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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at Banca CF+
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Banca CF+Termijndeposito

Deposit · 18 months · Banca CF+ S.p.A. · Italy · via Raisin
Open an account at Banca CF+
Rate
3.05%
18 months fixed
Your return on €16,800
€512
per year, annualised · €769 total over 18 months
Deposit guarantee
€16,800 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 18 months: €769.
Interest built up over 18 months
€ 0€ 500start1 yr€769After 1 month: €42.70 rate · balance €16,842.70After 2 months: €85.40 rate · balance €16,885.40After 3 months: €128.10 rate · balance €16,928.10After 4 months: €170.80 rate · balance €16,970.80After 5 months: €213.50 rate · balance €17,013.50After 6 months: €256.20 rate · balance €17,056.20After 7 months: €298.90 rate · balance €17,098.90After 8 months: €341.60 rate · balance €17,141.60After 9 months: €384.30 rate · balance €17,184.30After 10 months: €427.00 rate · balance €17,227After 11 months: €469.70 rate · balance €17,269.70

Rate and conditions

BalanceRate
€0 – and up3.05%
Interest payout
yearly, paid out
Fees
none
Rate valid since
1 Sep 2026
Access
18 months fixed · no early withdrawal
Term
18 months
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente wordt jaarlijks uitgekeerd op de Raisin-rekening

Deposit guarantee

€16,800 fully protected
Italian scheme

Banca CF+ S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank

Licence and verification
Institution
Banca CF+ S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026
Taxes
Country
Italy
Withholding tax
No withholding tax
Standard rate
0.00%
For a Dutch saver
0.00%
Notes
Italië heft geen bronbelasting op spaarrente van niet-ingezetenen (vrijstelling voor EU-inwoners bij bankdeposito's).

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Rate history

3.05% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of Banca CF+ →All savings products of Banca CF+ →

  • 2 Sep 2026New: Banca CF+ – Termijndeposito (18 mo) 3.05%

Rate checked on 18 Sep 2026.

Other offers from Banca CF+

Instant access · 2.30% · Raisin1 month · 2.30% · Raisin3 months · 2.25% · Raisin6 months · 2.30% · Raisin1 year · 2.65% · Raisin2 years · 2.75% · Raisin3 years · 2.75% · Raisin4 years · 2.75% · Raisin5 years · 2.75% · Raisin
After 12 months: €512.40 rate · balance €17,312.40After 13 months: €555.10 rate · balance €17,355.10After 14 months: €597.80 rate · balance €17,397.80After 15 months: €640.50 rate · balance €17,440.50After 16 months: €683.20 rate · balance €17,483.20After 17 months: €725.90 rate · balance €17,525.90After 18 months: €768.60 rate · balance €17,568.60
€ 0€ 500start1 yr€769After 1 month: €42.70 rate · balance €16,842.70After 2 months: €85.40 rate · balance €16,885.40After 3 months: €128.10 rate · balance €16,928.10After 4 months: €170.80 rate · balance €16,970.80After 5 months: €213.50 rate · balance €17,013.50After 6 months: €256.20 rate · balance €17,056.20After 7 months: €298.90 rate · balance €17,098.90After 8 months: €341.60 rate · balance €17,141.60After 9 months: €384.30 rate · balance €17,184.30After 10 months: €427.00 rate · balance €17,227After 11 months: €469.70 rate · balance €17,269.70After 12 months: €512.40 rate · balance €17,312.40After 13 months: €555.10 rate · balance €17,355.10After 14 months: €597.80 rate · balance €17,397.80After 15 months: €640.50 rate · balance €17,440.50After 16 months: €683.20 rate · balance €17,483.20After 17 months: €725.90 rate · balance €17,525.90After 18 months: €768.60 rate · balance €17,568.60

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe