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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 3 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
2.30%
3 years fixed
Your return on €10,000
€230
per year, annualised · €706 total over 3 years
Deposit guarantee
€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 3 years: €706.
Interest built up over 3 years
€ 0€ 250€ 500start1 yr2 yrs3 yrs€706After 1 month: €19.17 rate · balance €10,019.17After 2 months: €38.33 rate · balance €10,038.33After 3 months: €57.50 rate · balance €10,057.50After 4 months: €76.67 rate · balance €10,076.67After 5 months: €95.83 rate · balance €10,095.83

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
23 Sep 2025
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (36 mo) 2.30%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 6 months: €115.00 rate · balance €10,115.00After 7 months: €134.17 rate · balance €10,134.17After 8 months: €153.33 rate · balance €10,153.33After 9 months: €172.50 rate · balance €10,172.50After 10 months: €191.67 rate · balance €10,191.67After 11 months: €210.83 rate · balance €10,210.83After 12 months: €230.00 rate · balance €10,230.00After 13 months: €249.61 rate · balance €10,249.61After 14 months: €269.22 rate · balance €10,269.22After 15 months: €288.82 rate · balance €10,288.82After 16 months: €308.43 rate · balance €10,308.43After 17 months: €328.04 rate · balance €10,328.04After 18 months: €347.65 rate · balance €10,347.65After 19 months: €367.25 rate · balance €10,367.25After 20 months: €386.86 rate · balance €10,386.86After 21 months: €406.47 rate · balance €10,406.47After 22 months: €426.08 rate · balance €10,426.08After 23 months: €445.68 rate · balance €10,445.68After 24 months: €465.29 rate · balance €10,465.29After 25 months: €485.35 rate · balance €10,485.35After 26 months: €505.41 rate · balance €10,505.41After 27 months: €525.47 rate · balance €10,525.47After 28 months: €545.52 rate · balance €10,545.52After 29 months: €565.58 rate · balance €10,565.58After 30 months: €585.64 rate · balance €10,585.64After 31 months: €605.70 rate · balance €10,605.70After 32 months: €625.76 rate · balance €10,625.76After 33 months: €645.82 rate · balance €10,645.82After 34 months: €665.88 rate · balance €10,665.88After 35 months: €685.93 rate · balance €10,685.93After 36 months: €705.99 rate · balance €10,705.99
€ 0€ 250€ 500start1 yr2 yrs3 yrs€706After 1 month: €19.17 rate · balance €10,019.17After 2 months: €38.33 rate · balance €10,038.33After 3 months: €57.50 rate · balance €10,057.50After 4 months: €76.67 rate · balance €10,076.67After 5 months: €95.83 rate · balance €10,095.83After 6 months: €115.00 rate · balance €10,115.00After 7 months: €134.17 rate · balance €10,134.17After 8 months: €153.33 rate · balance €10,153.33After 9 months: €172.50 rate · balance €10,172.50After 10 months: €191.67 rate · balance €10,191.67After 11 months: €210.83 rate · balance €10,210.83After 12 months: €230.00 rate · balance €10,230.00After 13 months: €249.61 rate · balance €10,249.61After 14 months: €269.22 rate · balance €10,269.22After 15 months: €288.82 rate · balance €10,288.82After 16 months: €308.43 rate · balance €10,308.43After 17 months: €328.04 rate · balance €10,328.04After 18 months: €347.65 rate · balance €10,347.65After 19 months: €367.25 rate · balance €10,367.25After 20 months: €386.86 rate · balance €10,386.86After 21 months: €406.47 rate · balance €10,406.47After 22 months: €426.08 rate · balance €10,426.08After 23 months: €445.68 rate · balance €10,445.68After 24 months: €465.29 rate · balance €10,465.29After 25 months: €485.35 rate · balance €10,485.35After 26 months: €505.41 rate · balance €10,505.41After 27 months: €525.47 rate · balance €10,525.47After 28 months: €545.52 rate · balance €10,545.52After 29 months: €565.58 rate · balance €10,565.58After 30 months: €585.64 rate · balance €10,585.64After 31 months: €605.70 rate · balance €10,605.70After 32 months: €625.76 rate · balance €10,625.76After 33 months: €645.82 rate · balance €10,645.82After 34 months: €665.88 rate · balance €10,665.88After 35 months: €685.93 rate · balance €10,685.93After 36 months: €705.99 rate · balance €10,705.99
Per year
AfterInterest up to thenBalance
1 year€230€10,230
2 years€465€10,465
3 years€706€10,706

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe