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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Open an account at BankB
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BankBTermijndeposito

Deposit · 7 years · BankB N.V. · Belgium · via Raisin
Open an account at BankB
Rate
3.75%
7 years fixed
since 14 Sep 2026
Your return on €10,000
€375
per year, annualised · €2,939 total over 7 years
Deposit guarantee
€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Your calculation for €10,000

Gross interest over 7 years: €2,939.
Interest built up over 7 years
€ 0€ 1k€ 2kstart2 yrs4 yrs6 yrs

Rate and conditions

BalanceRate
€0 – and up3.75%
Interest payout
yearly, compounded (interest on interest)
Fees
none
Rate valid since
9 Sep 2026
Access
7 years fixed · no early withdrawal
Term
7 years
Minimum deposit
€5,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
  • Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)

Deposit guarantee

€10,000 fully protected
Belgian scheme

BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank

Licence and verification
Institution
BankB N.V.
Status
Verified European deposit guarantee scheme
Scheme
Garantiefonds voor financiële diensten (Belgium)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsGarantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026
Taxes
Country
Belgium
Withholding tax
Reducible to 0%
Standard rate
30.00%
For a Dutch saver
0.00% (after paperwork)
Notes
België heft standaard 30% roerende voorheffing; met het (digitale) attest roerende voorheffing niet-inwoners ben je vrijgesteld.

Rate history

3.25%3.50%3.75%4.00%2 Sep 202610 Sep 2026now3.75%3.60% from 2 Sep 2026 until 14 Sep 20263.75% from 14 Sep 2026 until now
3.25%3.50%3.75%4.00%2 Sep 202610 Sep 2026now3.75%3.60% from 2 Sep 2026 until 14 Sep 20263.75% from 14 Sep 2026 until now

Other offers from BankB

Instant access · 1.75% · Raisin3 months · 1.50% · Raisin1 year · 1.50% · Raisin2 years · 1.50% · Raisin3 years · 2.30% · Raisin4 years · 3.05% · Raisin5 years · 3.40% · Raisin8 years · 3.75% · Raisin10 years · 3.75% · Raisin
€2,939After 1 month: €31.25 rate · balance €10,031.25After 2 months: €62.50 rate · balance €10,062.50After 3 months: €93.75 rate · balance €10,093.75After 4 months: €125 rate · balance €10,125After 5 months: €156.25 rate · balance €10,156.25After 6 months: €187.50 rate · balance €10,187.50After 7 months: €218.75 rate · balance €10,218.75After 8 months: €250 rate · balance €10,250After 9 months: €281.25 rate · balance €10,281.25After 10 months: €312.50 rate · balance €10,312.50After 11 months: €343.75 rate · balance €10,343.75After 12 months: €375 rate · balance €10,375After 13 months: €407.42 rate · balance €10,407.42After 14 months: €439.84 rate · balance €10,439.84After 15 months: €472.27 rate · balance €10,472.27After 16 months: €504.69 rate · balance €10,504.69After 17 months: €537.11 rate · balance €10,537.11After 18 months: €569.53 rate · balance €10,569.53After 19 months: €601.95 rate · balance €10,601.95After 20 months: €634.38 rate · balance €10,634.38After 21 months: €666.80 rate · balance €10,666.80After 22 months: €699.22 rate · balance €10,699.22After 23 months: €731.64 rate · balance €10,731.64After 24 months: €764.06 rate · balance €10,764.06After 25 months: €797.70 rate · balance €10,797.70After 26 months: €831.34 rate · balance €10,831.34After 27 months: €864.98 rate · balance €10,864.98After 28 months: €898.61 rate · balance €10,898.61After 29 months: €932.25 rate · balance €10,932.25After 30 months: €965.89 rate · balance €10,965.89After 31 months: €999.53 rate · balance €10,999.53After 32 months: €1,033.16 rate · balance €11,033.16After 33 months: €1,066.80 rate · balance €11,066.80After 34 months: €1,100.44 rate · balance €11,100.44After 35 months: €1,134.08 rate · balance €11,134.08After 36 months: €1,167.72 rate · balance €11,167.72After 37 months: €1,202.61 rate · balance €11,202.61After 38 months: €1,237.51 rate · balance €11,237.51After 39 months: €1,272.41 rate · balance €11,272.41After 40 months: €1,307.31 rate · balance €11,307.31After 41 months: €1,342.21 rate · balance €11,342.21After 42 months: €1,377.11 rate · balance €11,377.11After 43 months: €1,412.01 rate · balance €11,412.01After 44 months: €1,446.91 rate · balance €11,446.91After 45 months: €1,481.81 rate · balance €11,481.81After 46 months: €1,516.71 rate · balance €11,516.71After 47 months: €1,551.61 rate · balance €11,551.61After 48 months: €1,586.50 rate · balance €11,586.50After 49 months: €1,622.71 rate · balance €11,622.71After 50 months: €1,658.92 rate · balance €11,658.92After 51 months: €1,695.13 rate · balance €11,695.13After 52 months: €1,731.34 rate · balance €11,731.34After 53 months: €1,767.54 rate · balance €11,767.54After 54 months: €1,803.75 rate · balance €11,803.75After 55 months: €1,839.96 rate · balance €11,839.96After 56 months: €1,876.17 rate · balance €11,876.17After 57 months: €1,912.37 rate · balance €11,912.37After 58 months: €1,948.58 rate · balance €11,948.58After 59 months: €1,984.79 rate · balance €11,984.79After 60 months: €2,021.00 rate · balance €12,021.00After 61 months: €2,058.56 rate · balance €12,058.56After 62 months: €2,096.13 rate · balance €12,096.13After 63 months: €2,133.69 rate · balance €12,133.69After 64 months: €2,171.26 rate · balance €12,171.26After 65 months: €2,208.83 rate · balance €12,208.83After 66 months: €2,246.39 rate · balance €12,246.39After 67 months: €2,283.96 rate · balance €12,283.96After 68 months: €2,321.52 rate · balance €12,321.52After 69 months: €2,359.09 rate · balance €12,359.09After 70 months: €2,396.65 rate · balance €12,396.65After 71 months: €2,434.22 rate · balance €12,434.22After 72 months: €2,471.79 rate · balance €12,471.79After 73 months: €2,510.76 rate · balance €12,510.76After 74 months: €2,549.73 rate · balance €12,549.73After 75 months: €2,588.71 rate · balance €12,588.71After 76 months: €2,627.68 rate · balance €12,627.68After 77 months: €2,666.66 rate · balance €12,666.66After 78 months: €2,705.63 rate · balance €12,705.63After 79 months: €2,744.61 rate · balance €12,744.61After 80 months: €2,783.58 rate · balance €12,783.58After 81 months: €2,822.55 rate · balance €12,822.55After 82 months: €2,861.53 rate · balance €12,861.53After 83 months: €2,900.50 rate · balance €12,900.50After 84 months: €2,939.48 rate · balance €12,939.48
€ 0€ 1k€ 2kstart1 yr2 yrs3 yrs4 yrs5 yrs6 yrs7 yrs€2,939After 1 month: €31.25 rate · balance €10,031.25After 2 months: €62.50 rate · balance €10,062.50After 3 months: €93.75 rate · balance €10,093.75After 4 months: €125 rate · balance €10,125After 5 months: €156.25 rate · balance €10,156.25After 6 months: €187.50 rate · balance €10,187.50After 7 months: €218.75 rate · balance €10,218.75After 8 months: €250 rate · balance €10,250After 9 months: €281.25 rate · balance €10,281.25After 10 months: €312.50 rate · balance €10,312.50After 11 months: €343.75 rate · balance €10,343.75After 12 months: €375 rate · balance €10,375After 13 months: €407.42 rate · balance €10,407.42After 14 months: €439.84 rate · balance €10,439.84After 15 months: €472.27 rate · balance €10,472.27After 16 months: €504.69 rate · balance €10,504.69After 17 months: €537.11 rate · balance €10,537.11After 18 months: €569.53 rate · balance €10,569.53After 19 months: €601.95 rate · balance €10,601.95After 20 months: €634.38 rate · balance €10,634.38After 21 months: €666.80 rate · balance €10,666.80After 22 months: €699.22 rate · balance €10,699.22After 23 months: €731.64 rate · balance €10,731.64After 24 months: €764.06 rate · balance €10,764.06After 25 months: €797.70 rate · balance €10,797.70After 26 months: €831.34 rate · balance €10,831.34After 27 months: €864.98 rate · balance €10,864.98After 28 months: €898.61 rate · balance €10,898.61After 29 months: €932.25 rate · balance €10,932.25After 30 months: €965.89 rate · balance €10,965.89After 31 months: €999.53 rate · balance €10,999.53After 32 months: €1,033.16 rate · balance €11,033.16After 33 months: €1,066.80 rate · balance €11,066.80After 34 months: €1,100.44 rate · balance €11,100.44After 35 months: €1,134.08 rate · balance €11,134.08After 36 months: €1,167.72 rate · balance €11,167.72After 37 months: €1,202.61 rate · balance €11,202.61After 38 months: €1,237.51 rate · balance €11,237.51After 39 months: €1,272.41 rate · balance €11,272.41After 40 months: €1,307.31 rate · balance €11,307.31After 41 months: €1,342.21 rate · balance €11,342.21After 42 months: €1,377.11 rate · balance €11,377.11After 43 months: €1,412.01 rate · balance €11,412.01After 44 months: €1,446.91 rate · balance €11,446.91After 45 months: €1,481.81 rate · balance €11,481.81After 46 months: €1,516.71 rate · balance €11,516.71After 47 months: €1,551.61 rate · balance €11,551.61After 48 months: €1,586.50 rate · balance €11,586.50After 49 months: €1,622.71 rate · balance €11,622.71After 50 months: €1,658.92 rate · balance €11,658.92After 51 months: €1,695.13 rate · balance €11,695.13After 52 months: €1,731.34 rate · balance €11,731.34After 53 months: €1,767.54 rate · balance €11,767.54After 54 months: €1,803.75 rate · balance €11,803.75After 55 months: €1,839.96 rate · balance €11,839.96After 56 months: €1,876.17 rate · balance €11,876.17After 57 months: €1,912.37 rate · balance €11,912.37After 58 months: €1,948.58 rate · balance €11,948.58After 59 months: €1,984.79 rate · balance €11,984.79After 60 months: €2,021.00 rate · balance €12,021.00After 61 months: €2,058.56 rate · balance €12,058.56After 62 months: €2,096.13 rate · balance €12,096.13After 63 months: €2,133.69 rate · balance €12,133.69After 64 months: €2,171.26 rate · balance €12,171.26After 65 months: €2,208.83 rate · balance €12,208.83After 66 months: €2,246.39 rate · balance €12,246.39After 67 months: €2,283.96 rate · balance €12,283.96After 68 months: €2,321.52 rate · balance €12,321.52After 69 months: €2,359.09 rate · balance €12,359.09After 70 months: €2,396.65 rate · balance €12,396.65After 71 months: €2,434.22 rate · balance €12,434.22After 72 months: €2,471.79 rate · balance €12,471.79After 73 months: €2,510.76 rate · balance €12,510.76After 74 months: €2,549.73 rate · balance €12,549.73After 75 months: €2,588.71 rate · balance €12,588.71After 76 months: €2,627.68 rate · balance €12,627.68After 77 months: €2,666.66 rate · balance €12,666.66After 78 months: €2,705.63 rate · balance €12,705.63After 79 months: €2,744.61 rate · balance €12,744.61After 80 months: €2,783.58 rate · balance €12,783.58After 81 months: €2,822.55 rate · balance €12,822.55After 82 months: €2,861.53 rate · balance €12,861.53After 83 months: €2,900.50 rate · balance €12,900.50After 84 months: €2,939.48 rate · balance €12,939.48
Per year
AfterInterest up to thenBalance
1 year€375€10,375
2 years€764€10,764
3 years€1,168€11,168
4 years€1,587€11,587
5 years€2,021€12,021
6 years€2,472€12,472
7 years€2,939€12,939

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe

From
Rate
Until
14 Sep 20263.75%current
2 Sep 20263.60%14 Sep 2026

All historic rates of BankB →All savings products of BankB →

  • 14 Sep 2026BankB – Termijndeposito (84 mo): 3.60% → 3.75%
  • 2 Sep 2026New: BankB – Termijndeposito (84 mo) 3.60%

Rate checked on 18 Sep 2026.