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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca CF+
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Banca CF+Termijndeposito

Deposit · 5 years · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
2.75%
5 years fixed
Your return on €16,600
€457
per year, annualised · €2,283 total over 5 years
Deposit guarantee
€16,600 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €2,283.
Interest built up over 5 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,283

Rate and conditions

BalanceRate
€0 – and up2.75%
Interest payout
yearly, paid out
Fees
none
Rate valid since
22 Jun 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening

Deposit guarantee

€16,600 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

2.75% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 2 Sep 2026New: Banca CF+ – Termijndeposito (60 mo) 2.75%

Rate checked on 18 Sep 2026.

Other offers from Banca CF+

Instant access · 2.30% · Raisin1 month · 2.30% · Raisin3 months · 2.25% · Raisin6 months · 2.30% · Raisin1 year · 2.65% · Raisin18 months · 3.05% · Raisin2 years · 2.75% · Raisin3 years · 2.75% · Raisin4 years · 2.75% · Raisin
After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €494.54 rate · balance €17,094.54After 14 months: €532.58 rate · balance €17,132.58After 15 months: €570.63 rate · balance €17,170.63After 16 months: €608.67 rate · balance €17,208.67After 17 months: €646.71 rate · balance €17,246.71After 18 months: €684.75 rate · balance €17,284.75After 19 months: €722.79 rate · balance €17,322.79After 20 months: €760.83 rate · balance €17,360.83After 21 months: €798.88 rate · balance €17,398.88After 22 months: €836.92 rate · balance €17,436.92After 23 months: €874.96 rate · balance €17,474.96After 24 months: €913.00 rate · balance €17,513.00After 25 months: €951.04 rate · balance €17,551.04After 26 months: €989.08 rate · balance €17,589.08After 27 months: €1,027.13 rate · balance €17,627.13After 28 months: €1,065.17 rate · balance €17,665.17After 29 months: €1,103.21 rate · balance €17,703.21After 30 months: €1,141.25 rate · balance €17,741.25After 31 months: €1,179.29 rate · balance €17,779.29After 32 months: €1,217.33 rate · balance €17,817.33After 33 months: €1,255.38 rate · balance €17,855.38After 34 months: €1,293.42 rate · balance €17,893.42After 35 months: €1,331.46 rate · balance €17,931.46After 36 months: €1,369.50 rate · balance €17,969.50After 37 months: €1,407.54 rate · balance €18,007.54After 38 months: €1,445.58 rate · balance €18,045.58After 39 months: €1,483.63 rate · balance €18,083.63After 40 months: €1,521.67 rate · balance €18,121.67After 41 months: €1,559.71 rate · balance €18,159.71After 42 months: €1,597.75 rate · balance €18,197.75After 43 months: €1,635.79 rate · balance €18,235.79After 44 months: €1,673.83 rate · balance €18,273.83After 45 months: €1,711.88 rate · balance €18,311.88After 46 months: €1,749.92 rate · balance €18,349.92After 47 months: €1,787.96 rate · balance €18,387.96After 48 months: €1,826.00 rate · balance €18,426.00After 49 months: €1,864.04 rate · balance €18,464.04After 50 months: €1,902.08 rate · balance €18,502.08After 51 months: €1,940.13 rate · balance €18,540.13After 52 months: €1,978.17 rate · balance €18,578.17After 53 months: €2,016.21 rate · balance €18,616.21After 54 months: €2,054.25 rate · balance €18,654.25After 55 months: €2,092.29 rate · balance €18,692.29After 56 months: €2,130.34 rate · balance €18,730.34After 57 months: €2,168.38 rate · balance €18,768.38After 58 months: €2,206.42 rate · balance €18,806.42After 59 months: €2,244.46 rate · balance €18,844.46After 60 months: €2,282.50 rate · balance €18,882.50
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€2,283After 1 month: €38.04 rate · balance €16,638.04After 2 months: €76.08 rate · balance €16,676.08After 3 months: €114.13 rate · balance €16,714.13After 4 months: €152.17 rate · balance €16,752.17After 5 months: €190.21 rate · balance €16,790.21After 6 months: €228.25 rate · balance €16,828.25After 7 months: €266.29 rate · balance €16,866.29After 8 months: €304.33 rate · balance €16,904.33After 9 months: €342.38 rate · balance €16,942.38After 10 months: €380.42 rate · balance €16,980.42After 11 months: €418.46 rate · balance €17,018.46After 12 months: €456.50 rate · balance €17,056.50After 13 months: €494.54 rate · balance €17,094.54After 14 months: €532.58 rate · balance €17,132.58After 15 months: €570.63 rate · balance €17,170.63After 16 months: €608.67 rate · balance €17,208.67After 17 months: €646.71 rate · balance €17,246.71After 18 months: €684.75 rate · balance €17,284.75After 19 months: €722.79 rate · balance €17,322.79After 20 months: €760.83 rate · balance €17,360.83After 21 months: €798.88 rate · balance €17,398.88After 22 months: €836.92 rate · balance €17,436.92After 23 months: €874.96 rate · balance €17,474.96After 24 months: €913.00 rate · balance €17,513.00After 25 months: €951.04 rate · balance €17,551.04After 26 months: €989.08 rate · balance €17,589.08After 27 months: €1,027.13 rate · balance €17,627.13After 28 months: €1,065.17 rate · balance €17,665.17After 29 months: €1,103.21 rate · balance €17,703.21After 30 months: €1,141.25 rate · balance €17,741.25After 31 months: €1,179.29 rate · balance €17,779.29After 32 months: €1,217.33 rate · balance €17,817.33After 33 months: €1,255.38 rate · balance €17,855.38After 34 months: €1,293.42 rate · balance €17,893.42After 35 months: €1,331.46 rate · balance €17,931.46After 36 months: €1,369.50 rate · balance €17,969.50After 37 months: €1,407.54 rate · balance €18,007.54After 38 months: €1,445.58 rate · balance €18,045.58After 39 months: €1,483.63 rate · balance €18,083.63After 40 months: €1,521.67 rate · balance €18,121.67After 41 months: €1,559.71 rate · balance €18,159.71After 42 months: €1,597.75 rate · balance €18,197.75After 43 months: €1,635.79 rate · balance €18,235.79After 44 months: €1,673.83 rate · balance €18,273.83After 45 months: €1,711.88 rate · balance €18,311.88After 46 months: €1,749.92 rate · balance €18,349.92After 47 months: €1,787.96 rate · balance €18,387.96After 48 months: €1,826.00 rate · balance €18,426.00After 49 months: €1,864.04 rate · balance €18,464.04After 50 months: €1,902.08 rate · balance €18,502.08After 51 months: €1,940.13 rate · balance €18,540.13After 52 months: €1,978.17 rate · balance €18,578.17After 53 months: €2,016.21 rate · balance €18,616.21After 54 months: €2,054.25 rate · balance €18,654.25After 55 months: €2,092.29 rate · balance €18,692.29After 56 months: €2,130.34 rate · balance €18,730.34After 57 months: €2,168.38 rate · balance €18,768.38After 58 months: €2,206.42 rate · balance €18,806.42After 59 months: €2,244.46 rate · balance €18,844.46After 60 months: €2,282.50 rate · balance €18,882.50
Per year
AfterInterest up to thenBalance
1 year€457€17,057
2 years€913€17,513
3 years€1,370€17,970
4 years€1,826€18,426
5 years€2,283€18,883

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe