Spaarradar

Banca CF+Spaarrekening met voorwaarden

Instant access · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
2.50%
variable
since 27 Oct 2026
EffectiveThe effective annual rate for €25,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. Interest is compounded during the term and earns interest on interest.
2.52%
for €25,000
Your return on €25,000
€631
interest per year
Deposit guarantee
€25,000 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 1 year: €631.
Assumption: the variable rate stays the same for the whole period. Gross, before tax.
Interest built up over 1 year
€ 0€ 250€ 500start6 mo1 yr€631After 1 month: €52.08 rate · balance €25,052.08After 2 months: €104.17 rate · balance €25,104.17After 3 months: €156.25 rate · balance €25,156.25After 4 months: €208.66 rate · balance €25,208.66After 5 months: €261.07 rate · balance €25,261.07After 6 months: €313.48 rate · balance €25,313.48After 7 months: €366.21 rate · balance €25,366.21After 8 months: €418.95 rate · balance €25,418.95After 9 months: €471.69 rate · balance €25,471.69After 10 months: €524.75 rate · balance €25,524.75After 11 months: €577.82 rate · balance €25,577.82After 12 months: €630.88 rate · balance €25,630.88

Rate and conditions

BalanceRate
€0 – and up2.50%
Interest payout
quarterly, compounded (interest on interest)
Fees
none
Rate valid since
27 Oct 2026
Access
Instant access
Minimum deposit
€1
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt elk kwartaal bijgeschreven op de spaarrekening

Deposit guarantee

€25,000 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 2 Nov 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italy withholds no tax on savings interest of non-residents: you receive the full interest.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 20263 Oct 2026now2.50%2.20% from 2 Sep 2026 until 14 Sep 20262.25% from 14 Sep 2026 until 16 Sep 20262.30% from 16 Sep 2026 until 23 Sep 20262.35% from 23 Sep 2026 until 12 Oct 20262.45% from 12 Oct 2026 until 27 Oct 20262.50% from 27 Oct 2026 until now
FromRateUntil
27 Oct 20262.50%current
12 Oct 20262.45%27 Oct 2026
23 Sep 20262.35%12 Oct 2026
16 Sep 20262.30%23 Sep 2026
14 Sep 20262.25%16 Sep 2026
2 Sep 20262.20%14 Sep 2026

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 27 Oct 2026Banca CF+ – Spaarrekening met voorwaarden: 2.45% → 2.50%
  • 12 Oct 2026Banca CF+ – Spaarrekening met voorwaarden: 2.35% → 2.45%
  • 23 Sep 2026Banca CF+ – Spaarrekening met voorwaarden: 2.30% → 2.35%
  • 16 Sep 2026Banca CF+ – Spaarrekening met voorwaarden: 2.25% → 2.30%
  • 14 Sep 2026Banca CF+ – Spaarrekening met voorwaarden: 2.20% → 2.25%
  • 2 Sep 2026New: Banca CF+ – Spaarrekening met voorwaarden 2.20%

Rate checked on 2 Nov 2026.