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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 3 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
2.30%
3 years fixed
Your return on €25,000
€575
per year, annualised · €1,765 total over 3 years
Deposit guarantee
€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 3 years: €1,765.
Interest built up over 3 years
€ 0€ 1kstart1 yr2 yrs3 yrs€1,765After 1 month: €47.92 rate · balance €25,047.92After 2 months: €95.83 rate · balance €25,095.83After 3 months: €143.75 rate · balance €25,143.75After 4 months: €191.67 rate · balance €25,191.67After 5 months: €239.58 rate · balance €25,239.58After 6 months: €287.50 rate · balance €25,287.50

Rate and conditions

BalanceRate
€0 – and up2.30%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
23 Sep 2025
Access
3 years fixed · no early withdrawal
Term
3 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

2.30% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (36 mo) 2.30%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 7 months: €335.42 rate · balance €25,335.42After 8 months: €383.33 rate · balance €25,383.33After 9 months: €431.25 rate · balance €25,431.25After 10 months: €479.17 rate · balance €25,479.17After 11 months: €527.08 rate · balance €25,527.08After 12 months: €575.00 rate · balance €25,575.00After 13 months: €624.02 rate · balance €25,624.02After 14 months: €673.04 rate · balance €25,673.04After 15 months: €722.06 rate · balance €25,722.06After 16 months: €771.08 rate · balance €25,771.08After 17 months: €820.09 rate · balance €25,820.09After 18 months: €869.11 rate · balance €25,869.11After 19 months: €918.13 rate · balance €25,918.13After 20 months: €967.15 rate · balance €25,967.15After 21 months: €1,016.17 rate · balance €26,016.17After 22 months: €1,065.19 rate · balance €26,065.19After 23 months: €1,114.21 rate · balance €26,114.21After 24 months: €1,163.23 rate · balance €26,163.23After 25 months: €1,213.37 rate · balance €26,213.37After 26 months: €1,263.52 rate · balance €26,263.52After 27 months: €1,313.66 rate · balance €26,313.66After 28 months: €1,363.81 rate · balance €26,363.81After 29 months: €1,413.96 rate · balance €26,413.96After 30 months: €1,464.10 rate · balance €26,464.10After 31 months: €1,514.25 rate · balance €26,514.25After 32 months: €1,564.40 rate · balance €26,564.40After 33 months: €1,614.54 rate · balance €26,614.54After 34 months: €1,664.69 rate · balance €26,664.69After 35 months: €1,714.83 rate · balance €26,714.83After 36 months: €1,764.98 rate · balance €26,764.98
€ 0€ 1kstart1 yr2 yrs3 yrs€1,765After 1 month: €47.92 rate · balance €25,047.92After 2 months: €95.83 rate · balance €25,095.83After 3 months: €143.75 rate · balance €25,143.75After 4 months: €191.67 rate · balance €25,191.67After 5 months: €239.58 rate · balance €25,239.58After 6 months: €287.50 rate · balance €25,287.50After 7 months: €335.42 rate · balance €25,335.42After 8 months: €383.33 rate · balance €25,383.33After 9 months: €431.25 rate · balance €25,431.25After 10 months: €479.17 rate · balance €25,479.17After 11 months: €527.08 rate · balance €25,527.08After 12 months: €575.00 rate · balance €25,575.00After 13 months: €624.02 rate · balance €25,624.02After 14 months: €673.04 rate · balance €25,673.04After 15 months: €722.06 rate · balance €25,722.06After 16 months: €771.08 rate · balance €25,771.08After 17 months: €820.09 rate · balance €25,820.09After 18 months: €869.11 rate · balance €25,869.11After 19 months: €918.13 rate · balance €25,918.13After 20 months: €967.15 rate · balance €25,967.15After 21 months: €1,016.17 rate · balance €26,016.17After 22 months: €1,065.19 rate · balance €26,065.19After 23 months: €1,114.21 rate · balance €26,114.21After 24 months: €1,163.23 rate · balance €26,163.23After 25 months: €1,213.37 rate · balance €26,213.37After 26 months: €1,263.52 rate · balance €26,263.52After 27 months: €1,313.66 rate · balance €26,313.66After 28 months: €1,363.81 rate · balance €26,363.81After 29 months: €1,413.96 rate · balance €26,413.96After 30 months: €1,464.10 rate · balance €26,464.10After 31 months: €1,514.25 rate · balance €26,514.25After 32 months: €1,564.40 rate · balance €26,564.40After 33 months: €1,614.54 rate · balance €26,614.54After 34 months: €1,664.69 rate · balance €26,664.69After 35 months: €1,714.83 rate · balance €26,714.83After 36 months: €1,764.98 rate · balance €26,764.98
Per year
AfterInterest up to thenBalance
1 year€575€25,575
2 years€1,163€26,163
3 years€1,765€26,765

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe