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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 1 year · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
1.50%
1 year fixed
Your return on €16,600
€249
interest per year
Deposit guarantee
€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 1 year: €249.
Interest built up over 1 year
€ 0€ 100€ 200start6 mo1 yr€249After 1 month: €20.75 rate · balance €16,620.75After 2 months: €41.50 rate · balance €16,641.50After 3 months: €62.25 rate · balance €16,662.25After 4 months: €83 rate · balance €16,683After 5 months: €103.75 rate · balance €16,703.75After 6 months: €124.50 rate · balance €16,724.50After 7 months: €145.25 rate · balance €16,745.25After 8 months: €166 rate · balance €16,766After 9 months: €186.75 rate · balance €16,786.75After 10 months: €207.50 rate · balance €16,807.50

Rate and conditions

BalanceRate
€0 – and up1.50%
Interest payout
end of term, paid out
Fees
none
Rate valid since
8 Jun 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

1.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (12 mo) 1.50%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 11 months: €228.25 rate · balance €16,828.25After 12 months: €249 rate · balance €16,849
€ 0€ 100€ 200start3 mo6 mo9 mo1 yr€249After 1 month: €20.75 rate · balance €16,620.75After 2 months: €41.50 rate · balance €16,641.50After 3 months: €62.25 rate · balance €16,662.25After 4 months: €83 rate · balance €16,683After 5 months: €103.75 rate · balance €16,703.75After 6 months: €124.50 rate · balance €16,724.50After 7 months: €145.25 rate · balance €16,745.25After 8 months: €166 rate · balance €16,766After 9 months: €186.75 rate · balance €16,786.75After 10 months: €207.50 rate · balance €16,807.50After 11 months: €228.25 rate · balance €16,828.25After 12 months: €249 rate · balance €16,849

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe