BankBTermijndeposito
Deposit · 4 years · BankB N.V. · Belgium · via Raisin
- Rate
- 3.05%
- 4 years fixed
- Your return on €50,000
- €1,525
- per year, annualised · €6,385 total over 4 years
- Deposit guarantee
- €50,000 fully protectedBelgian scheme
BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 4 years: €6,385.
Interest built up over 4 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,525 | €51,525 |
| 2 years | €3,097 | €53,097 |
| 3 years | €4,716 | €54,716 |
| 4 years | €6,385 | €56,385 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.05% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 3 Jun 2026
- Access
- 4 years fixed · no early withdrawal
- Term
- 4 years
- Minimum deposit
- €5,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
- Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)
Deposit guarantee
€50,000 fully protected
Belgian scheme
BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
Licence and verification
- Institution
- BankB N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Garantiefonds voor financiële diensten (Belgium)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Garantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
Taxes
- Country
- Belgium
- Withholding tax
- Reducible to 0%
- Standard rate
- 30.00%
- For a Dutch saver
- 0.00% (after paperwork)
- Notes
- Belgium withholds by default 30% tax at source. With a certificate of residence (through the bank or Raisin) that becomes 0% for a Dutch saver; what was already withheld can be reclaimed.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Withholding tax on foreign savings interest: what do you really keep?
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
3.05% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.
All historic rates of BankB →All savings products of BankB →
- 2 Sep 2026New: BankB – Termijndeposito (48 mo) 3.05%
Rate checked on 2 Nov 2026.