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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 5 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.40%
5 years fixed
Your return on €25,000
€850
per year, annualised · €4,549 total over 5 years
Deposit guarantee
€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €25,000

Gross interest over 5 years: €4,549.
Interest built up over 5 years
€ 0€ 2k€ 4kstart2 yrs4 yrs€4,549

Rate and conditions

BalanceRate
€0 – and up3.40%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
24 Aug 2026
Access
5 years fixed · no early withdrawal
Term
5 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€25,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.40% since 2 Sep 2026. We have not seen a change since; once the rate changes, the chart appears here.

All historic rates of BankB →All savings products of BankB →

  • 2 Sep 2026New: BankB – Termijndeposito (60 mo) 3.40%

Rate checked on 18 Sep 2026.

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin7 years · 3.75% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
After 1 month: €70.83 rate · balance €25,070.83After 2 months: €141.67 rate · balance €25,141.67After 3 months: €212.50 rate · balance €25,212.50After 4 months: €283.33 rate · balance €25,283.33After 5 months: €354.17 rate · balance €25,354.17After 6 months: €425.00 rate · balance €25,425.00After 7 months: €495.83 rate · balance €25,495.83After 8 months: €566.67 rate · balance €25,566.67After 9 months: €637.50 rate · balance €25,637.50After 10 months: €708.33 rate · balance €25,708.33After 11 months: €779.17 rate · balance €25,779.17After 12 months: €850.00 rate · balance €25,850.00After 13 months: €923.24 rate · balance €25,923.24After 14 months: €996.48 rate · balance €25,996.48After 15 months: €1,069.72 rate · balance €26,069.72After 16 months: €1,142.97 rate · balance €26,142.97After 17 months: €1,216.21 rate · balance €26,216.21After 18 months: €1,289.45 rate · balance €26,289.45After 19 months: €1,362.69 rate · balance €26,362.69After 20 months: €1,435.93 rate · balance €26,435.93After 21 months: €1,509.17 rate · balance €26,509.17After 22 months: €1,582.42 rate · balance €26,582.42After 23 months: €1,655.66 rate · balance €26,655.66After 24 months: €1,728.90 rate · balance €26,728.90After 25 months: €1,804.63 rate · balance €26,804.63After 26 months: €1,880.36 rate · balance €26,880.36After 27 months: €1,956.10 rate · balance €26,956.10After 28 months: €2,031.83 rate · balance €27,031.83After 29 months: €2,107.56 rate · balance €27,107.56After 30 months: €2,183.29 rate · balance €27,183.29After 31 months: €2,259.02 rate · balance €27,259.02After 32 months: €2,334.76 rate · balance €27,334.76After 33 months: €2,410.49 rate · balance €27,410.49After 34 months: €2,486.22 rate · balance €27,486.22After 35 months: €2,561.95 rate · balance €27,561.95After 36 months: €2,637.68 rate · balance €27,637.68After 37 months: €2,715.99 rate · balance €27,715.99After 38 months: €2,794.30 rate · balance €27,794.30After 39 months: €2,872.60 rate · balance €27,872.60After 40 months: €2,950.91 rate · balance €27,950.91After 41 months: €3,029.22 rate · balance €28,029.22After 42 months: €3,107.52 rate · balance €28,107.52After 43 months: €3,185.83 rate · balance €28,185.83After 44 months: €3,264.14 rate · balance €28,264.14After 45 months: €3,342.44 rate · balance €28,342.44After 46 months: €3,420.75 rate · balance €28,420.75After 47 months: €3,499.06 rate · balance €28,499.06After 48 months: €3,577.36 rate · balance €28,577.36After 49 months: €3,658.33 rate · balance €28,658.33After 50 months: €3,739.30 rate · balance €28,739.30After 51 months: €3,820.27 rate · balance €28,820.27After 52 months: €3,901.24 rate · balance €28,901.24After 53 months: €3,982.21 rate · balance €28,982.21After 54 months: €4,063.18 rate · balance €29,063.18After 55 months: €4,144.15 rate · balance €29,144.15After 56 months: €4,225.12 rate · balance €29,225.12After 57 months: €4,306.09 rate · balance €29,306.09After 58 months: €4,387.06 rate · balance €29,387.06After 59 months: €4,468.03 rate · balance €29,468.03After 60 months: €4,548.99 rate · balance €29,548.99
€ 0€ 2k€ 4kstart1 yr2 yrs3 yrs4 yrs5 yrs€4,549After 1 month: €70.83 rate · balance €25,070.83After 2 months: €141.67 rate · balance €25,141.67After 3 months: €212.50 rate · balance €25,212.50After 4 months: €283.33 rate · balance €25,283.33After 5 months: €354.17 rate · balance €25,354.17After 6 months: €425.00 rate · balance €25,425.00After 7 months: €495.83 rate · balance €25,495.83After 8 months: €566.67 rate · balance €25,566.67After 9 months: €637.50 rate · balance €25,637.50After 10 months: €708.33 rate · balance €25,708.33After 11 months: €779.17 rate · balance €25,779.17After 12 months: €850.00 rate · balance €25,850.00After 13 months: €923.24 rate · balance €25,923.24After 14 months: €996.48 rate · balance €25,996.48After 15 months: €1,069.72 rate · balance €26,069.72After 16 months: €1,142.97 rate · balance €26,142.97After 17 months: €1,216.21 rate · balance €26,216.21After 18 months: €1,289.45 rate · balance €26,289.45After 19 months: €1,362.69 rate · balance €26,362.69After 20 months: €1,435.93 rate · balance €26,435.93After 21 months: €1,509.17 rate · balance €26,509.17After 22 months: €1,582.42 rate · balance €26,582.42After 23 months: €1,655.66 rate · balance €26,655.66After 24 months: €1,728.90 rate · balance €26,728.90After 25 months: €1,804.63 rate · balance €26,804.63After 26 months: €1,880.36 rate · balance €26,880.36After 27 months: €1,956.10 rate · balance €26,956.10After 28 months: €2,031.83 rate · balance €27,031.83After 29 months: €2,107.56 rate · balance €27,107.56After 30 months: €2,183.29 rate · balance €27,183.29After 31 months: €2,259.02 rate · balance €27,259.02After 32 months: €2,334.76 rate · balance €27,334.76After 33 months: €2,410.49 rate · balance €27,410.49After 34 months: €2,486.22 rate · balance €27,486.22After 35 months: €2,561.95 rate · balance €27,561.95After 36 months: €2,637.68 rate · balance €27,637.68After 37 months: €2,715.99 rate · balance €27,715.99After 38 months: €2,794.30 rate · balance €27,794.30After 39 months: €2,872.60 rate · balance €27,872.60After 40 months: €2,950.91 rate · balance €27,950.91After 41 months: €3,029.22 rate · balance €28,029.22After 42 months: €3,107.52 rate · balance €28,107.52After 43 months: €3,185.83 rate · balance €28,185.83After 44 months: €3,264.14 rate · balance €28,264.14After 45 months: €3,342.44 rate · balance €28,342.44After 46 months: €3,420.75 rate · balance €28,420.75After 47 months: €3,499.06 rate · balance €28,499.06After 48 months: €3,577.36 rate · balance €28,577.36After 49 months: €3,658.33 rate · balance €28,658.33After 50 months: €3,739.30 rate · balance €28,739.30After 51 months: €3,820.27 rate · balance €28,820.27After 52 months: €3,901.24 rate · balance €28,901.24After 53 months: €3,982.21 rate · balance €28,982.21After 54 months: €4,063.18 rate · balance €29,063.18After 55 months: €4,144.15 rate · balance €29,144.15After 56 months: €4,225.12 rate · balance €29,225.12After 57 months: €4,306.09 rate · balance €29,306.09After 58 months: €4,387.06 rate · balance €29,387.06After 59 months: €4,468.03 rate · balance €29,468.03After 60 months: €4,548.99 rate · balance €29,548.99
Per year
AfterInterest up to thenBalance
1 year€850€25,850
2 years€1,729€26,729
3 years€2,638€27,638
4 years€3,577€28,577
5 years€4,549€29,549

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe