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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 3 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
2.30%
3 years fixed
Your return on €16,800
€386
per year, annualised · €1,186 total over 3 years
Deposit guarantee
€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 3 years: €1,186.
Interest built up over 3 years
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,186After 1 month: €32.20 rate · balance €16,832.20After 2 months: €64.40 rate · balance €16,864.40After 3 months: €96.60 rate · balance €16,896.60After 4 months: €128.80 rate · balance €16,928.80

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
23 Sep 2025
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (36 mo) 2.30%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 5 months: €161 rate · balance €16,961After 6 months: €193.20 rate · balance €16,993.20After 7 months: €225.40 rate · balance €17,025.40After 8 months: €257.60 rate · balance €17,057.60After 9 months: €289.80 rate · balance €17,089.80After 10 months: €322.00 rate · balance €17,122After 11 months: €354.20 rate · balance €17,154.20After 12 months: €386.40 rate · balance €17,186.40After 13 months: €419.34 rate · balance €17,219.34After 14 months: €452.28 rate · balance €17,252.28After 15 months: €485.22 rate · balance €17,285.22After 16 months: €518.16 rate · balance €17,318.16After 17 months: €551.10 rate · balance €17,351.10After 18 months: €584.04 rate · balance €17,384.04After 19 months: €616.98 rate · balance €17,416.98After 20 months: €649.92 rate · balance €17,449.92After 21 months: €682.87 rate · balance €17,482.87After 22 months: €715.81 rate · balance €17,515.81After 23 months: €748.75 rate · balance €17,548.75After 24 months: €781.69 rate · balance €17,581.69After 25 months: €815.39 rate · balance €17,615.39After 26 months: €849.08 rate · balance €17,649.08After 27 months: €882.78 rate · balance €17,682.78After 28 months: €916.48 rate · balance €17,716.48After 29 months: €950.18 rate · balance €17,750.18After 30 months: €983.88 rate · balance €17,783.88After 31 months: €1,017.57 rate · balance €17,817.57After 32 months: €1,051.27 rate · balance €17,851.27After 33 months: €1,084.97 rate · balance €17,884.97After 34 months: €1,118.67 rate · balance €17,918.67After 35 months: €1,152.37 rate · balance €17,952.37After 36 months: €1,186.07 rate · balance €17,986.07
€ 0€ 500€ 1kstart1 yr2 yrs3 yrs€1,186After 1 month: €32.20 rate · balance €16,832.20After 2 months: €64.40 rate · balance €16,864.40After 3 months: €96.60 rate · balance €16,896.60After 4 months: €128.80 rate · balance €16,928.80After 5 months: €161 rate · balance €16,961After 6 months: €193.20 rate · balance €16,993.20After 7 months: €225.40 rate · balance €17,025.40After 8 months: €257.60 rate · balance €17,057.60After 9 months: €289.80 rate · balance €17,089.80After 10 months: €322.00 rate · balance €17,122After 11 months: €354.20 rate · balance €17,154.20After 12 months: €386.40 rate · balance €17,186.40After 13 months: €419.34 rate · balance €17,219.34After 14 months: €452.28 rate · balance €17,252.28After 15 months: €485.22 rate · balance €17,285.22After 16 months: €518.16 rate · balance €17,318.16After 17 months: €551.10 rate · balance €17,351.10After 18 months: €584.04 rate · balance €17,384.04After 19 months: €616.98 rate · balance €17,416.98After 20 months: €649.92 rate · balance €17,449.92After 21 months: €682.87 rate · balance €17,482.87After 22 months: €715.81 rate · balance €17,515.81After 23 months: €748.75 rate · balance €17,548.75After 24 months: €781.69 rate · balance €17,581.69After 25 months: €815.39 rate · balance €17,615.39After 26 months: €849.08 rate · balance €17,649.08After 27 months: €882.78 rate · balance €17,682.78After 28 months: €916.48 rate · balance €17,716.48After 29 months: €950.18 rate · balance €17,750.18After 30 months: €983.88 rate · balance €17,783.88After 31 months: €1,017.57 rate · balance €17,817.57After 32 months: €1,051.27 rate · balance €17,851.27After 33 months: €1,084.97 rate · balance €17,884.97After 34 months: €1,118.67 rate · balance €17,918.67After 35 months: €1,152.37 rate · balance €17,952.37After 36 months: €1,186.07 rate · balance €17,986.07
Per year
AfterInterest up to thenBalance
1 year€386€17,186
2 years€782€17,582
3 years€1,186€17,986

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe