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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 5 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.40%
5 years fixed
Your return on €16,800
€571
per year, annualised · €3,057 total over 5 years
Deposit guarantee
€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €16,800

Gross interest over 5 years: €3,057.
Interest built up over 5 years
€ 0€ 2kstart2 yrs4 yrs€3,057After 1 month: €47.60 rate · balance €16,847.60

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
24 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€16,800 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (60 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 2 months: €95.20 rate · balance €16,895.20After 3 months: €142.80 rate · balance €16,942.80After 4 months: €190.40 rate · balance €16,990.40After 5 months: €238 rate · balance €17,038After 6 months: €285.60 rate · balance €17,085.60After 7 months: €333.20 rate · balance €17,133.20After 8 months: €380.80 rate · balance €17,180.80After 9 months: €428.40 rate · balance €17,228.40After 10 months: €476.00 rate · balance €17,276After 11 months: €523.60 rate · balance €17,323.60After 12 months: €571.20 rate · balance €17,371.20After 13 months: €620.42 rate · balance €17,420.42After 14 months: €669.64 rate · balance €17,469.64After 15 months: €718.86 rate · balance €17,518.86After 16 months: €768.07 rate · balance €17,568.07After 17 months: €817.29 rate · balance €17,617.29After 18 months: €866.51 rate · balance €17,666.51After 19 months: €915.73 rate · balance €17,715.73After 20 months: €964.95 rate · balance €17,764.95After 21 months: €1,014.17 rate · balance €17,814.17After 22 months: €1,063.38 rate · balance €17,863.38After 23 months: €1,112.60 rate · balance €17,912.60After 24 months: €1,161.82 rate · balance €17,961.82After 25 months: €1,212.71 rate · balance €18,012.71After 26 months: €1,263.60 rate · balance €18,063.60After 27 months: €1,314.50 rate · balance €18,114.50After 28 months: €1,365.39 rate · balance €18,165.39After 29 months: €1,416.28 rate · balance €18,216.28After 30 months: €1,467.17 rate · balance €18,267.17After 31 months: €1,518.06 rate · balance €18,318.06After 32 months: €1,568.96 rate · balance €18,368.96After 33 months: €1,619.85 rate · balance €18,419.85After 34 months: €1,670.74 rate · balance €18,470.74After 35 months: €1,721.63 rate · balance €18,521.63After 36 months: €1,772.52 rate · balance €18,572.52After 37 months: €1,825.14 rate · balance €18,625.14After 38 months: €1,877.77 rate · balance €18,677.77After 39 months: €1,930.39 rate · balance €18,730.39After 40 months: €1,983.01 rate · balance €18,783.01After 41 months: €2,035.63 rate · balance €18,835.63After 42 months: €2,088.26 rate · balance €18,888.26After 43 months: €2,140.88 rate · balance €18,940.88After 44 months: €2,193.50 rate · balance €18,993.50After 45 months: €2,246.12 rate · balance €19,046.12After 46 months: €2,298.74 rate · balance €19,098.74After 47 months: €2,351.37 rate · balance €19,151.37After 48 months: €2,403.99 rate · balance €19,203.99After 49 months: €2,458.40 rate · balance €19,258.40After 50 months: €2,512.81 rate · balance €19,312.81After 51 months: €2,567.22 rate · balance €19,367.22After 52 months: €2,621.63 rate · balance €19,421.63After 53 months: €2,676.04 rate · balance €19,476.04After 54 months: €2,730.46 rate · balance €19,530.46After 55 months: €2,784.87 rate · balance €19,584.87After 56 months: €2,839.28 rate · balance €19,639.28After 57 months: €2,893.69 rate · balance €19,693.69After 58 months: €2,948.10 rate · balance €19,748.10After 59 months: €3,002.51 rate · balance €19,802.51After 60 months: €3,056.92 rate · balance €19,856.92
€ 0€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs€3,057After 1 month: €47.60 rate · balance €16,847.60After 2 months: €95.20 rate · balance €16,895.20After 3 months: €142.80 rate · balance €16,942.80After 4 months: €190.40 rate · balance €16,990.40After 5 months: €238 rate · balance €17,038After 6 months: €285.60 rate · balance €17,085.60After 7 months: €333.20 rate · balance €17,133.20After 8 months: €380.80 rate · balance €17,180.80After 9 months: €428.40 rate · balance €17,228.40After 10 months: €476.00 rate · balance €17,276After 11 months: €523.60 rate · balance €17,323.60After 12 months: €571.20 rate · balance €17,371.20After 13 months: €620.42 rate · balance €17,420.42After 14 months: €669.64 rate · balance €17,469.64After 15 months: €718.86 rate · balance €17,518.86After 16 months: €768.07 rate · balance €17,568.07After 17 months: €817.29 rate · balance €17,617.29After 18 months: €866.51 rate · balance €17,666.51After 19 months: €915.73 rate · balance €17,715.73After 20 months: €964.95 rate · balance €17,764.95After 21 months: €1,014.17 rate · balance €17,814.17After 22 months: €1,063.38 rate · balance €17,863.38After 23 months: €1,112.60 rate · balance €17,912.60After 24 months: €1,161.82 rate · balance €17,961.82After 25 months: €1,212.71 rate · balance €18,012.71After 26 months: €1,263.60 rate · balance €18,063.60After 27 months: €1,314.50 rate · balance €18,114.50After 28 months: €1,365.39 rate · balance €18,165.39After 29 months: €1,416.28 rate · balance €18,216.28After 30 months: €1,467.17 rate · balance €18,267.17After 31 months: €1,518.06 rate · balance €18,318.06After 32 months: €1,568.96 rate · balance €18,368.96After 33 months: €1,619.85 rate · balance €18,419.85After 34 months: €1,670.74 rate · balance €18,470.74After 35 months: €1,721.63 rate · balance €18,521.63After 36 months: €1,772.52 rate · balance €18,572.52After 37 months: €1,825.14 rate · balance €18,625.14After 38 months: €1,877.77 rate · balance €18,677.77After 39 months: €1,930.39 rate · balance €18,730.39After 40 months: €1,983.01 rate · balance €18,783.01After 41 months: €2,035.63 rate · balance €18,835.63After 42 months: €2,088.26 rate · balance €18,888.26After 43 months: €2,140.88 rate · balance €18,940.88After 44 months: €2,193.50 rate · balance €18,993.50After 45 months: €2,246.12 rate · balance €19,046.12After 46 months: €2,298.74 rate · balance €19,098.74After 47 months: €2,351.37 rate · balance €19,151.37After 48 months: €2,403.99 rate · balance €19,203.99After 49 months: €2,458.40 rate · balance €19,258.40After 50 months: €2,512.81 rate · balance €19,312.81After 51 months: €2,567.22 rate · balance €19,367.22After 52 months: €2,621.63 rate · balance €19,421.63After 53 months: €2,676.04 rate · balance €19,476.04After 54 months: €2,730.46 rate · balance €19,530.46After 55 months: €2,784.87 rate · balance €19,584.87After 56 months: €2,839.28 rate · balance €19,639.28After 57 months: €2,893.69 rate · balance €19,693.69After 58 months: €2,948.10 rate · balance €19,748.10After 59 months: €3,002.51 rate · balance €19,802.51After 60 months: €3,056.92 rate · balance €19,856.92
Per year
AfterInterest up to thenBalance
1 year€571€17,371
2 years€1,162€17,962
3 years€1,773€18,573
4 years€2,404€19,204
5 years€3,057€19,857

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

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