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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 2 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
1.50%
2 years fixed
Your return on €25,000
€375
per year, annualised · €756 total over 2 years
Deposit guarantee
€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 2 years: €756.
Interest built up over 2 years
€ 0€ 500start1 yr2 yrs€756After 1 month: €31.25 rate · balance €25,031.25After 2 months: €62.50 rate · balance €25,062.50After 3 months: €93.75 rate · balance €25,093.75After 4 months: €125 rate · balance €25,125After 5 months: €156.25 rate · balance €25,156.25After 6 months: €187.50 rate · balance €25,187.50After 7 months: €218.75 rate · balance €25,218.75After 8 months: €250 rate · balance €25,250After 9 months: €281.25 rate · balance €25,281.25

Rate and conditions

BalanceRate
€0 – and up1.50%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
25 Jan 2024
Access
2 years fixed · no early withdrawal
Term
2 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito

Deposit guarantee

€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

1.50% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (24 mo) 1.50%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 10 months: €312.50 rate · balance €25,312.50After 11 months: €343.75 rate · balance €25,343.75After 12 months: €375 rate · balance €25,375After 13 months: €406.72 rate · balance €25,406.72After 14 months: €438.44 rate · balance €25,438.44After 15 months: €470.16 rate · balance €25,470.16After 16 months: €501.88 rate · balance €25,501.88After 17 months: €533.59 rate · balance €25,533.59After 18 months: €565.31 rate · balance €25,565.31After 19 months: €597.03 rate · balance €25,597.03After 20 months: €628.75 rate · balance €25,628.75After 21 months: €660.47 rate · balance €25,660.47After 22 months: €692.19 rate · balance €25,692.19After 23 months: €723.91 rate · balance €25,723.91After 24 months: €755.63 rate · balance €25,755.63
€ 0€ 500start1 yr2 yrs€756After 1 month: €31.25 rate · balance €25,031.25After 2 months: €62.50 rate · balance €25,062.50After 3 months: €93.75 rate · balance €25,093.75After 4 months: €125 rate · balance €25,125After 5 months: €156.25 rate · balance €25,156.25After 6 months: €187.50 rate · balance €25,187.50After 7 months: €218.75 rate · balance €25,218.75After 8 months: €250 rate · balance €25,250After 9 months: €281.25 rate · balance €25,281.25After 10 months: €312.50 rate · balance €25,312.50After 11 months: €343.75 rate · balance €25,343.75After 12 months: €375 rate · balance €25,375After 13 months: €406.72 rate · balance €25,406.72After 14 months: €438.44 rate · balance €25,438.44After 15 months: €470.16 rate · balance €25,470.16After 16 months: €501.88 rate · balance €25,501.88After 17 months: €533.59 rate · balance €25,533.59After 18 months: €565.31 rate · balance €25,565.31After 19 months: €597.03 rate · balance €25,597.03After 20 months: €628.75 rate · balance €25,628.75After 21 months: €660.47 rate · balance €25,660.47After 22 months: €692.19 rate · balance €25,692.19After 23 months: €723.91 rate · balance €25,723.91After 24 months: €755.63 rate · balance €25,755.63
Per year
AfterInterest up to thenBalance
1 year€375€25,375
2 years€756€25,756

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe