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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 2 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
1.50%
2 years fixed
Your return on €100,000
€1,500
per year, annualised · €3,023 total over 2 years
Deposit guarantee
€100,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 2 years: €3,023.
Interest built up over 2 years
€ 0€ 2kstart1 yr2 yrs€3,023After 1 month: €125 rate · balance €100,125After 2 months: €250 rate · balance €100,250After 3 months: €375 rate · balance €100,375After 4 months: €500 rate · balance €100,500After 5 months: €625 rate · balance €100,625After 6 months: €750 rate · balance €100,750After 7 months: €875 rate · balance €100,875After 8 months: €1,000 rate · balance €101,000After 9 months: €1,125 rate · balance €101,125

Rate and conditions

BalanceRate
€0 – and up1.50%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
25 Jan 2024
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito

Deposit guarantee

€100,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

1.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (24 mo) 1.50%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 10 months: €1,250 rate · balance €101,250After 11 months: €1,375 rate · balance €101,375After 12 months: €1,500 rate · balance €101,500After 13 months: €1,626.88 rate · balance €101,626.88After 14 months: €1,753.75 rate · balance €101,753.75After 15 months: €1,880.63 rate · balance €101,880.63After 16 months: €2,007.50 rate · balance €102,007.50After 17 months: €2,134.38 rate · balance €102,134.38After 18 months: €2,261.25 rate · balance €102,261.25After 19 months: €2,388.13 rate · balance €102,388.13After 20 months: €2,515 rate · balance €102,515After 21 months: €2,641.88 rate · balance €102,641.88After 22 months: €2,768.75 rate · balance €102,768.75After 23 months: €2,895.63 rate · balance €102,895.63After 24 months: €3,022.50 rate · balance €103,022.50
€ 0€ 2kstart1 yr2 yrs€3,023After 1 month: €125 rate · balance €100,125After 2 months: €250 rate · balance €100,250After 3 months: €375 rate · balance €100,375After 4 months: €500 rate · balance €100,500After 5 months: €625 rate · balance €100,625After 6 months: €750 rate · balance €100,750After 7 months: €875 rate · balance €100,875After 8 months: €1,000 rate · balance €101,000After 9 months: €1,125 rate · balance €101,125After 10 months: €1,250 rate · balance €101,250After 11 months: €1,375 rate · balance €101,375After 12 months: €1,500 rate · balance €101,500After 13 months: €1,626.88 rate · balance €101,626.88After 14 months: €1,753.75 rate · balance €101,753.75After 15 months: €1,880.63 rate · balance €101,880.63After 16 months: €2,007.50 rate · balance €102,007.50After 17 months: €2,134.38 rate · balance €102,134.38After 18 months: €2,261.25 rate · balance €102,261.25After 19 months: €2,388.13 rate · balance €102,388.13After 20 months: €2,515 rate · balance €102,515After 21 months: €2,641.88 rate · balance €102,641.88After 22 months: €2,768.75 rate · balance €102,768.75After 23 months: €2,895.63 rate · balance €102,895.63After 24 months: €3,022.50 rate · balance €103,022.50
Per year
AfterInterest up to thenBalance
1 year€1,500€101,500
2 years€3,023€103,023

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe