Spaarradar
CompareDepositsGuided choice
News
NL
Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 4 minutes ago·570 offers from 88 institutions

Compare
  • Highest savings rate
  • Deposits by term
  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
  • Banks & deposit guarantee
Tools
  • Guided choice
  • Interest calculator
  • Switch check
  • Deposit ladder
  • My list
  • Widget for your site
Market data
  • Rate changes
  • Rate history
  • ECB rate
  • Savings rate index
  • News
  • API
About this site
  • Glossary
  • Methodology
  • About & contact
  • Press
  • Privacy
  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca CF+
Back to the comparison

Banca CF+Spaarrekening met voorwaarden

Instant access · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
2.30%
variable
since 16 Sep 2026
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
2.32%
for €16,600
Your return on €16,600
€385
interest per year
Deposit guarantee
€16,600 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €385.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 200start6 mo1 yr€385After 1 month: €31.82 rate · balance €16,631.82After 2 months: €63.63 rate · balance €16,663.63After 3 months: €95.45 rate · balance €16,695.45After 4 months: €127.45 rate · balance €16,727.45After 5 months: €159.45 rate · balance €16,759.45After 6 months: €191.45 rate · balance €16,791.45After 7 months: €223.63 rate · balance €16,823.63After 8 months: €255.82 rate · balance €16,855.82After 9 months: €288.00 rate · balance €16,888.00After 10 months: €320.37 rate · balance €16,920.37

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
quarterly, compounded (interest on interest)
Fees
none
Rate valid since
16 Sep 2026
Access
Instant access
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt elk kwartaal bijgeschreven op de spaarrekening

Deposit guarantee

€16,600 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.30%2.20% from 2 Sep 2026 until 14 Sep 20262.25% from 14 Sep 2026 until 16 Sep 20262.30% from 16 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now

Other offers from Banca CF+

1 month · 2.30% · Raisin3 months · 2.25% · Raisin6 months · 2.30% · Raisin1 year · 2.65% · Raisin18 months · 3.05% · Raisin2 years · 2.75% · Raisin3 years · 2.75% · Raisin4 years · 2.75% · Raisin5 years · 2.75% · Raisin
After 11 months: €352.74 rate · balance €16,952.74After 12 months: €385.11 rate · balance €16,985.11
€ 0€ 200start3 mo6 mo9 mo1 yr€385After 1 month: €31.82 rate · balance €16,631.82After 2 months: €63.63 rate · balance €16,663.63After 3 months: €95.45 rate · balance €16,695.45After 4 months: €127.45 rate · balance €16,727.45After 5 months: €159.45 rate · balance €16,759.45After 6 months: €191.45 rate · balance €16,791.45After 7 months: €223.63 rate · balance €16,823.63After 8 months: €255.82 rate · balance €16,855.82After 9 months: €288.00 rate · balance €16,888.00After 10 months: €320.37 rate · balance €16,920.37After 11 months: €352.74 rate · balance €16,952.74After 12 months: €385.11 rate · balance €16,985.11

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.30%2.20% from 2 Sep 2026 until 14 Sep 20262.25% from 14 Sep 2026 until 16 Sep 20262.30% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20262.30%current
14 Sep 20262.25%16 Sep 2026
2 Sep 20262.20%14 Sep 2026

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 16 Sep 2026Banca CF+ – Spaarrekening met voorwaarden: 2.25% → 2.30%
  • 14 Sep 2026Banca CF+ – Spaarrekening met voorwaarden: 2.20% → 2.25%
  • 2 Sep 2026New: Banca CF+ – Spaarrekening met voorwaarden 2.20%

Rate checked on 18 Sep 2026.