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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 5 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.40%
5 years fixed
Your return on €100,000
€3,400
per year, annualised · €18,196 total over 5 years
Deposit guarantee
€100,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €100,000

Gross interest over 5 years: €18,196.
Interest built up over 5 years
€ 0€ 10kstart2 yrs4 yrs€18,196After 1 month: €283.33 rate · balance €100,283.33

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
24 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€100,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (60 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 2 months: €566.67 rate · balance €100,566.67After 3 months: €850.00 rate · balance €100,850.00After 4 months: €1,133.33 rate · balance €101,133.33After 5 months: €1,416.67 rate · balance €101,416.67After 6 months: €1,700.00 rate · balance €101,700.00After 7 months: €1,983.33 rate · balance €101,983.33After 8 months: €2,266.67 rate · balance €102,266.67After 9 months: €2,550.00 rate · balance €102,550.00After 10 months: €2,833.33 rate · balance €102,833.33After 11 months: €3,116.67 rate · balance €103,116.67After 12 months: €3,400.00 rate · balance €103,400.00After 13 months: €3,692.97 rate · balance €103,692.97After 14 months: €3,985.93 rate · balance €103,985.93After 15 months: €4,278.90 rate · balance €104,278.90After 16 months: €4,571.87 rate · balance €104,571.87After 17 months: €4,864.83 rate · balance €104,864.83After 18 months: €5,157.80 rate · balance €105,157.80After 19 months: €5,450.77 rate · balance €105,450.77After 20 months: €5,743.73 rate · balance €105,743.73After 21 months: €6,036.70 rate · balance €106,036.70After 22 months: €6,329.67 rate · balance €106,329.67After 23 months: €6,622.63 rate · balance €106,622.63After 24 months: €6,915.60 rate · balance €106,915.60After 25 months: €7,218.53 rate · balance €107,218.53After 26 months: €7,521.45 rate · balance €107,521.46After 27 months: €7,824.38 rate · balance €107,824.38After 28 months: €8,127.31 rate · balance €108,127.31After 29 months: €8,430.24 rate · balance €108,430.24After 30 months: €8,733.16 rate · balance €108,733.16After 31 months: €9,036.09 rate · balance €109,036.09After 32 months: €9,339.02 rate · balance €109,339.02After 33 months: €9,641.95 rate · balance €109,641.95After 34 months: €9,944.87 rate · balance €109,944.88After 35 months: €10,247.80 rate · balance €110,247.80After 36 months: €10,550.73 rate · balance €110,550.73After 37 months: €10,863.96 rate · balance €110,863.96After 38 months: €11,177.18 rate · balance €111,177.18After 39 months: €11,490.41 rate · balance €111,490.41After 40 months: €11,803.64 rate · balance €111,803.64After 41 months: €12,116.87 rate · balance €112,116.87After 42 months: €12,430.09 rate · balance €112,430.09After 43 months: €12,743.32 rate · balance €112,743.32After 44 months: €13,056.55 rate · balance €113,056.55After 45 months: €13,369.77 rate · balance €113,369.77After 46 months: €13,683.00 rate · balance €113,683.00After 47 months: €13,996.23 rate · balance €113,996.23After 48 months: €14,309.46 rate · balance €114,309.46After 49 months: €14,633.33 rate · balance €114,633.33After 50 months: €14,957.21 rate · balance €114,957.21After 51 months: €15,281.09 rate · balance €115,281.09After 52 months: €15,604.96 rate · balance €115,604.96After 53 months: €15,928.84 rate · balance €115,928.84After 54 months: €16,252.72 rate · balance €116,252.72After 55 months: €16,576.59 rate · balance €116,576.59After 56 months: €16,900.47 rate · balance €116,900.47After 57 months: €17,224.35 rate · balance €117,224.35After 58 months: €17,548.22 rate · balance €117,548.22After 59 months: €17,872.10 rate · balance €117,872.10After 60 months: €18,195.98 rate · balance €118,195.98
€ 0€ 10kstart1 yr2 yrs3 yrs4 yrs5 yrs€18,196After 1 month: €283.33 rate · balance €100,283.33After 2 months: €566.67 rate · balance €100,566.67After 3 months: €850.00 rate · balance €100,850.00After 4 months: €1,133.33 rate · balance €101,133.33After 5 months: €1,416.67 rate · balance €101,416.67After 6 months: €1,700.00 rate · balance €101,700.00After 7 months: €1,983.33 rate · balance €101,983.33After 8 months: €2,266.67 rate · balance €102,266.67After 9 months: €2,550.00 rate · balance €102,550.00After 10 months: €2,833.33 rate · balance €102,833.33After 11 months: €3,116.67 rate · balance €103,116.67After 12 months: €3,400.00 rate · balance €103,400.00After 13 months: €3,692.97 rate · balance €103,692.97After 14 months: €3,985.93 rate · balance €103,985.93After 15 months: €4,278.90 rate · balance €104,278.90After 16 months: €4,571.87 rate · balance €104,571.87After 17 months: €4,864.83 rate · balance €104,864.83After 18 months: €5,157.80 rate · balance €105,157.80After 19 months: €5,450.77 rate · balance €105,450.77After 20 months: €5,743.73 rate · balance €105,743.73After 21 months: €6,036.70 rate · balance €106,036.70After 22 months: €6,329.67 rate · balance €106,329.67After 23 months: €6,622.63 rate · balance €106,622.63After 24 months: €6,915.60 rate · balance €106,915.60After 25 months: €7,218.53 rate · balance €107,218.53After 26 months: €7,521.45 rate · balance €107,521.46After 27 months: €7,824.38 rate · balance €107,824.38After 28 months: €8,127.31 rate · balance €108,127.31After 29 months: €8,430.24 rate · balance €108,430.24After 30 months: €8,733.16 rate · balance €108,733.16After 31 months: €9,036.09 rate · balance €109,036.09After 32 months: €9,339.02 rate · balance €109,339.02After 33 months: €9,641.95 rate · balance €109,641.95After 34 months: €9,944.87 rate · balance €109,944.88After 35 months: €10,247.80 rate · balance €110,247.80After 36 months: €10,550.73 rate · balance €110,550.73After 37 months: €10,863.96 rate · balance €110,863.96After 38 months: €11,177.18 rate · balance €111,177.18After 39 months: €11,490.41 rate · balance €111,490.41After 40 months: €11,803.64 rate · balance €111,803.64After 41 months: €12,116.87 rate · balance €112,116.87After 42 months: €12,430.09 rate · balance €112,430.09After 43 months: €12,743.32 rate · balance €112,743.32After 44 months: €13,056.55 rate · balance €113,056.55After 45 months: €13,369.77 rate · balance €113,369.77After 46 months: €13,683.00 rate · balance €113,683.00After 47 months: €13,996.23 rate · balance €113,996.23After 48 months: €14,309.46 rate · balance €114,309.46After 49 months: €14,633.33 rate · balance €114,633.33After 50 months: €14,957.21 rate · balance €114,957.21After 51 months: €15,281.09 rate · balance €115,281.09After 52 months: €15,604.96 rate · balance €115,604.96After 53 months: €15,928.84 rate · balance €115,928.84After 54 months: €16,252.72 rate · balance €116,252.72After 55 months: €16,576.59 rate · balance €116,576.59After 56 months: €16,900.47 rate · balance €116,900.47After 57 months: €17,224.35 rate · balance €117,224.35After 58 months: €17,548.22 rate · balance €117,548.22After 59 months: €17,872.10 rate · balance €117,872.10After 60 months: €18,195.98 rate · balance €118,195.98
Per year
AfterInterest up to thenBalance
1 year€3,400€103,400
2 years€6,916€106,916
3 years€10,551€110,551
4 years€14,309€114,309
5 years€18,196€118,196

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe