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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca CF+
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Banca CF+Termijndeposito

Deposit · 1 month · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
2.30%
1 month fixed
since 16 Sep 2026
EffectiveThe effective annual rate for €16,600: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
2.32%
for €16,600
Your return on €16,600
€386
per year, annualised · €32 total over 1 month
Deposit guarantee
€16,600 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €16,600

This amount does not fit: minimum €30,000. Calculated over €16,600.
Gross interest over 1 month: €32.
Interest built up over 1 month
€ 0€ 20start€32After 1 month: €31.82 rate · balance €16,631.82
€ 0€ 20start€32After 1 month: €31.82 rate · balance €16,631.82

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
end of term, paid out
Fees
none
Rate valid since
16 Sep 2026
Access
1 month fixed · no early withdrawal
Term
1 month
Minimum deposit
€30,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€16,600 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now2.30%2.20% from 2 Sep 2026 until 14 Sep 20262.25% from 14 Sep 2026 until 16 Sep 20262.30% from 16 Sep 2026 until now
1.75%2.00%2.25%2.50%2.75%2 Sep 202610 Sep 2026now

Other offers from Banca CF+

Instant access · 2.30% · Raisin3 months · 2.25% · Raisin6 months · 2.30% · Raisin1 year · 2.65% · Raisin18 months · 3.05% · Raisin2 years · 2.75% · Raisin3 years · 2.75% · Raisin4 years · 2.75% · Raisin5 years · 2.75% · Raisin

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

2.30%2.20% from 2 Sep 2026 until 14 Sep 20262.25% from 14 Sep 2026 until 16 Sep 20262.30% from 16 Sep 2026 until now
FromRateUntil
16 Sep 20262.30%current
14 Sep 20262.25%16 Sep 2026
2 Sep 20262.20%14 Sep 2026

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 16 Sep 2026Banca CF+ – Termijndeposito (1 mo): 2.25% → 2.30%
  • 14 Sep 2026Banca CF+ – Termijndeposito (1 mo): 2.20% → 2.25%
  • 2 Sep 2026New: Banca CF+ – Termijndeposito (1 mo) 2.20%

Rate checked on 18 Sep 2026.