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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 4 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.05%
4 years fixed
Your return on €16,600
€506
per year, annualised · €2,120 total over 4 years
Deposit guarantee
€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 4 years: €2,120.
Interest built up over 4 years
€ 0€ 1k€ 2kstart2 yrs4 yrs€2,120After 1 month: €42.19 rate · balance €16,642.19After 2 months: €84.38 rate · balance €16,684.38

Rate and conditions

BalanceRate
€0 – and up3.05%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
3 Jun 2026
Access
4 years fixed · no early withdrawal
Term
4 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.05% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (48 mo) 3.05%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin5 years · 3.40% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 3 months: €126.58 rate · balance €16,726.58After 4 months: €168.77 rate · balance €16,768.77After 5 months: €210.96 rate · balance €16,810.96After 6 months: €253.15 rate · balance €16,853.15After 7 months: €295.34 rate · balance €16,895.34After 8 months: €337.53 rate · balance €16,937.53After 9 months: €379.73 rate · balance €16,979.73After 10 months: €421.92 rate · balance €17,021.92After 11 months: €464.11 rate · balance €17,064.11After 12 months: €506.30 rate · balance €17,106.30After 13 months: €549.78 rate · balance €17,149.78After 14 months: €593.26 rate · balance €17,193.26After 15 months: €636.74 rate · balance €17,236.74After 16 months: €680.21 rate · balance €17,280.21After 17 months: €723.69 rate · balance €17,323.69After 18 months: €767.17 rate · balance €17,367.17After 19 months: €810.65 rate · balance €17,410.65After 20 months: €854.13 rate · balance €17,454.13After 21 months: €897.61 rate · balance €17,497.61After 22 months: €941.09 rate · balance €17,541.09After 23 months: €984.56 rate · balance €17,584.56After 24 months: €1,028.04 rate · balance €17,628.04After 25 months: €1,072.85 rate · balance €17,672.85After 26 months: €1,117.65 rate · balance €17,717.65After 27 months: €1,162.46 rate · balance €17,762.46After 28 months: €1,207.26 rate · balance €17,807.26After 29 months: €1,252.07 rate · balance €17,852.07After 30 months: €1,296.87 rate · balance €17,896.87After 31 months: €1,341.67 rate · balance €17,941.67After 32 months: €1,386.48 rate · balance €17,986.48After 33 months: €1,431.28 rate · balance €18,031.28After 34 months: €1,476.09 rate · balance €18,076.09After 35 months: €1,520.89 rate · balance €18,120.89After 36 months: €1,565.70 rate · balance €18,165.70After 37 months: €1,611.87 rate · balance €18,211.87After 38 months: €1,658.04 rate · balance €18,258.04After 39 months: €1,704.21 rate · balance €18,304.21After 40 months: €1,750.38 rate · balance €18,350.38After 41 months: €1,796.55 rate · balance €18,396.55After 42 months: €1,842.72 rate · balance €18,442.72After 43 months: €1,888.90 rate · balance €18,488.90After 44 months: €1,935.07 rate · balance €18,535.07After 45 months: €1,981.24 rate · balance €18,581.24After 46 months: €2,027.41 rate · balance €18,627.41After 47 months: €2,073.58 rate · balance €18,673.58After 48 months: €2,119.75 rate · balance €18,719.75
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs€2,120After 1 month: €42.19 rate · balance €16,642.19After 2 months: €84.38 rate · balance €16,684.38After 3 months: €126.58 rate · balance €16,726.58After 4 months: €168.77 rate · balance €16,768.77After 5 months: €210.96 rate · balance €16,810.96After 6 months: €253.15 rate · balance €16,853.15After 7 months: €295.34 rate · balance €16,895.34After 8 months: €337.53 rate · balance €16,937.53After 9 months: €379.73 rate · balance €16,979.73After 10 months: €421.92 rate · balance €17,021.92After 11 months: €464.11 rate · balance €17,064.11After 12 months: €506.30 rate · balance €17,106.30After 13 months: €549.78 rate · balance €17,149.78After 14 months: €593.26 rate · balance €17,193.26After 15 months: €636.74 rate · balance €17,236.74After 16 months: €680.21 rate · balance €17,280.21After 17 months: €723.69 rate · balance €17,323.69After 18 months: €767.17 rate · balance €17,367.17After 19 months: €810.65 rate · balance €17,410.65After 20 months: €854.13 rate · balance €17,454.13After 21 months: €897.61 rate · balance €17,497.61After 22 months: €941.09 rate · balance €17,541.09After 23 months: €984.56 rate · balance €17,584.56After 24 months: €1,028.04 rate · balance €17,628.04After 25 months: €1,072.85 rate · balance €17,672.85After 26 months: €1,117.65 rate · balance €17,717.65After 27 months: €1,162.46 rate · balance €17,762.46After 28 months: €1,207.26 rate · balance €17,807.26After 29 months: €1,252.07 rate · balance €17,852.07After 30 months: €1,296.87 rate · balance €17,896.87After 31 months: €1,341.67 rate · balance €17,941.67After 32 months: €1,386.48 rate · balance €17,986.48After 33 months: €1,431.28 rate · balance €18,031.28After 34 months: €1,476.09 rate · balance €18,076.09After 35 months: €1,520.89 rate · balance €18,120.89After 36 months: €1,565.70 rate · balance €18,165.70After 37 months: €1,611.87 rate · balance €18,211.87After 38 months: €1,658.04 rate · balance €18,258.04After 39 months: €1,704.21 rate · balance €18,304.21After 40 months: €1,750.38 rate · balance €18,350.38After 41 months: €1,796.55 rate · balance €18,396.55After 42 months: €1,842.72 rate · balance €18,442.72After 43 months: €1,888.90 rate · balance €18,488.90After 44 months: €1,935.07 rate · balance €18,535.07After 45 months: €1,981.24 rate · balance €18,581.24After 46 months: €2,027.41 rate · balance €18,627.41After 47 months: €2,073.58 rate · balance €18,673.58After 48 months: €2,119.75 rate · balance €18,719.75
Per year
AfterInterest up to thenBalance
1 year€506€17,106
2 years€1,028€17,628
3 years€1,566€18,166
4 years€2,120€18,720

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe