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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 2 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
1.50%
2 years fixed
Your return on €10,000
€150
per year, annualised · €302 total over 2 years
Deposit guarantee
€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 2 years: €302.
Interest built up over 2 years
€ 0€ 200start1 yr2 yrs€302After 1 month: €12.50 rate · balance €10,012.50After 2 months: €25 rate · balance €10,025After 3 months: €37.50 rate · balance €10,037.50After 4 months: €50 rate · balance €10,050After 5 months: €62.50 rate · balance €10,062.50After 6 months: €75 rate · balance €10,075After 7 months: €87.50 rate · balance €10,087.50After 8 months: €100 rate · balance €10,100After 9 months: €112.50 rate · balance €10,112.50

Rate and conditions

BalanceRate
€0 – and up1.50%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
25 Jan 2024
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito

Deposit guarantee

€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

1.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (24 mo) 1.50%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 10 months: €125 rate · balance €10,125After 11 months: €137.50 rate · balance €10,137.50After 12 months: €150 rate · balance €10,150After 13 months: €162.69 rate · balance €10,162.69After 14 months: €175.38 rate · balance €10,175.38After 15 months: €188.06 rate · balance €10,188.06After 16 months: €200.75 rate · balance €10,200.75After 17 months: €213.44 rate · balance €10,213.44After 18 months: €226.13 rate · balance €10,226.13After 19 months: €238.81 rate · balance €10,238.81After 20 months: €251.50 rate · balance €10,251.50After 21 months: €264.19 rate · balance €10,264.19After 22 months: €276.88 rate · balance €10,276.88After 23 months: €289.56 rate · balance €10,289.56After 24 months: €302.25 rate · balance €10,302.25
€ 0€ 200start1 yr2 yrs€302After 1 month: €12.50 rate · balance €10,012.50After 2 months: €25 rate · balance €10,025After 3 months: €37.50 rate · balance €10,037.50After 4 months: €50 rate · balance €10,050After 5 months: €62.50 rate · balance €10,062.50After 6 months: €75 rate · balance €10,075After 7 months: €87.50 rate · balance €10,087.50After 8 months: €100 rate · balance €10,100After 9 months: €112.50 rate · balance €10,112.50After 10 months: €125 rate · balance €10,125After 11 months: €137.50 rate · balance €10,137.50After 12 months: €150 rate · balance €10,150After 13 months: €162.69 rate · balance €10,162.69After 14 months: €175.38 rate · balance €10,175.38After 15 months: €188.06 rate · balance €10,188.06After 16 months: €200.75 rate · balance €10,200.75After 17 months: €213.44 rate · balance €10,213.44After 18 months: €226.13 rate · balance €10,226.13After 19 months: €238.81 rate · balance €10,238.81After 20 months: €251.50 rate · balance €10,251.50After 21 months: €264.19 rate · balance €10,264.19After 22 months: €276.88 rate · balance €10,276.88After 23 months: €289.56 rate · balance €10,289.56After 24 months: €302.25 rate · balance €10,302.25
Per year
AfterInterest up to thenBalance
1 year€150€10,150
2 years€302€10,302

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe