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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 3 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
2.30%
3 years fixed
Your return on €16,600
€382
per year, annualised · €1,172 total over 3 years
Deposit guarantee
€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 3 years: €1,172.
Interest built up over 3 years
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,172After 1 month: €31.82 rate · balance €16,631.82After 2 months: €63.63 rate · balance €16,663.63After 3 months: €95.45 rate · balance €16,695.45After 4 months: €127.27 rate · balance €16,727.27

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
23 Sep 2025
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (36 mo) 2.30%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 5 months: €159.08 rate · balance €16,759.08After 6 months: €190.90 rate · balance €16,790.90After 7 months: €222.72 rate · balance €16,822.72After 8 months: €254.53 rate · balance €16,854.53After 9 months: €286.35 rate · balance €16,886.35After 10 months: €318.17 rate · balance €16,918.17After 11 months: €349.98 rate · balance €16,949.98After 12 months: €381.80 rate · balance €16,981.80After 13 months: €414.35 rate · balance €17,014.35After 14 months: €446.90 rate · balance €17,046.90After 15 months: €479.45 rate · balance €17,079.45After 16 months: €511.99 rate · balance €17,111.99After 17 months: €544.54 rate · balance €17,144.54After 18 months: €577.09 rate · balance €17,177.09After 19 months: €609.64 rate · balance €17,209.64After 20 months: €642.19 rate · balance €17,242.19After 21 months: €674.74 rate · balance €17,274.74After 22 months: €707.28 rate · balance €17,307.28After 23 months: €739.83 rate · balance €17,339.83After 24 months: €772.38 rate · balance €17,372.38After 25 months: €805.68 rate · balance €17,405.68After 26 months: €838.98 rate · balance €17,438.98After 27 months: €872.27 rate · balance €17,472.27After 28 months: €905.57 rate · balance €17,505.57After 29 months: €938.87 rate · balance €17,538.87After 30 months: €972.16 rate · balance €17,572.16After 31 months: €1,005.46 rate · balance €17,605.46After 32 months: €1,038.76 rate · balance €17,638.76After 33 months: €1,072.06 rate · balance €17,672.06After 34 months: €1,105.35 rate · balance €17,705.35After 35 months: €1,138.65 rate · balance €17,738.65After 36 months: €1,171.95 rate · balance €17,771.95
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,172After 1 month: €31.82 rate · balance €16,631.82After 2 months: €63.63 rate · balance €16,663.63After 3 months: €95.45 rate · balance €16,695.45After 4 months: €127.27 rate · balance €16,727.27After 5 months: €159.08 rate · balance €16,759.08After 6 months: €190.90 rate · balance €16,790.90After 7 months: €222.72 rate · balance €16,822.72After 8 months: €254.53 rate · balance €16,854.53After 9 months: €286.35 rate · balance €16,886.35After 10 months: €318.17 rate · balance €16,918.17After 11 months: €349.98 rate · balance €16,949.98After 12 months: €381.80 rate · balance €16,981.80After 13 months: €414.35 rate · balance €17,014.35After 14 months: €446.90 rate · balance €17,046.90After 15 months: €479.45 rate · balance €17,079.45After 16 months: €511.99 rate · balance €17,111.99After 17 months: €544.54 rate · balance €17,144.54After 18 months: €577.09 rate · balance €17,177.09After 19 months: €609.64 rate · balance €17,209.64After 20 months: €642.19 rate · balance €17,242.19After 21 months: €674.74 rate · balance €17,274.74After 22 months: €707.28 rate · balance €17,307.28After 23 months: €739.83 rate · balance €17,339.83After 24 months: €772.38 rate · balance €17,372.38After 25 months: €805.68 rate · balance €17,405.68After 26 months: €838.98 rate · balance €17,438.98After 27 months: €872.27 rate · balance €17,472.27After 28 months: €905.57 rate · balance €17,505.57After 29 months: €938.87 rate · balance €17,538.87After 30 months: €972.16 rate · balance €17,572.16After 31 months: €1,005.46 rate · balance €17,605.46After 32 months: €1,038.76 rate · balance €17,638.76After 33 months: €1,072.06 rate · balance €17,672.06After 34 months: €1,105.35 rate · balance €17,705.35After 35 months: €1,138.65 rate · balance €17,738.65After 36 months: €1,171.95 rate · balance €17,771.95
Per year
AfterInterest up to thenBalance
1 year€382€16,982
2 years€772€17,372
3 years€1,172€17,772

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe