Possibly no longer offered. We last saw this product on 2 Nov 2026; below is the last known rate and the history. See the current offers
What pays the most now
Banca CF+Termijndeposito
Deposit · 3 years · Banca CF+ S.p.A. · Italy · via Raisin
- Rate
- 3.00%
- 3 years fixed
- since 7 Oct 2026
- Your return on €100,000
- €3,000
- per year, annualised · €9,000 total over 3 years
- Deposit guarantee
- €100,000 fully protectedItalian scheme
Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Your calculation for €100,000
Gross interest over 3 years: €9,000.
Interest built up over 3 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €3,000 | €103,000 |
| 2 years | €6,000 | €106,000 |
| 3 years | €9,000 | €109,000 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.00% |
- Interest payout
- yearly, paid out
- Fees
- none
- Rate valid since
- 7 Oct 2026
- Access
- 3 years fixed · no early withdrawal
- Term
- 3 years
- Minimum deposit
- €5,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt jaarlijks uitgekeerd op de Raisin-rekening
Deposit guarantee
€100,000 fully protected
Italian scheme
Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Licence and verification
- Institution
- Banca CF+ S.p.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 3 Nov 2026
details
Fondo Interbancario di Tutela dei Depositi
Taxes
- Country
- Italy
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Italy withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 7 Oct 2026 | 3.00% | current |
| 22 Sep 2026 | 2.95% | 7 Oct 2026 |
| 2 Sep 2026 | 2.75% | 22 Sep 2026 |
All historic rates of Banca CF+ →All savings products of Banca CF+ →
- 2 Nov 2026Banca CF+ – Termijndeposito 36m missing from the source (3 runs)
- 7 Oct 2026Banca CF+ – Termijndeposito (36 mo): 2.95% → 3.00%
- 22 Sep 2026Banca CF+ – Termijndeposito (36 mo): 2.75% → 2.95%
- 2 Sep 2026New: Banca CF+ – Termijndeposito (36 mo) 2.75%
Rate checked on 2 Nov 2026.