BW-BankSpaarrekening
Instant access · Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg · Germany · via Raisin
- Rate
- 2.20%
- variable
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
- 2.22%
- for €50,000
- Your return on €50,000
- €1,109
- interest per year
- Deposit guarantee
- €50,000 fully protectedGerman scheme
Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg · Sicherungssystem der Sparkassen-Finanzgruppe · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,109.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.20% |
- Interest payout
- quarterly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 1 Sep 2026
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €1,000,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt elk kwartaal bijgeschreven op de spaarrekening
Deposit guarantee
€50,000 fully protected
German scheme
Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg · Sicherungssystem der Sparkassen-Finanzgruppe · €100,000 per person per bank
Licence and verification
- Institution
- Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg
- Status
- Verified European deposit guarantee scheme
- Scheme
- Sicherungssystem der Sparkassen-Finanzgruppe (Germany)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 18 Sep 2026
details
Sicherungssystem der Sparkassen-Finanzgruppe
Taxes
- Country
- Germany
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
Rate history
2.20% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of BW-Bank →All savings products of BW-Bank →
- 2 Sep 2026New: BW-Bank – Spaarrekening 2.20%
Rate checked on 18 Sep 2026.