 2 Nov 2026.

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