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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca CF+
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Banca CF+Termijndeposito

Deposit · 1 year · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
2.65%
1 year fixed
Your return on €100,000
€2,650
interest per year
Deposit guarantee
€100,000 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 1 year: €2,650.
Interest built up over 1 year
€ 0€ 1k€ 2kstart6 mo1 yr€2,650After 1 month: €220.83 rate · balance €100,220.83After 2 months: €441.67 rate · balance €100,441.67After 3 months: €662.50 rate · balance €100,662.50After 4 months: €883.33 rate · balance €100,883.33After 5 months: €1,104.17 rate · balance €101,104.17After 6 months: €1,325.00 rate · balance €101,325.00After 7 months: €1,545.83 rate · balance €101,545.83After 8 months: €1,766.67 rate · balance €101,766.67After 9 months: €1,987.50 rate · balance €101,987.50After 10 months: €2,208.33 rate · balance €102,208.33

Rate and conditions

BalanceRate
€0 – and up2.65%
Interest payout
end of term, paid out
Fees
none
Rate valid since
22 Jun 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€100,000 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.65% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 2 Sep 2026New: Banca CF+ – Termijndeposito (12 mo) 2.65%

Rate checked on 18 Sep 2026.

Other offers from Banca CF+

Instant access · 2.30% · Raisin1 month · 2.30% · Raisin3 months · 2.25% · Raisin6 months · 2.30% · Raisin18 months · 3.05% · Raisin2 years · 2.75% · Raisin3 years · 2.75% · Raisin4 years · 2.75% · Raisin5 years · 2.75% · Raisin
After 11 months: €2,429.17 rate · balance €102,429.17After 12 months: €2,650.00 rate · balance €102,650.00
€ 0€ 1k€ 2kstart3 mo6 mo9 mo1 yr€2,650After 1 month: €220.83 rate · balance €100,220.83After 2 months: €441.67 rate · balance €100,441.67After 3 months: €662.50 rate · balance €100,662.50After 4 months: €883.33 rate · balance €100,883.33After 5 months: €1,104.17 rate · balance €101,104.17After 6 months: €1,325.00 rate · balance €101,325.00After 7 months: €1,545.83 rate · balance €101,545.83After 8 months: €1,766.67 rate · balance €101,766.67After 9 months: €1,987.50 rate · balance €101,987.50After 10 months: €2,208.33 rate · balance €102,208.33After 11 months: €2,429.17 rate · balance €102,429.17After 12 months: €2,650.00 rate · balance €102,650.00

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe