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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 5 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.40%
5 years fixed
Your return on €16,600
€564
per year, annualised · €3,021 total over 5 years
Deposit guarantee
€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,600

Gross interest over 5 years: €3,021.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,021After 1 month: €47.03 rate · balance €16,647.03

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
24 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,600 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (60 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 2 months: €94.07 rate · balance €16,694.07After 3 months: €141.10 rate · balance €16,741.10After 4 months: €188.13 rate · balance €16,788.13After 5 months: €235.17 rate · balance €16,835.17After 6 months: €282.20 rate · balance €16,882.20After 7 months: €329.23 rate · balance €16,929.23After 8 months: €376.27 rate · balance €16,976.27After 9 months: €423.30 rate · balance €17,023.30After 10 months: €470.33 rate · balance €17,070.33After 11 months: €517.37 rate · balance €17,117.37After 12 months: €564.40 rate · balance €17,164.40After 13 months: €613.03 rate · balance €17,213.03After 14 months: €661.66 rate · balance €17,261.66After 15 months: €710.30 rate · balance €17,310.30After 16 months: €758.93 rate · balance €17,358.93After 17 months: €807.56 rate · balance €17,407.56After 18 months: €856.19 rate · balance €17,456.19After 19 months: €904.83 rate · balance €17,504.83After 20 months: €953.46 rate · balance €17,553.46After 21 months: €1,002.09 rate · balance €17,602.09After 22 months: €1,050.72 rate · balance €17,650.72After 23 months: €1,099.36 rate · balance €17,699.36After 24 months: €1,147.99 rate · balance €17,747.99After 25 months: €1,198.28 rate · balance €17,798.28After 26 months: €1,248.56 rate · balance €17,848.56After 27 months: €1,298.85 rate · balance €17,898.85After 28 months: €1,349.13 rate · balance €17,949.13After 29 months: €1,399.42 rate · balance €17,999.42After 30 months: €1,449.71 rate · balance €18,049.71After 31 months: €1,499.99 rate · balance €18,099.99After 32 months: €1,550.28 rate · balance €18,150.28After 33 months: €1,600.56 rate · balance €18,200.56After 34 months: €1,650.85 rate · balance €18,250.85After 35 months: €1,701.14 rate · balance €18,301.14After 36 months: €1,751.42 rate · balance €18,351.42After 37 months: €1,803.42 rate · balance €18,403.42After 38 months: €1,855.41 rate · balance €18,455.41After 39 months: €1,907.41 rate · balance €18,507.41After 40 months: €1,959.40 rate · balance €18,559.40After 41 months: €2,011.40 rate · balance €18,611.40After 42 months: €2,063.40 rate · balance €18,663.40After 43 months: €2,115.39 rate · balance €18,715.39After 44 months: €2,167.39 rate · balance €18,767.39After 45 months: €2,219.38 rate · balance €18,819.38After 46 months: €2,271.38 rate · balance €18,871.38After 47 months: €2,323.37 rate · balance €18,923.37After 48 months: €2,375.37 rate · balance €18,975.37After 49 months: €2,429.13 rate · balance €19,029.13After 50 months: €2,482.90 rate · balance €19,082.90After 51 months: €2,536.66 rate · balance €19,136.66After 52 months: €2,590.42 rate · balance €19,190.42After 53 months: €2,644.19 rate · balance €19,244.19After 54 months: €2,697.95 rate · balance €19,297.95After 55 months: €2,751.71 rate · balance €19,351.71After 56 months: €2,805.48 rate · balance €19,405.48After 57 months: €2,859.24 rate · balance €19,459.24After 58 months: €2,913.01 rate · balance €19,513.01After 59 months: €2,966.77 rate · balance €19,566.77After 60 months: €3,020.53 rate · balance €19,620.53
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,021After 1 month: €47.03 rate · balance €16,647.03After 2 months: €94.07 rate · balance €16,694.07After 3 months: €141.10 rate · balance €16,741.10After 4 months: €188.13 rate · balance €16,788.13After 5 months: €235.17 rate · balance €16,835.17After 6 months: €282.20 rate · balance €16,882.20After 7 months: €329.23 rate · balance €16,929.23After 8 months: €376.27 rate · balance €16,976.27After 9 months: €423.30 rate · balance €17,023.30After 10 months: €470.33 rate · balance €17,070.33After 11 months: €517.37 rate · balance €17,117.37After 12 months: €564.40 rate · balance €17,164.40After 13 months: €613.03 rate · balance €17,213.03After 14 months: €661.66 rate · balance €17,261.66After 15 months: €710.30 rate · balance €17,310.30After 16 months: €758.93 rate · balance €17,358.93After 17 months: €807.56 rate · balance €17,407.56After 18 months: €856.19 rate · balance €17,456.19After 19 months: €904.83 rate · balance €17,504.83After 20 months: €953.46 rate · balance €17,553.46After 21 months: €1,002.09 rate · balance €17,602.09After 22 months: €1,050.72 rate · balance €17,650.72After 23 months: €1,099.36 rate · balance €17,699.36After 24 months: €1,147.99 rate · balance €17,747.99After 25 months: €1,198.28 rate · balance €17,798.28After 26 months: €1,248.56 rate · balance €17,848.56After 27 months: €1,298.85 rate · balance €17,898.85After 28 months: €1,349.13 rate · balance €17,949.13After 29 months: €1,399.42 rate · balance €17,999.42After 30 months: €1,449.71 rate · balance €18,049.71After 31 months: €1,499.99 rate · balance €18,099.99After 32 months: €1,550.28 rate · balance €18,150.28After 33 months: €1,600.56 rate · balance €18,200.56After 34 months: €1,650.85 rate · balance €18,250.85After 35 months: €1,701.14 rate · balance €18,301.14After 36 months: €1,751.42 rate · balance €18,351.42After 37 months: €1,803.42 rate · balance €18,403.42After 38 months: €1,855.41 rate · balance €18,455.41After 39 months: €1,907.41 rate · balance €18,507.41After 40 months: €1,959.40 rate · balance €18,559.40After 41 months: €2,011.40 rate · balance €18,611.40After 42 months: €2,063.40 rate · balance €18,663.40After 43 months: €2,115.39 rate · balance €18,715.39After 44 months: €2,167.39 rate · balance €18,767.39After 45 months: €2,219.38 rate · balance €18,819.38After 46 months: €2,271.38 rate · balance €18,871.38After 47 months: €2,323.37 rate · balance €18,923.37After 48 months: €2,375.37 rate · balance €18,975.37After 49 months: €2,429.13 rate · balance €19,029.13After 50 months: €2,482.90 rate · balance €19,082.90After 51 months: €2,536.66 rate · balance €19,136.66After 52 months: €2,590.42 rate · balance €19,190.42After 53 months: €2,644.19 rate · balance €19,244.19After 54 months: €2,697.95 rate · balance €19,297.95After 55 months: €2,751.71 rate · balance €19,351.71After 56 months: €2,805.48 rate · balance €19,405.48After 57 months: €2,859.24 rate · balance €19,459.24After 58 months: €2,913.01 rate · balance €19,513.01After 59 months: €2,966.77 rate · balance €19,566.77After 60 months: €3,020.53 rate · balance €19,620.53
Per year
AfterInterest up to thenBalance
1 year€564€17,164
2 years€1,148€17,748
3 years€1,751€18,351
4 years€2,375€18,975
5 years€3,021€19,621

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe