Brocc FinanceTermijndeposito

Deposit · 10 years · Brocc Finance AB · Sweden · via Raisin
Rate
3.91%
10 years fixed
since 28 Oct 2026
Your return on €25,000
€978
per year, annualised · €11,687 total over 10 years
Deposit guarantee
€25,000 fully protected
Swedish scheme

Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Your calculation for €25,000

Gross interest over 10 years: €11,687.
Interest built up over 10 years
€ 0€ 5k€ 10kstart3 yrs6 yrs9 yrs€11,687After 1 month: €81.46 rate · balance €25,081.46After 2 months: €162.92 rate · balance €25,162.92After 3 months: €244.37 rate · balance €25,244.37After 4 months: €325.83 rate · balance €25,325.83After 5 months: €407.29 rate · balance €25,407.29After 6 months: €488.75 rate · balance €25,488.75After 7 months: €570.21 rate · balance €25,570.21After 8 months: €651.67 rate · balance €25,651.67After 9 months: €733.12 rate · balance €25,733.12After 10 months: €814.58 rate · balance €25,814.58After 11 months: €896.04 rate · balance €25,896.04After 12 months: €977.50 rate · balance €25,977.50After 13 months: €1,062.14 rate · balance €26,062.14After 14 months: €1,146.79 rate · balance €26,146.79After 15 months: €1,231.43 rate · balance €26,231.43After 16 months: €1,316.07 rate · balance €26,316.07After 17 months: €1,400.72 rate · balance €26,400.72After 18 months: €1,485.36 rate · balance €26,485.36After 19 months: €1,570.00 rate · balance €26,570.00After 20 months: €1,654.65 rate · balance €26,654.65After 21 months: €1,739.29 rate · balance €26,739.29After 22 months: €1,823.93 rate · balance €26,823.93After 23 months: €1,908.58 rate · balance €26,908.58After 24 months: €1,993.22 rate · balance €26,993.22After 25 months: €2,081.17 rate · balance €27,081.17After 26 months: €2,169.13 rate · balance €27,169.13After 27 months: €2,257.08 rate · balance €27,257.08After 28 months: €2,345.03 rate · balance €27,345.03After 29 months: €2,432.98 rate · balance €27,432.98After 30 months: €2,520.94 rate · balance €27,520.94After 31 months: €2,608.89 rate · balance €27,608.89After 32 months: €2,696.84 rate · balance €27,696.84After 33 months: €2,784.80 rate · balance €27,784.80After 34 months: €2,872.75 rate · balance €27,872.75After 35 months: €2,960.70 rate · balance €27,960.70After 36 months: €3,048.66 rate · balance €28,048.66After 37 months: €3,140.05 rate · balance €28,140.05After 38 months: €3,231.44 rate · balance €28,231.44After 39 months: €3,322.83 rate · balance €28,322.83After 40 months: €3,414.22 rate · balance €28,414.22After 41 months: €3,505.61 rate · balance €28,505.61After 42 months: €3,597.01 rate · balance €28,597.01After 43 months: €3,688.40 rate · balance €28,688.40After 44 months: €3,779.79 rate · balance €28,779.79After 45 months: €3,871.18 rate · balance €28,871.18After 46 months: €3,962.57 rate · balance €28,962.57After 47 months: €4,053.97 rate · balance €29,053.97After 48 months: €4,145.36 rate · balance €29,145.36After 49 months: €4,240.32 rate · balance €29,240.32After 50 months: €4,335.29 rate · balance €29,335.29After 51 months: €4,430.25 rate · balance €29,430.25After 52 months: €4,525.22 rate · balance €29,525.22After 53 months: €4,620.18 rate · balance €29,620.18After 54 months: €4,715.15 rate · balance €29,715.15After 55 months: €4,810.12 rate · balance €29,810.12After 56 months: €4,905.08 rate · balance €29,905.08After 57 months: €5,000.05 rate · balance €30,000.05After 58 months: €5,095.01 rate · balance €30,095.01After 59 months: €5,189.98 rate · balance €30,189.98After 60 months: €5,284.94 rate · balance €30,284.94After 61 months: €5,383.62 rate · balance €30,383.62After 62 months: €5,482.30 rate · balance €30,482.30After 63 months: €5,580.98 rate · balance €30,580.98After 64 months: €5,679.66 rate · balance €30,679.66After 65 months: €5,778.33 rate · balance €30,778.33After 66 months: €5,877.01 rate · balance €30,877.01After 67 months: €5,975.69 rate · balance €30,975.69After 68 months: €6,074.37 rate · balance €31,074.37After 69 months: €6,173.05 rate · balance €31,173.05After 70 months: €6,271.73 rate · balance €31,271.73After 71 months: €6,370.40 rate · balance €31,370.40After 72 months: €6,469.08 rate · balance €31,469.08After 73 months: €6,571.62 rate · balance €31,571.62After 74 months: €6,674.16 rate · balance €31,674.16After 75 months: €6,776.69 rate · balance €31,776.69After 76 months: €6,879.23 rate · balance €31,879.23After 77 months: €6,981.77 rate · balance €31,981.77After 78 months: €7,084.30 rate · balance €32,084.30After 79 months: €7,186.84 rate · balance €32,186.84After 80 months: €7,289.38 rate · balance €32,289.38After 81 months: €7,391.91 rate · balance €32,391.91After 82 months: €7,494.45 rate · balance €32,494.45After 83 months: €7,596.99 rate · balance €32,596.99After 84 months: €7,699.52 rate · balance €32,699.52After 85 months: €7,806.07 rate · balance €32,806.07After 86 months: €7,912.62 rate · balance €32,912.62After 87 months: €8,019.16 rate · balance €33,019.16After 88 months: €8,125.71 rate · balance €33,125.71After 89 months: €8,232.25 rate · balance €33,232.25After 90 months: €8,338.80 rate · balance €33,338.80After 91 months: €8,445.35 rate · balance €33,445.35After 92 months: €8,551.89 rate · balance €33,551.89After 93 months: €8,658.44 rate · balance €33,658.44After 94 months: €8,764.98 rate · balance €33,764.98After 95 months: €8,871.53 rate · balance €33,871.53After 96 months: €8,978.07 rate · balance €33,978.07After 97 months: €9,088.79 rate · balance €34,088.79After 98 months: €9,199.50 rate · balance €34,199.50After 99 months: €9,310.21 rate · balance €34,310.21After 100 months: €9,420.92 rate · balance €34,420.92After 101 months: €9,531.63 rate · balance €34,531.63After 102 months: €9,642.35 rate · balance €34,642.35After 103 months: €9,753.06 rate · balance €34,753.06After 104 months: €9,863.77 rate · balance €34,863.77After 105 months: €9,974.48 rate · balance €34,974.48After 106 months: €10,085.19 rate · balance €35,085.19After 107 months: €10,195.91 rate · balance €35,195.91After 108 months: €10,306.62 rate · balance €35,306.62After 109 months: €10,421.66 rate · balance €35,421.66After 110 months: €10,536.70 rate · balance €35,536.70After 111 months: €10,651.74 rate · balance €35,651.74After 112 months: €10,766.78 rate · balance €35,766.78After 113 months: €10,881.82 rate · balance €35,881.82After 114 months: €10,996.86 rate · balance €35,996.86After 115 months: €11,111.90 rate · balance €36,111.90After 116 months: €11,226.94 rate · balance €36,226.94After 117 months: €11,341.98 rate · balance €36,341.98After 118 months: €11,457.02 rate · balance €36,457.02After 119 months: €11,572.07 rate · balance €36,572.07After 120 months: €11,687.11 rate · balance €36,687.11
Per year
AfterInterest up to thenBalance
1 year€977€25,977
2 years€1,993€26,993
3 years€3,049€28,049
4 years€4,145€29,145
5 years€5,285€30,285
6 years€6,469€31,469
7 years€7,700€32,700
8 years€8,978€33,978
9 years€10,307€35,307
10 years€11,687€36,687

Rate and conditions

BalanceRate
€0 – and up3.91%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
28 Oct 2026
Access
10 years fixed · no early withdrawal
Term
10 years
Minimum deposit
€1,000
Maximum deposit
€85,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Swedish scheme

Brocc Finance AB · Insättningsgarantin (Riksgälden) · €104,000 per person per bank

Licence and verification
Institution
Brocc Finance AB
Status
Verified European deposit guarantee scheme
Scheme
Insättningsgarantin (Riksgälden) (Sweden)
Guarantee
1150000.00 SEK per person per institution (≈ €104,000)
Verification
Raisin wettelijke DGS-disclosure
detailsRiksgälden
source ↗ · 2 Nov 2026
Taxes
Country
Sweden
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Sweden withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

3.00%3.25%3.50%3.75%4.00%4.25%2 Sep 20263 Oct 2026now3.91%3.30% from 2 Sep 2026 until 14 Sep 20263.46% from 14 Sep 2026 until 17 Sep 20263.52% from 17 Sep 2026 until 2 Oct 20263.55% from 2 Oct 2026 until 14 Oct 20263.90% from 14 Oct 2026 until 28 Oct 20263.91% from 28 Oct 2026 until now
FromRateUntil
28 Oct 20263.91%current
14 Oct 20263.90%28 Oct 2026
2 Oct 20263.55%14 Oct 2026
17 Sep 20263.52%2 Oct 2026
14 Sep 20263.46%17 Sep 2026
2 Sep 20263.30%14 Sep 2026

All historic rates of Brocc Finance →All savings products of Brocc Finance →

  • 28 Oct 2026Brocc Finance – Termijndeposito (120 mo): 3.90% → 3.91%
  • 14 Oct 2026Brocc Finance – Termijndeposito (120 mo): 3.55% → 3.90%
  • 2 Oct 2026Brocc Finance – Termijndeposito (120 mo): 3.52% → 3.55%
  • 17 Sep 2026Brocc Finance – Termijndeposito (120 mo): 3.46% → 3.52%
  • 14 Sep 2026Brocc Finance – Termijndeposito (120 mo): 3.30% → 3.46%
  • 2 Sep 2026New: Brocc Finance – Termijndeposito (120 mo) 3.30%

Rate checked on 2 Nov 2026.

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