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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca CF+
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Banca CF+Termijndeposito

Deposit · 3 years · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
2.75%
3 years fixed
Your return on €10,000
€275
per year, annualised · €825 total over 3 years
Deposit guarantee
€10,000 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €825.
Interest built up over 3 years
€ 0€ 500start1 yr2 yrs3 yrs€825After 1 month: €22.92 rate · balance €10,022.92After 2 months: €45.83 rate · balance €10,045.83After 3 months: €68.75 rate · balance €10,068.75After 4 months: €91.67 rate · balance €10,091.67After 5 months: €114.58 rate · balance €10,114.58After 6 months: €137.50 rate · balance €10,137.50

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Jun 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening

Deposit guarantee

€10,000 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 2 Sep 2026New: Banca CF+ – Termijndeposito (36 mo) 2.75%

Rate checked on 18 Sep 2026.

Other offers from Banca CF+

Instant access · 2.30% · Raisin1 month · 2.30% · Raisin3 months · 2.25% · Raisin6 months · 2.30% · Raisin1 year · 2.65% · Raisin18 months · 3.05% · Raisin2 years · 2.75% · Raisin4 years · 2.75% · Raisin5 years · 2.75% · Raisin
After 7 months: €160.42 rate · balance €10,160.42After 8 months: €183.33 rate · balance €10,183.33After 9 months: €206.25 rate · balance €10,206.25After 10 months: €229.17 rate · balance €10,229.17After 11 months: €252.08 rate · balance €10,252.08After 12 months: €275.00 rate · balance €10,275.00After 13 months: €297.92 rate · balance €10,297.92After 14 months: €320.83 rate · balance €10,320.83After 15 months: €343.75 rate · balance €10,343.75After 16 months: €366.67 rate · balance €10,366.67After 17 months: €389.58 rate · balance €10,389.58After 18 months: €412.50 rate · balance €10,412.50After 19 months: €435.42 rate · balance €10,435.42After 20 months: €458.33 rate · balance €10,458.33After 21 months: €481.25 rate · balance €10,481.25After 22 months: €504.17 rate · balance €10,504.17After 23 months: €527.08 rate · balance €10,527.08After 24 months: €550.00 rate · balance €10,550.00After 25 months: €572.92 rate · balance €10,572.92After 26 months: €595.83 rate · balance €10,595.83After 27 months: €618.75 rate · balance €10,618.75After 28 months: €641.67 rate · balance €10,641.67After 29 months: €664.58 rate · balance €10,664.58After 30 months: €687.50 rate · balance €10,687.50After 31 months: €710.42 rate · balance €10,710.42After 32 months: €733.33 rate · balance €10,733.33After 33 months: €756.25 rate · balance €10,756.25After 34 months: €779.17 rate · balance €10,779.17After 35 months: €802.08 rate · balance €10,802.08After 36 months: €825.00 rate · balance €10,825.00
€ 0€ 500start1 yr2 yrs3 yrs€825After 1 month: €22.92 rate · balance €10,022.92After 2 months: €45.83 rate · balance €10,045.83After 3 months: €68.75 rate · balance €10,068.75After 4 months: €91.67 rate · balance €10,091.67After 5 months: €114.58 rate · balance €10,114.58After 6 months: €137.50 rate · balance €10,137.50After 7 months: €160.42 rate · balance €10,160.42After 8 months: €183.33 rate · balance €10,183.33After 9 months: €206.25 rate · balance €10,206.25After 10 months: €229.17 rate · balance €10,229.17After 11 months: €252.08 rate · balance €10,252.08After 12 months: €275.00 rate · balance €10,275.00After 13 months: €297.92 rate · balance €10,297.92After 14 months: €320.83 rate · balance €10,320.83After 15 months: €343.75 rate · balance €10,343.75After 16 months: €366.67 rate · balance €10,366.67After 17 months: €389.58 rate · balance €10,389.58After 18 months: €412.50 rate · balance €10,412.50After 19 months: €435.42 rate · balance €10,435.42After 20 months: €458.33 rate · balance €10,458.33After 21 months: €481.25 rate · balance €10,481.25After 22 months: €504.17 rate · balance €10,504.17After 23 months: €527.08 rate · balance €10,527.08After 24 months: €550.00 rate · balance €10,550.00After 25 months: €572.92 rate · balance €10,572.92After 26 months: €595.83 rate · balance €10,595.83After 27 months: €618.75 rate · balance €10,618.75After 28 months: €641.67 rate · balance €10,641.67After 29 months: €664.58 rate · balance €10,664.58After 30 months: €687.50 rate · balance €10,687.50After 31 months: €710.42 rate · balance €10,710.42After 32 months: €733.33 rate · balance €10,733.33After 33 months: €756.25 rate · balance €10,756.25After 34 months: €779.17 rate · balance €10,779.17After 35 months: €802.08 rate · balance €10,802.08After 36 months: €825.00 rate · balance €10,825.00
Per year
AfterInterest up to thenBalance
1 year€275€10,275
2 years€550€10,550
3 years€825€10,825

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe