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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 5 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.40%
5 years fixed
Your return on €10,000
€340
per year, annualised · €1,820 total over 5 years
Deposit guarantee
€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 5 years: €1,820.
Interest built up over 5 years
€ 0€ 1kstart2 yrs4 yrs€1,820After 1 month: €28.33 rate · balance €10,028.33

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
24 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (60 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 2 months: €56.67 rate · balance €10,056.67After 3 months: €85.00 rate · balance €10,085.00After 4 months: €113.33 rate · balance €10,113.33After 5 months: €141.67 rate · balance €10,141.67After 6 months: €170.00 rate · balance €10,170.00After 7 months: €198.33 rate · balance €10,198.33After 8 months: €226.67 rate · balance €10,226.67After 9 months: €255.00 rate · balance €10,255.00After 10 months: €283.33 rate · balance €10,283.33After 11 months: €311.67 rate · balance €10,311.67After 12 months: €340.00 rate · balance €10,340.00After 13 months: €369.30 rate · balance €10,369.30After 14 months: €398.59 rate · balance €10,398.59After 15 months: €427.89 rate · balance €10,427.89After 16 months: €457.19 rate · balance €10,457.19After 17 months: €486.48 rate · balance €10,486.48After 18 months: €515.78 rate · balance €10,515.78After 19 months: €545.08 rate · balance €10,545.08After 20 months: €574.37 rate · balance €10,574.37After 21 months: €603.67 rate · balance €10,603.67After 22 months: €632.97 rate · balance €10,632.97After 23 months: €662.26 rate · balance €10,662.26After 24 months: €691.56 rate · balance €10,691.56After 25 months: €721.85 rate · balance €10,721.85After 26 months: €752.15 rate · balance €10,752.15After 27 months: €782.44 rate · balance €10,782.44After 28 months: €812.73 rate · balance €10,812.73After 29 months: €843.02 rate · balance €10,843.02After 30 months: €873.32 rate · balance €10,873.32After 31 months: €903.61 rate · balance €10,903.61After 32 months: €933.90 rate · balance €10,933.90After 33 months: €964.20 rate · balance €10,964.20After 34 months: €994.49 rate · balance €10,994.49After 35 months: €1,024.78 rate · balance €11,024.78After 36 months: €1,055.07 rate · balance €11,055.07After 37 months: €1,086.40 rate · balance €11,086.40After 38 months: €1,117.72 rate · balance €11,117.72After 39 months: €1,149.04 rate · balance €11,149.04After 40 months: €1,180.36 rate · balance €11,180.36After 41 months: €1,211.69 rate · balance €11,211.69After 42 months: €1,243.01 rate · balance €11,243.01After 43 months: €1,274.33 rate · balance €11,274.33After 44 months: €1,305.66 rate · balance €11,305.66After 45 months: €1,336.98 rate · balance €11,336.98After 46 months: €1,368.30 rate · balance €11,368.30After 47 months: €1,399.62 rate · balance €11,399.62After 48 months: €1,430.95 rate · balance €11,430.95After 49 months: €1,463.33 rate · balance €11,463.33After 50 months: €1,495.72 rate · balance €11,495.72After 51 months: €1,528.11 rate · balance €11,528.11After 52 months: €1,560.50 rate · balance €11,560.50After 53 months: €1,592.88 rate · balance €11,592.88After 54 months: €1,625.27 rate · balance €11,625.27After 55 months: €1,657.66 rate · balance €11,657.66After 56 months: €1,690.05 rate · balance €11,690.05After 57 months: €1,722.44 rate · balance €11,722.44After 58 months: €1,754.82 rate · balance €11,754.82After 59 months: €1,787.21 rate · balance €11,787.21After 60 months: €1,819.60 rate · balance €11,819.60
€ 0€ 1kstart1 yr2 yrs3 yrs4 yrs5 yrs€1,820After 1 month: €28.33 rate · balance €10,028.33After 2 months: €56.67 rate · balance €10,056.67After 3 months: €85.00 rate · balance €10,085.00After 4 months: €113.33 rate · balance €10,113.33After 5 months: €141.67 rate · balance €10,141.67After 6 months: €170.00 rate · balance €10,170.00After 7 months: €198.33 rate · balance €10,198.33After 8 months: €226.67 rate · balance €10,226.67After 9 months: €255.00 rate · balance €10,255.00After 10 months: €283.33 rate · balance €10,283.33After 11 months: €311.67 rate · balance €10,311.67After 12 months: €340.00 rate · balance €10,340.00After 13 months: €369.30 rate · balance €10,369.30After 14 months: €398.59 rate · balance €10,398.59After 15 months: €427.89 rate · balance €10,427.89After 16 months: €457.19 rate · balance €10,457.19After 17 months: €486.48 rate · balance €10,486.48After 18 months: €515.78 rate · balance €10,515.78After 19 months: €545.08 rate · balance €10,545.08After 20 months: €574.37 rate · balance €10,574.37After 21 months: €603.67 rate · balance €10,603.67After 22 months: €632.97 rate · balance €10,632.97After 23 months: €662.26 rate · balance €10,662.26After 24 months: €691.56 rate · balance €10,691.56After 25 months: €721.85 rate · balance €10,721.85After 26 months: €752.15 rate · balance €10,752.15After 27 months: €782.44 rate · balance €10,782.44After 28 months: €812.73 rate · balance €10,812.73After 29 months: €843.02 rate · balance €10,843.02After 30 months: €873.32 rate · balance €10,873.32After 31 months: €903.61 rate · balance €10,903.61After 32 months: €933.90 rate · balance €10,933.90After 33 months: €964.20 rate · balance €10,964.20After 34 months: €994.49 rate · balance €10,994.49After 35 months: €1,024.78 rate · balance €11,024.78After 36 months: €1,055.07 rate · balance €11,055.07After 37 months: €1,086.40 rate · balance €11,086.40After 38 months: €1,117.72 rate · balance €11,117.72After 39 months: €1,149.04 rate · balance €11,149.04After 40 months: €1,180.36 rate · balance €11,180.36After 41 months: €1,211.69 rate · balance €11,211.69After 42 months: €1,243.01 rate · balance €11,243.01After 43 months: €1,274.33 rate · balance €11,274.33After 44 months: €1,305.66 rate · balance €11,305.66After 45 months: €1,336.98 rate · balance €11,336.98After 46 months: €1,368.30 rate · balance €11,368.30After 47 months: €1,399.62 rate · balance €11,399.62After 48 months: €1,430.95 rate · balance €11,430.95After 49 months: €1,463.33 rate · balance €11,463.33After 50 months: €1,495.72 rate · balance €11,495.72After 51 months: €1,528.11 rate · balance €11,528.11After 52 months: €1,560.50 rate · balance €11,560.50After 53 months: €1,592.88 rate · balance €11,592.88After 54 months: €1,625.27 rate · balance €11,625.27After 55 months: €1,657.66 rate · balance €11,657.66After 56 months: €1,690.05 rate · balance €11,690.05After 57 months: €1,722.44 rate · balance €11,722.44After 58 months: €1,754.82 rate · balance €11,754.82After 59 months: €1,787.21 rate · balance €11,787.21After 60 months: €1,819.60 rate · balance €11,819.60
Per year
AfterInterest up to thenBalance
1 year€340€10,340
2 years€692€10,692
3 years€1,055€11,055
4 years€1,431€11,431
5 years€1,820€11,820

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

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