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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca CF+
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Banca CF+Termijndeposito

Deposit · 3 years · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
2.75%
3 years fixed
Your return on €16,800
€462
per year, annualised · €1,386 total over 3 years
Deposit guarantee
€16,800 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 3 years: €1,386.
Interest built up over 3 years
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,386After 1 month: €38.50 rate · balance €16,838.50After 2 months: €77 rate · balance €16,877After 3 months: €115.50 rate · balance €16,915.50After 4 months: €154 rate · balance €16,954After 5 months: €192.50 rate · balance €16,992.50

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Jun 2026
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening

Deposit guarantee

€16,800 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 2 Sep 2026New: Banca CF+ – Termijndeposito (36 mo) 2.75%

Rate checked on 18 Sep 2026.

Other offers from Banca CF+

Instant access · 2.30% · Raisin1 month · 2.30% · Raisin3 months · 2.25% · Raisin6 months · 2.30% · Raisin1 year · 2.65% · Raisin18 months · 3.05% · Raisin2 years · 2.75% · Raisin4 years · 2.75% · Raisin5 years · 2.75% · Raisin
After 6 months: €231 rate · balance €17,031After 7 months: €269.50 rate · balance €17,069.50After 8 months: €308 rate · balance €17,108After 9 months: €346.50 rate · balance €17,146.50After 10 months: €385 rate · balance €17,185After 11 months: €423.50 rate · balance €17,223.50After 12 months: €462 rate · balance €17,262After 13 months: €500.50 rate · balance €17,300.50After 14 months: €539 rate · balance €17,339After 15 months: €577.50 rate · balance €17,377.50After 16 months: €616 rate · balance €17,416After 17 months: €654.50 rate · balance €17,454.50After 18 months: €693 rate · balance €17,493After 19 months: €731.50 rate · balance €17,531.50After 20 months: €770 rate · balance €17,570After 21 months: €808.50 rate · balance €17,608.50After 22 months: €847 rate · balance €17,647After 23 months: €885.50 rate · balance €17,685.50After 24 months: €924 rate · balance €17,724After 25 months: €962.50 rate · balance €17,762.50After 26 months: €1,001 rate · balance €17,801After 27 months: €1,039.50 rate · balance €17,839.50After 28 months: €1,078 rate · balance €17,878After 29 months: €1,116.50 rate · balance €17,916.50After 30 months: €1,155 rate · balance €17,955After 31 months: €1,193.50 rate · balance €17,993.50After 32 months: €1,232 rate · balance €18,032After 33 months: €1,270.50 rate · balance €18,070.50After 34 months: €1,309 rate · balance €18,109After 35 months: €1,347.50 rate · balance €18,147.50After 36 months: €1,386 rate · balance €18,186
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,386After 1 month: €38.50 rate · balance €16,838.50After 2 months: €77 rate · balance €16,877After 3 months: €115.50 rate · balance €16,915.50After 4 months: €154 rate · balance €16,954After 5 months: €192.50 rate · balance €16,992.50After 6 months: €231 rate · balance €17,031After 7 months: €269.50 rate · balance €17,069.50After 8 months: €308 rate · balance €17,108After 9 months: €346.50 rate · balance €17,146.50After 10 months: €385 rate · balance €17,185After 11 months: €423.50 rate · balance €17,223.50After 12 months: €462 rate · balance €17,262After 13 months: €500.50 rate · balance €17,300.50After 14 months: €539 rate · balance €17,339After 15 months: €577.50 rate · balance €17,377.50After 16 months: €616 rate · balance €17,416After 17 months: €654.50 rate · balance €17,454.50After 18 months: €693 rate · balance €17,493After 19 months: €731.50 rate · balance €17,531.50After 20 months: €770 rate · balance €17,570After 21 months: €808.50 rate · balance €17,608.50After 22 months: €847 rate · balance €17,647After 23 months: €885.50 rate · balance €17,685.50After 24 months: €924 rate · balance €17,724After 25 months: €962.50 rate · balance €17,762.50After 26 months: €1,001 rate · balance €17,801After 27 months: €1,039.50 rate · balance €17,839.50After 28 months: €1,078 rate · balance €17,878After 29 months: €1,116.50 rate · balance €17,916.50After 30 months: €1,155 rate · balance €17,955After 31 months: €1,193.50 rate · balance €17,993.50After 32 months: €1,232 rate · balance €18,032After 33 months: €1,270.50 rate · balance €18,070.50After 34 months: €1,309 rate · balance €18,109After 35 months: €1,347.50 rate · balance €18,147.50After 36 months: €1,386 rate · balance €18,186
Per year
AfterInterest up to thenBalance
1 year€462€17,262
2 years€924€17,724
3 years€1,386€18,186

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe