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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 2 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
1.50%
2 years fixed
Your return on €16,800
€252
per year, annualised · €508 total over 2 years
Deposit guarantee
€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 2 years: €508.
Interest built up over 2 years
€ 0€ 200€ 400start1 yr2 yrs€508After 1 month: €21 rate · balance €16,821After 2 months: €42 rate · balance €16,842After 3 months: €63 rate · balance €16,863After 4 months: €84 rate · balance €16,884After 5 months: €105 rate · balance €16,905After 6 months: €126 rate · balance €16,926After 7 months: €147 rate · balance €16,947After 8 months: €168 rate · balance €16,968

Rate and conditions

BalanceRate
€0 – and up1.50%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
25 Jan 2024
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito

Deposit guarantee

€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

1.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (24 mo) 1.50%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 9 months: €189 rate · balance €16,989After 10 months: €210 rate · balance €17,010After 11 months: €231 rate · balance €17,031After 12 months: €252 rate · balance €17,052After 13 months: €273.31 rate · balance €17,073.31After 14 months: €294.63 rate · balance €17,094.63After 15 months: €315.94 rate · balance €17,115.94After 16 months: €337.26 rate · balance €17,137.26After 17 months: €358.57 rate · balance €17,158.58After 18 months: €379.89 rate · balance €17,179.89After 19 months: €401.20 rate · balance €17,201.21After 20 months: €422.52 rate · balance €17,222.52After 21 months: €443.83 rate · balance €17,243.83After 22 months: €465.15 rate · balance €17,265.15After 23 months: €486.46 rate · balance €17,286.47After 24 months: €507.78 rate · balance €17,307.78
€ 0€ 200€ 400start1 yr2 yrs€508After 1 month: €21 rate · balance €16,821After 2 months: €42 rate · balance €16,842After 3 months: €63 rate · balance €16,863After 4 months: €84 rate · balance €16,884After 5 months: €105 rate · balance €16,905After 6 months: €126 rate · balance €16,926After 7 months: €147 rate · balance €16,947After 8 months: €168 rate · balance €16,968After 9 months: €189 rate · balance €16,989After 10 months: €210 rate · balance €17,010After 11 months: €231 rate · balance €17,031After 12 months: €252 rate · balance €17,052After 13 months: €273.31 rate · balance €17,073.31After 14 months: €294.63 rate · balance €17,094.63After 15 months: €315.94 rate · balance €17,115.94After 16 months: €337.26 rate · balance €17,137.26After 17 months: €358.57 rate · balance €17,158.58After 18 months: €379.89 rate · balance €17,179.89After 19 months: €401.20 rate · balance €17,201.21After 20 months: €422.52 rate · balance €17,222.52After 21 months: €443.83 rate · balance €17,243.83After 22 months: €465.15 rate · balance €17,265.15After 23 months: €486.46 rate · balance €17,286.47After 24 months: €507.78 rate · balance €17,307.78
Per year
AfterInterest up to thenBalance
1 year€252€17,052
2 years€508€17,308

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe