CA Auto BankTermijndeposito

Deposit · 9 months · CA Auto Bank S.p.A. · Italy · via Raisin
Rate
2.95%
9 months fixed
since 13 Oct 2026
EffectiveThe effective annual rate for €100,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.96%
for €100,000
Your return on €100,000
€2,961
per year, annualised · €2,213 total over 9 months
Deposit guarantee
€100,000 fully protected
Italian scheme

CA Auto Bank S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 9 months: €2,213.
Interest built up over 9 months
€ 0€ 1k€ 2kstart6 mo€2,212After 1 month: €245.83 rate · balance €100,245.83After 2 months: €491.67 rate · balance €100,491.67After 3 months: €737.50 rate · balance €100,737.50After 4 months: €983.33 rate · balance €100,983.33After 5 months: €1,229.17 rate · balance €101,229.17After 6 months: €1,475.00 rate · balance €101,475.00After 7 months: €1,720.83 rate · balance €101,720.83After 8 months: €1,966.67 rate · balance €101,966.67After 9 months: €2,212.50 rate · balance €102,212.50

Rate and conditions

BalanceRate
€0 – and up2.95%
Interest payout
end of term, paid out
Fees
none
Rate valid since
13 Oct 2026
Access
9 months fixed · no early withdrawal
Term
9 months
Minimum deposit
€30,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Italian scheme

CA Auto Bank S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
CA Auto Bank S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.25%2.50%2.75%3.00%3.25%2 Sep 20263 Oct 2026now2.95%2.55% from 2 Sep 2026 until 14 Sep 20262.75% from 14 Sep 2026 until 13 Oct 20262.95% from 13 Oct 2026 until now
FromRateUntil
13 Oct 20262.95%current
14 Sep 20262.75%13 Oct 2026
2 Sep 20262.55%14 Sep 2026

All historic rates of CA Auto Bank →All savings products of CA Auto Bank →

  • 13 Oct 2026CA Auto Bank – Termijndeposito (9 mo): 2.75% → 2.95%
  • 14 Sep 2026CA Auto Bank – Termijndeposito (9 mo): 2.55% → 2.75%
  • 2 Sep 2026New: CA Auto Bank – Termijndeposito (9 mo) 2.55%

Rate checked on 2 Nov 2026.

Other offers from CA Auto Bank